Brady Mullen is a Finance/Real Estate Expert, Author and Speaker.  With a bachelors degree in accounting, Brady was an independent financial advisor for 19 years. However, his passion began to tilt toward real estate. Helping people with their real estate decisions, including home purchases, real estate investing, mortgage strategies, and so on creates all sorts of conflicts for the compliance overlay in the financial planning industry, so in 2021, Brady sold his financial practice to focus on the education side of bringing financial clarity to real estate decisions. His first book, Real Decisions: The Financial Impact of Renting and Owning and his second book, Reverse Mortgages: The Financial Ugly Duckling unlock the myths as well as show the enormous impact your real estate decisions have on your personal finances. Both are available on Amazon.
Brady Mullen: Brady@LTREA.com
Cheri Hill:  www.Sageintl.com or 800-254-5779

Brady Mullen on Reverse Mortgages: The Financial Ugly Duckling

Welcome to a brand new type of episode from us here at Investment Uncut. This is The Quick Take: our bitesize episodes where we discuss recent market events, topical issues and share our expert opinion on what long-term investors should be thinking about in response. 

For our inaugural episode, we’re diving into a pressing topic: the growing concentration in global equity markets – has this risk now become too big to ignore?

S7 Ep. 2: The quick take on equity market concentration

In a special two-part celebration marking 100 episodes of the IE Podcast, Erin and Toral welcome back the show’s original creators and past cohosts Dr. Cornell Verdeja-Woodson (he/him/his), Sherron Brown (she/her/hers), and Anthony Sis (he/they). Together, they revisit the untold stories behind the podcast’s humble beginnings, the “scrappy” days with a single Yeti mic, and the community that transformed a single idea into one hundred episodes of meaningful conversation. Tune in to Part One to hear where they are now, how life and work have evolved since their time behind the mic, and what this milestone means to them as they reflect on how far the podcast has come — and the people who made it possible.

Episode 100: Guess Who's Back?

Originally uploaded September 19, reloaded October 4th.
Chris Holman welcomes back Kelli Ellsworth Etchison, Chief Marketing Officer, and Chief Diversity Officer, LAFCU, Lansing, MI.

Welcome back, Kelli, remind the Michigan business community about LAFCU?

What does your election to the AACUC (African American Credit Union Coalition) national board mean for LAFCU and for Michigan’s role in shaping the future of credit unions?

How do you see AACUC’s work influencing diversity, equity, and inclusion efforts across the financial services industry?

What lessons from your work at LAFCU will you bring to your role on the AACUC board?

How can credit unions strengthen their impact on underserved communities through initiatives like those you’ve led at LAFCU?

Looking ahead, what opportunities or challenges do you see for credit unions in advancing financial empowerment nationwide?

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Michigan executive to help shape the future of credit unions nationwide through AACUC leadership 

LANSING, Mich. — The African-American Credit Union Coalition (AACUC) has elected Kelli Ellsworth Etchison to its national board of directors for a three-year term. Ellsworth Etchison is the chief marketing officer and chief diversity officer for LAFCU. She also serves as CEO of the StableCommunities Foundation powered by LAFCU.

Her election elevates Michigan’s role in the national credit union movement and underscores LAFCU’s leadership in advancing diversity, equity, and inclusion across the financial services industry. Ellsworth Etchison will join peers from across the country in helping guide strategies that shape the future of credit unions and their ability to serve African Americans and other underrepresented communities.

Founded in 1999, the AACUC is a 501(c)(3) nonprofit dedicated to increasing diversity within the credit union industry through advocacy, mentorship, and professional development. Its board provides strategic direction for industry-wide conversations on equity, opportunity, and access.

“I am deeply honored to join the AACUC Board of Directors,” Ellsworth Etchison said. “The AACUC community is bold, mindful, and brave in advancing equity and opportunity. This role is about more than professional leadership — it’s about ensuring that credit unions remain strong advocates for financial empowerment and inclusion. I’m proud to bring LAFCU’s voice to this important work.”

