Making Money Minute with Ron Hiebert - Solar Growth

After decades of rosy predictions, solar usage is about to hit prime time. Estimates have solar power generation surpassing nuclear in 2026, wind in 2027, dams in 2028, gas in 2030, and coal in 2032. At its current growth rate, solar capacity is doubling about every three years—and by a factor of 10 over the next decade. By 2035, solar could be earth’s biggest source of electric power. Far more solar panels are expected to be manufactured in the future than have been produced in the past, giving this trend a long growth runway

Making Money Minute - July 29, 2025

Making Money Minute with Ron Hiebert - Disasters & Insurance

If Trump hasn’t scared you off buying a winter home in the US sunbelt - maybe this will. The natural disasters that took place the last few years have caused insurers to see a lot of red ink. Huge claim payouts forced them to dramatically jack up insurance rates. Take Florida for example, a favorite snowbird destination that has seen its fair share of hurricanes the last few years. The average cost to insure a home in the Sunshine State is expected to reach $15,460 US by the end of the year. So before you buy a property down South, check the cost of insurance. It might be a deal breaker.

Making Money Minute - July 30, 2025

Making Money Minute with Ron Hiebert - Stocks & Inflation

If you buy a 10 year, fixed rate bond, the investment will pay a steady return and at maturity you are promised to get your principle back. The hidden risk with fixed income, is inflation - which in Canada has averaged 2.65% over the last decade. It slowly gnaws away at your returns. One way to protect against inflation is by owning stocks. For example, the companies that make up the S&P 500 since 1988, have increased their dividend payouts by 6% per year. If you want to protect your income from the ravages of inflation, stocks should be in the mix. 

Making Money Minute - July 31, 2025

Making Money Minute with Ron Hiebert - ariffs & Markets

Markets are trading at all time highs. Traders seem to be ignoring all the threats out there. Tariff’s can lead to trade wars and if not managed properly bring on a nasty recession and bear market. There are two opinions as to why this is happening. The first is that we are in a bubble where greed and FOMO, the fear of missing out, are distorting normal rational behaviour. The second is that these traders actually believe tariff issues will get resolved and end up being a net positive for the economy. Considering the alternative - I hope they are right. 

Making Money Minute - August 1, 2025

Making Money Minute with Ron Hiebert - Thinking Two Dimensionally

When investing in oil and gas stocks, we often think price increases are good and price declines are bad. But that is one dimensional thinking. When prices go up, of course energy stocks will rise. But when prices decline, a whole other category of businesses do well. Capturing those moves is two dimensional thinking. Winners in a declining energy price environment include, refiners, and intensive energy users like airlines, cement and fertilizer plants. Learning to think two dimensionally will help you spot opportunities in almost any market.

Making Money Minute - August 5, 2025

Making Money Minute with Ron Hiebert - Canadian Crude & US Demand

The problem with horizontal drilling in shale formations is the high rate of production decline these wells experience. This is tolerable when prices are high, but when they drop below $60 per barrel, which is the breakeven point for a lot of shale drillers, new production dries up. This is currently what is happening in the US. Fewer new wells coming on stream, means the US will import more oil to meet its needs. For Canada, which has oil sand producers with break even costs in the low $40’s, and the infrastructure to get oil down south, this is great news.

Making Money Minute - August 6, 2025

Making Money Minute with Ron Hiebert - Electric Vehicle Repair Rates

It is logical to assume that since electric vehicles have simpler power trains, they should require fewer repairs than those with internal combustion engines. According to J. D. Power, the real world experience is quite different. Owners of cutting edge, tech-filled battery electric and plug in hybrids are seeing problems that require a trip to the dealership at a rate three times higher than gas-powered vehicles. Buyers of electric vehicles need to be realistic. This is new technology. It requires time to work out the bugs.

Making Money Minute - August 7, 2025

Making Money Minute with Ron Hiebert - Robots Are Coming

If you want a sneak peek at what a workplace dominated by AI and Robotics will look like, your window into that future, is a typical Amazon fulfilment centre. Roughly 75% of Amazon deliveries are now assisted by robotic systems. The number of packages that Amazon ships per employee has soared from 175 in 2015 to 3,870 today. Amazon will soon have as many robots working at its packaging centres as it does people. The human headcount per centre has fallen by 30% in the last 5 years, and is expected to keep sliding as machines rapidly replace us. Welcome to the future! 

Making Money Minute - August 8, 2025

1. Updating plans and never too late to talk to an advisor.
2. Don’t wait until the last minute when it comes to retirement planning.
3. Unexpected Surprises in Retirement Planning.
4. Uncertainty in the media and social media.

What’s next in the market? (Part 2)

What’s next in the market? (Part 1)

Join Raleigh’s Retirement Coach, Brian Raleigh, as he coaches listeners on important financial topics for a sound retirement future. Discover comprehensive retirement planning advice, and hear Brian discuss the latest financial trends in the market. Tune in to hear from Brian and some of the most prominent names in the entertainment industry. His show airs on 106.1 WTKK every Saturday from 10:00 a.m. to 11:00 a.m. & 1:00 p.m. to 2:00 p.m. and then again on Sunday from 12:00 p.m. to 1:00 p.m. You can also catch us on 92.9 WPTF on Sunday from 1:00 p.m. to 2:00 p.m. and Wednesday from 7:00 p.m. to 8:00 p.m. Learn how you can plan for the retirement you deserve!

Raleigh Capital Management Inc. does not approve or endorse any communications posted by third parties on this page, nor does it encourage any such parties to post on its behalf. 

Investment advisory services offered through Raleigh Capital Management Inc., a NC state registered investment adviser (RCM). Insurance services provided by an affiliate of RCM, Raleigh Wealth Solutions Inc. Registration does not imply a certain level of skill or training.  Additional information about RCM is available on the SEC's website at www.adviserinfo.sec.gov.

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