It is the 90th anniversary of the establishment of Social Security; amazingly, some recipients over the age of 150 are apparently still receiving benefits (!). Could there be a clue here on how to help shore up the fund? Just sayin... Nvidia earnings are on the way; Meta has and a 20-day winning streak, not one down day for the pat6 20-trading days. &nbsp;Its performance as one of the Mag-7 stocks is what has helped, in part, keep markets elevated. The market defies more negative news because retail investors continue to step in and “buy the dip.” In our recent Bull Bear reports, we discussed the push by retail investors, but looking at retail sentiment is quite remarkable. Since the pandemic, retail investors have never been this bullish on the stock market. Such is amazing, given that their mailboxes are not being stuffed with government stimulus checks.” Retail investors are expected to become more bullish about increasing equity exposure when markets rise. However, the more extended markets become, the more confident investors are about increasing speculative risk. In other words, “success breeds confidence.” Lance reviews the dynamic between margin debt and free cash &nbsp;(w/charts); Lance and Jonathan examine the in's and out's of private equity fund investing; a discussion of the 60/40 portfolio rule viability; FOMO vs the fear of loss. SEG-1:The 90th Anniversary of Social Security SEG-2: Looking at margin Debt vs Free Cash SEG-3: Private Fund Investing Pro's &amp; Con's SEG-4: Is the 60/40 Portfolio Dead? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=3mOR8zWqfC0&amp;list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&amp;index=1&amp;t=11s  ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/  ------- The latest installment of our new feature, Before the Bell, "Too Much Money Chasing Too Few Assets," is here:&nbsp; https://www.youtube.com/watch?v=4l0shh-hCog&amp;list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&amp;index=1  ------- Our previous show is here: "What If You Live to 100?" https://www.youtube.com/watch?v=jao-pXxZ46U&amp;list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&amp;index=2&amp;t=2s  ------- Get more info &amp; commentary:&nbsp; https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #MagSeven #Nvidia #Meta #RetailExuberance #EmergingMarkets #InternationalMarkets #TooMuchMoney #TooFewAssets #InvestingTrends #InvestmentStrategies #StockMarketCorrection #RetailInvesting #MarketCrashAlert #StockMarketBubble #MarginDebt #FreeCash #FOMO #PrivateEquityFund #60_40_portfolio #InvestingAdvice #Money #Investing

2-18-25 Retail Exuberance Sets Up Market for Correction

&nbsp;Markets traded very sloppily Tuesday...until the last 15-minutes of the day: Buys rushed into the markets, pushing up to another, new, all-time high. Can markets hold? Will they continue to build on yesterday's breakout? Typically, all time highs generate more all time highs; it's all about momentum. The MACD did not trigger a sell signal, and it's still on a "buy." Relative strength is starting to move up, but not over sold, yet, and money flows continue to be positive. Presently, there is no reason to be overly bearish in the market as the trend continues higher, at least for the short term. Also, we are still within the seasonally-strong period of the year. Price compression to the buy side continues. We suggest continuing to manage risk, and use opportunities to rebalance portfolios. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO&nbsp; Produced by Brent Clanton, Executive Producer ------- Watch the video version of this podcast: https://www.youtube.com/watch?v=pexErGgTA6A&amp;list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&amp;index=1&nbsp;  ------- Get more info &amp; commentary:&nbsp; https://realinvestmentadvice.com/insights/real-investment-daily/  ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SloppyMarkets #AllTimeHighs #MarketMomentum #RelativeStrenth #PriceCompression #MACDBuySignal #InvestingTrends #InvestmentStrategies #InvestingAdvice #Money #Investing