At LAFCU, Ellsworth Etchison has spearheaded initiatives ranging from multicultural engagement to financial literacy programs for youth, seniors, and underserved groups.

The AACUC announced its 2025-2026 Executive Committee and newly elected directors on Sept. 3. 

About LAFCU
Founded in 1936, LAFCU (pronounced laugh-cue) is a not-for-profit, member-owned credit union open to all who live, work, worship or attend school in Michigan, and to Michigan businesses. LAFCU serves more than 74,000 members and holds over $1 billion in assets. With a particular focus on serving people of modest means, LAFCU is committed to enhancing its members' financial well-being and creating long-lasting positive change across generations. Awarded the prestigious Dora Maxwell Social Responsibility Community Service Award, LAFCU is known for its people-helping-people mission, which has led to award-winning financial literacy programs for all ages. A three-time honoree as a national ‘Best Credit Union to Work For’ and recognized globally for its diversity, equity, and inclusion initiatives, LAFCU stands out for its commitment to creating an inclusive workplace. Learn more at www.lafcu.com. 

# # #

Michigan Business Beat | Kelli Ellsworth Etchison, LAFCU - Elected to AACUC and September 2025 News!

In part two of the 100th episode celebration, Erin and Toral continue their conversation with the show’s original creators and past cohosts Dr. Cornell Verdeja-Woodson, Sherron Brown, and Anthony Sis. The group reflects on the roots and ripple effects of the podcast by sharing more behind-the-scenes stories, lessons learned, and the laughter and moments that shaped it all. Tune in to a conversation that honors the legacy of the podcast and inspires those carrying its torch into the future.

Episode 101: The Next 100 Starts Now

I know that you think that the gulf is wide. Trust me, I feel that way too.
We sit on the brink of great divide, and you - you know that it’s true.
But I think our diff’rences aren’t that big. In fact, we’re much the same.
I think if we if we take the time to dig, we’ll see, they’re playing a game

With our minds, with our hearts, and they’re tearing us apart.
And we can’t let ‘em win.
Sure, right now we might be fine, but we’re just a bottom line
For some billionaire who doesn’t care.

I’m reaching out in the name of love. The wall that we built is so thin.
We are both pawns that they push and shove - we can’t let ‘em win.
They’re making claims that they can’t back up, pointing their fingers in shame.
It’s up to us to get unstuck - we can’t let ‘em keep on playing that game

With our minds, with our hearts, and they’re tearing us apart.
And we can’t let ‘em win.
Sure, right now we might be fine, but we’re just a bottom line
For some billionaire who doesn’t care.

Let’s sit for a while, take the time to know each other
And learn what we already know to be true.
That we’re more alike than those billionaires who play their games.

With our minds, with our hearts, and they’re tearing us apart.
And we can’t let ‘em win.
Sure, right now we might be fine, but we’re just a bottom line
For some billionaire who doesn’t care.

Games They Play

Star Wars and disco were hip when Kansas built its previous unemployment insurance system and it was “sufficient,” Kansas Labor Secretary Amber Shultz says. But on the latest episode of StateScoop’s Priorities Podcast, Shultz describes how, over the course of two years, the state transformed that system into a modern one, with a modern user interface. A system that had to be taken offline constantly — “a house of cards” — has been replaced by one that has nearly perfect uptime, she says. “Our contact center representatives, they couldn’t use a mouse, and they had to memorize all these hundreds of weird shortcodes for abbreviation back in those days, and then the code was not documented,” she says. Today, the state heralds a different story, one in which call centers see 60% fewer calls and processing time has been reduced by 80%.

Top stories this week:

New York City this week announced a new pilot program that integrates a new emergency alert system with the city’s public schools. The system, which leaders claim is the first of its kind in the United States, provides an automated method of contacting 911 in the event of active shooter scenarios or other threats.

