Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life.

Discover a wealth of knowledge on real estate – whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential.

Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories.

This radio program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.

Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life.

In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.

The economy is a dynamic and ever-evolving landscape. Oftentimes, you'll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future.

Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening radio program right now.

Investment loans in the following additional states except: ND, NV, SD, and VT.

12-14-24 Down The Stretch We Come

12-21-24 It's All About The Fed

12-28-24 Fed Lower by 1% and Rates Higher by 1%

01-04-25 Eye of 2025

01-11-25 California Wildfires - Beware and be Prepared

01-18-25 Interest Rates...Up, Down, and All-Around

Here is what you need to do to prepare to purchase a home in 2025. Save money and do your research. Have investment properties in more than one LLC? Call Cheri Hill so she can fix it fast and save you money!
www.SageINTL.com

U.S. and Reno Real Estate News plus how Sage International works with Investors

01-25-25 New President, New Fiscal Policy

The latest real estate news from across the U.S. and Peter's advice on the economy after living through Black Monday in 1987 and the Dot Com Crash of 2000. Wait this one out too and good things will follow.

National Real Estate News and Views

A comparison of U.S. average real estate activity a.nd how to prepare to apply for a mortgage to purchase a home

Midwest News and Views

Anelina Jones and Chris Lombardo from Pure Water Systems of Nevada talk about the importance of clean, filtered water for your home and family. Want cleaner clothes and better tasting drinking water? Call the clean water experts today to schedule a free water test and analysis. Tammy Dittman, Realtor at Silver Sage Realty Pros in Fernley, NV talks about the reasons that people choose to live in the rural parts of northern Nevada. You save lots of money and generally get more land around your home. She also talks about the process of getting a well installed and how the water quality can be dramatically different from one property to the other. Brian Cushing from American Financial Network talks about his experience with well water inspections especially when doing VA mortgages. Brian also talks about the benefits of the FHA and USDA mortgages that offer zero or low down payments for first-time home buyers.
Chris Lombardo and Angelina Jones: www.RenoWaterFilters.com or 775-324-2001
Tammy Dittman: tammydittman@silversagerealtypros.com or 775-335-9962
Brian Cushing: brian@afncorp.com or 775-297-7754

Real Estate and Pure Water Systems of Nevada

Gunna - 'Dunno' - 117bpm Gmaj - ( prod. fha )

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Gunna - 'Dunno' (fha's Version)

Cheri Hill from Sage International tells us how NOT to pass real estate to your heirs. And what can happen if you do it wrong? Amazing how much trouble you might get into. Peter will talk about real estate activity in the national market and how it compares to northern Nevada. That and more on today's show.
Sageintl.com


Cheri Hill, CEO at Sage International on Real Estate to Heirs - 6:10:25, 3.52 PM

How to leave property to loved ones is our focus today with Cheri Hill from Sage International. She's The Wealth Protection Diva!
Plus we'll look at the latest real estate and mortgage news from across the country.
Sageintl.com

National Real Estate News and Cheri Hill on Transferring Real Estate to Heirs

The Wealth Protection Diva from Sage International talks about the state of the U.S. and local economy. Capitalism lead to success! 
sageintl.com


Patriot Month with Cheri Hill, Sage International

Get the best deal for seniors with a Reverse Mortgage. Credit reports offer you a new option besides the FICO, it's called VantageScore.  And yes, politics in New York can ultimately affect your world in Nevada.

Reverse Mortgage is H O T, The New VantageSocre Credit Report, and NY Real Estate Update

When want-to-be homeowners can't afford to buy a home, they rent. Good news for landlords!

Landlords Are Happy

Today's top real estate experts know about fraud in the real estate industry. But most buyers and sellers don't know much about it. Erin Schiller from Ticor Title and Brian Cushing from American Financial Network guide us to learn more so we can protect ourselves and our family. How about you?
Erin Schiller: Schiller@ticortitle.com or 775-772-0276
Brian Cushing: Brian@thecushingteam.com or 775-453-0345
Peter Padilla: 775-786-5515 or peter@sageintl.com

Erin Schiller and Brian Cushing on Schemes, Scams, and Fraud

Local market stats tell a story of encouragement. The national market is ready for lower interest rates soon. Now could be a great time to buy even at elevated interest rates. You might have a good opportunity in the next 6 months to refinance to a lower rate resulting in lower monthly mortgage payments. 
www.Sageintl.com or 775-785-5515

Encouraging Local Real Estate Market Stats for Buyers and Sellers

Upcoming producer from austria🌪️🌪️🌪️

Nevada Real Estate Radio™ airs Thursdays, 3pm PST on 93.7 FM in Northern Nevada.  Here on Soundcloud you find many of our previous shows. Learn more about our passion and team at www.NevadaRealEstateRadio.com 
I'm Director of Marketing at Sage International and I interview Realtors™ and real estate-related investors every week so we can talk about the current topics to consider if you're buying or selling investment real estate. Listen to the experts before you make that next big real estate decision.
Attention Radio Guests: Sign-up for SoundClound (it's free) so that your interview will be posted on your own SoundCloud site. It's a great way to grow your listener base and business on the web.
CLICK on the blue bar below any of my tracks to sign-up and/or leave a comment. Thank you.
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NMLS ID#  |Branch NMLS ID#  | Lending Company NMLS ID#  | An Approved Equal Housing Lender

New tracks tagged #Fha