2-19-25 All-Time Highs Generate All-Time Highs

The New York Fed Reports an improving economy, and Nvidia cues up its next quarterly report after recovering from the DeepSeek dip. The Fed is on hold, and positive money flows abound on Wall Street. There are no real indicators we're on the cusp of destruction...for now. 2026 EPS estimates are insanely optimistic. Markets pull out another all-time high on Tuesday afternoon. What is the Economy? As thousands of government workers are being invited to leave, and Chevron offers severance packages to a swath of its employees, what's the best strategy if you're offered an opportunity to retire? Take a lump-sum or annuitize the dollars? Lance Roberts and Danny Ratliff offer helpful suggestions if you're facing "permanent furlough" with severance package advice and suggestions on how to invest severance pay; &nbsp;how to manage a severance package and severance pay tax strategies; and, what to do after job layoff. The DOGE deep dive into Social Security is getting interesting. Should SS benefits be taxed or not? How to best reform SS? Lance's pre-ski vacation diet and more discussion on the proper way to reform and sustain Social Security. Reports on 401k plan participation are deceiving. SEG-1: NY Fed Reports Some Improvement; NVIDIA Recovers from DeepSeek Dip SEG-2: What Should You Do with a Severance Package - Pt-1 SEG-3a: What Should You Do with a Severance Package - Pt-2 SEG-3b: DOGE &amp; the Social Security Challenge SEG-4: How to Reform Social Security Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=9l4vQ5lspQU&amp;list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&amp;index=1&amp;t=3s ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/  ------- The latest installment of our new feature, Before the Bell, "All-Time Highs Generate All-Time Highs," is here:&nbsp; https://www.youtube.com/watch?v=pexErGgTA6A&amp;list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&amp;index=1&nbsp;  ------- Our previous show is here: "Retail Exuberance Sets Up Market for Correction," https://www.youtube.com/watch?v=3mOR8zWqfC0&amp;list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&amp;index=1&amp;t=11s  ------- Get more info &amp; commentary:&nbsp; https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SloppyMarkets #AllTimeHighs #MarketMomentum #RelativeStrenth #PriceCompression #MACDBuySignal #SeverancePackage #FinancialPlanning #InvestingAfterLayoff #WealthManagement #CareerTransition #SocialSecurity &nbsp;#InvestingAdvice #Money #Investing

2-19-25 What You Should Do with a Severance Package

On this show, Liam interviews the one and only Dr. Ron Paul, to discuss Liam's viral tweet suggesting that Dr. Paul be selected by DOGE to audit the fed, if the Fed can be ended and how, what he thinks they will find in Fort Knox, the longevity of Dr. Paul's r3VOLution movement, Defend the Guard, U.S. foreign policy, and more.

ENGAGE
Follow Ron Paul on X: https://x.com/RonPaul
Learn more at https://ronpaulinstitute.org/

Follow Liam on X: https://x.com/MLiamMcCollum

Follow Human Reaction on X: https://x.com/humanreactionpc

Join the Human Reaction Discord server to interact with Liam and the HR community at https://discord.gg/CJPeves7

CREDITS
The Liam McCollum Show is a Human Reaction Production, hosted by Liam McCollum, produced by Sheehan Works, and edited by Bennett Studios.

Ep. 121 - Ron Paul on Auditing The Fed, DOGE + More

Jake Braund offers his thoughts on the effects of uncertainty on today’s markets. The latest jobs report fell short, with only half the expected gains. Concerns about tariffs are also fueling hiring hesitancy and dampening consumer and business spending. Combined with still-stubborn inflation, the Fed’s rate decisions will be difficult.

03/11/2025: Jake Braund - Uncertainty clouds current economic conditions

2025-03-22 Keep What’s Yours

Steve’s guest is noted economist L. Randall Wray, one of the early developers of modern money theory. As many times as this podcast has talked about MMT, it’s always topical. In fact, just last week, Elon Musk discovered 14 magic money computers in government agencies!

"So, Trump had to hire the richest man in the world who hired who knows how many hundreds of young tech kids to discover what we’ve been saying for 30 years, which is that Congress appropriates money, and then the computers keystroke it into people’s accounts.

There’s no mystery about this at all, but they think they’ve discovered not only something that people didn’t know, but something that’s, oh, it’s so scary. It’s nefarious that the government uses computers to increase the size of people’s accounts. Well, that’s spending. That’s the way it’s done."

Clearly, this is a good time to revisit the valuable insights of MMT and look at the implications for building a society that serves its people.

This episode dives deep into the fundamentals, debunking misconceptions about government spending, the role of taxes, and the myth that the US government can run out of money, like a household.