As the federal government shutdown stretches on, state agencies are grappling with technical, financial and policy adjustments following a federal directive to pause processing of SNAP benefits next month. 

Nearly all states and territories have submitted their final proposals to the federal government detailing how they plan to spend their allotments of the Broadband Equity, Access, and Deployment program. Given recent adjustments to how the program is administered, though, the current proposals could leave roughly half of the program’s $42 billion unspent.

New episodes of StateScoop’s Priorities Podcast are posted each Wednesday. For more of the latest news and trends across the state and local government technology community, subscribe to the Priorities Podcast on Apple Podcasts, Google Podcasts, Soundcloud or Spotify.

How Kansas lost the 'weird shortcodes' and modernized its UI system

When the data go dark, how does the Fed keep its balance? Nationwide's Chief Economist Kathy Bostjancic and Nationwide's Chief Market Strategist Mark Hackett explore the risks, rationale, and ripple effects of the FOMC's recent policy decisions made during the ongoing government shutdown. [NFM-22911AO]

The Fed’s blindfolded balancing act

Ray replays a conversation he had with Dani Munroe, a seasonal Vineyard resident, as well as a veritable expert in Diversity, Equity & Inclusion. Specifically, in it's ACTUAL meaning - not what most people believe it to be. Both sides of the political spectrum mostly use the term incorrectly.

https://danimonroe.com/

Dani Munroe - Diversity, Equity and Inclusion

Ray replays a conversation from earlier this year with Dani Munroe, one of the world's leading authorities on the actual meaning and implementation of Diversity, Equity and Inclusion; also, it' the third and final installment of Amy Vanneman's chat with Documentary Filmmaker Stanley Nelson.

This program is supported by Cronigs Market, Morning Glory Farm, and MV Wine and Spirits

Vineyard Current - November 2nd, 2025 (Dani Munroe; Filmmaker Stanley Nelson)

Each Wednesday, StateScoop’s Priorities Podcast explores the latest in state and local government technology news and analysis. Listen to in-depth conversations with government and industry’s top executives, and learn about trending stories affecting state and local IT leaders ranging from modernization and digital accessibility to the latest advances in generative artificial intelligence.

Retired the beginning of 2023. Been writing music seriously for about six years. Thanks for listening - and sharing!

The Home of Business in Michigan. Get on-demand access to audio programs, articles and resources presented by savvy business leaders and industry experts.

Join Cheri Hill, “Wealth Protection Diva” for an array of fascinating topics centered on what it takes to start, grow, and maintain a successful business.
Not your ordinary business talk show, each week features a successful business owner, community leader or Industry expert who shares their challenges, insights, and advice. Learn about the hidden gems, resources and special events featuring local businesses and nonprofit organizations doing great work within our community. 
Sprinkle on relevant facts, new ideas, inspiring thoughts, invaluable guidance, and of course encouragement-All of the key things it takes to spark and fuel your entrepreneurial dream!
Airs Mondays at 11:30 am and Sundays at 1:00 pm (PDT) on 1060 AM KFOY  Radio.

Join Erin Sember-Chase and Toral Patel from the Department of Inclusion and Belonging as they dive into discussions on topics related to diversity and inclusion in the workplace. They will interview colleagues throughout Cornell who are working to build spaces of belonging for all Cornell employees and provide information on how you can begin building these spaces today.

One of the last radio stations in the United States that not only features local/regional content, but never forgets that radio is a one on one mode of communication. And, of course, we bring you classic rock/folk/world music from the 20th Century, but Americana from the last and this century as well.

Investment Uncut is a podcast about investing. In each episode, hosts Mary Spencer, Laetitia Anstee-Parry and Jacob Shah are joined by guests to cut through the noise in the world of investing, bringing clarity to your investment decisions. LCP’s investment team advise large institutional investors including pension funds with billions of pounds of assets under management. 

Look out for new episodes every other Wednesday.

New tracks tagged #Equity