Randy and Steve talk about changes in the economy due to financialization, and the difference between budget constraints and inflation constraints. Randy explains why we need to look at the history of debt in order to understand money. He talks about banking, including transactions between the Federal Reserve and the Treasury.

The conversation breaks down complex concepts into relatable terms, sometimes with a touch of humor.

Illustrating the creation of currency, Randy describes an imaginary scenario in which the fictional characters Robinson Crusoe and Friday devise a currency to facilitate barter.

Randy: So, they come up with the idea of, ‘hey, we can use seashells as a medium of exchange.’ And this is where money came from. It was Robinson Crusoe and Friday. Okay, think about this a little bit. It’s pretty bizarre. We’ve got Crusoe and Friday marooned on a desert island. I can think of two much more likely scenarios. Okay, one, Crusoe came from Europe. What do Europeans do when they come across native people?

Steve: Kill them.

Anyone with an interest in how the economy truly operates will learn something from this episode.

L. Randall Wray is a Professor of Economics at the Levy Economics Institute of Bard College, and Emeritus Professor at University of Missouri-Kansas City. He is one of the developers of Modern Money Theory and his newest book on the topic is Understanding Modern Money Theory: Money and Credit in Capitalist Economies (Elgar), forthcoming in spring 2025.

Recent books on MMT include Making Money Work for Us (Polity, November 2022), a companion illustrated guide, Money For Beginners (Polity, May 2023, with Levy Institute graduate Heske Van Doornen), and the third edition of Modern Money Theory: A Primer on Macroeconomics for Sovereign Monetary Systems (Springer, 2024). He is also the author of Why Minsky Matters (Princeton, 2015) as well as the author, co-author, and editor of many other books.

Find more of his work at levyinstitute.org

Modern Money with L. Randall Wray

With all the news and shake-ups we've seen over the last few days...I wanted to bring on Jim Reber to help banks understand what's going on.

Main St Banking Economic Update April 4 2025

On WBAL News Now at 6, ABC News correspondent Shannon Kingston reports on Federal Reserve Chairman Jerome Powell's decision not to cut interest rates even as the economy is impacted by President Trump's tariffs

WBAL News Now in Depth Fed Leaves Interest Rates Alone

"Keep What's Yours" is a podcast hosted by Josh Gilbert and Jeff Zufall, a senior tax strategist and wealth advisor with Capital Advisory Group. The show delves into various aspects of tax strategy and wealth management, offering insights into how individuals can navigate the complexities of the tax code to maximize their financial benefits. In this episode, Jeff discusses the implications of recent Federal Reserve decisions, the differences between W2 employees and contract workers, and strategies for managing tax liabilities. The conversation also touches on potential changes in tax legislation, including proposals for taxing the wealthy and simplifying tax filing for individuals with straightforward financial situations. Jeff emphasizes the importance of proactive tax planning and offers his expertise to help listeners optimize their financial strategies. For personalized advice, listeners are encouraged to contact Jeff at Capital Advisory Group.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-05-10 Keep What’s Yours

Featured excerpts and interviews about life, markets, sweat-equity, and the pursuit of wealth in a capitalist  market.

Some of Associated Bank's most well-respected financial leaders offer their analysis of current events in the financial world. You won't want to miss these conversations. From discussing local commercial real estate to assessing national and global economic trends to dissecting political implications on the banking industry – anything is fair game.

The Paul W. Barret, Jr. School of Banking is a non-profit independent school created by and governed by a Board of Regents, whose members are executives from banks and other firms involved with the financial services industry.The mission of the School is to provide an adult learning experience for the career-oriented individual in commercial banking or a related financial services industry business.

Macroeconomics has never been so ... delish!  Macro and Cheese explores the progressive movement through the lens of Modern Monetary Theory, with hot and irreverent political takes, spotlights in activism, and the razor sharp musings of Real Progressives Founder and host Steve Grumbine.  The cheese will flow as experts come in for a full, four course deep dive into the hot queso. 

Comfort Food for Thought!

New tracks tagged #Federal reserve