At Shriram Life, our mission goes beyond growth — it’s about purpose-driven impact. We are dedicated to making life insurance accessible to the families who need it most, especially in underserved segments like the lower-middle and rural markets. 

Here’s how we’re making a difference: 

Affordable Premiums: With an average premium size of ₹18,000 (well below the industry’s ₹80,000+), we are ensuring life insurance is within reach for families who need financial protection but cannot afford higher premiums. 

Purposeful Reach: Our focus on the lower-middle and mass market segments reflects our commitment to serving those who are often overlooked by traditional insurers. 

Claims Settlement: With a 98%+ claim settlement ratio for individual policies and near 100% for group policies, we’re building trust and demonstrating the true value of life insurance to families. 

Impactful Growth: Nearly 100% growth in policies this half-year reflects our success in reaching more families with life-changing protection. 

At Shriram Life, it’s not just about numbers; it’s about serving the community and ensuring that life insurance becomes a tool for financial security for every family — especially those who need it most. 

Listen to Shriram Life MD and CEO Casparus Kromhout’s insights! 

Shriram Life Insurance: Purpose-Driven Growth

Ready to level up your financial future? 📈 Let's talk about turning those retirement dreams into reality. Most people dream big about retirement but get blindsided by costly pitfalls along the way. 

Like elite athletes need top coaches, your retirement strategy needs expert guidance to win. Don't let your financial future stay on autopilot. 

Hit play to join Michael Eastham and learn how a certified Financial Coach can be your MVP in building and protecting your retirement game plan. 🎯

Secure the Bag: Your Retirement Game Plan

"Wealth Whispers" demystifies personal finance. Financial planner Lisa Wong shares insider tips on budgeting, investing, and building long-term wealth. New episodes every Monday to set your financial week right.

Securing Financial Well - Being

The landscape of wealth management is shifting, and alternative investments are emerging as a powerful tool for RIAs looking to drive organic growth and portfolio resilience. With increasing investor demand for access to institutional-grade opportunities, advisors must evolve their approach to stay competitive.

In this episode of The WealthStack Podcast, host Shannon Rosic, director of WealthStack Content and Solutions, sits down with Saira Rahman, VP of new investor initiatives at Fundrise, to explore how advisors can harness the power of alternatives to enhance client outcomes. 

Shannon and Saira discuss:

- The evolution of private market investing and why RIAs should take notice
- How Fundrise is making institutional-grade alternatives more accessible
- Why the next wave of alpha lies in venture capital and private markets
- Key barriers to alternative investment adoption—and how to overcome them

Connect with Shannon Rosic:

LinkedIn: https://www.linkedin.com/in/shannonrosic/
WealthStack website: https://informaconnect.com/wealthstack/ 
WealthManagement.com: https://www.wealthmanagement.com

Connect with Saira Rahman:

LinkedIn: Saira Rahman: https://www.linkedin.com/in/sairarahman/ 
Fundrise: https://fundrise.com/

About Our Guest:

Saira Rahman is VP of New Investor Initiatives at Fundrise. She is also a Board advisor and speaker with 17 years of experience in strategy, payments, modeling and forecasting, financial reporting, and interest rates. Saira received the NYC FinTech Women Inspiring Females Award, was named a Top 30 Leader Shaping FinTech (Financial IT), appeared on the Top 10 Women in FinTech Power List.


The WealthStack Podcast: How RIAs Can Leverage Alternative Investments with Saira Rahman

We need financial literacy to make good financial decisions. But did you know that half of Europeans have low financial literacy levels, and that 60% of them are women?

Our host Stefania Secola talks to Annamaria Lusardi from Stanford University about what financial literacy is, why it matters and how we can improve it, especially among women.

The views expressed are those of the speakers and not necessarily those of the European Central Bank.

Published on 13 March 2025 and recorded on 7 March 2025.

In this episode:

00:01 Commitments made by central banks
How did central bank Governors commit to improving financial literacy in their respective countries? What are the desired outcomes? 

00:27 Looking at the numbers 
How financially literate are Europeans? How big is the gap between men and women? And what can we do about it?

01:55 Financial literacy defined  
What is financial literacy? How does it relate to financial independence?
 
03:58 Measuring financial literacy
There are three simple questions, known as the “Big Three”, that experts use to measure financial literacy. Can you, our listener, answer them?

05:59 Why central banks care about financial literacy
Why does financial literacy matter for central banks? How does it relate to the effectiveness of monetary policy  and trust in what a central bank does? And how does it affect banking supervision?

10:53 Financial knowledge in Europe
Why is financial literacy in Europe so low? What can we do to increase the overall level of financial literacy among Europeans? 

12:30 When to start addressing financial literacy
When is the best time to improve people’s financial literacy? Is it limited to schools or are there also other teachable moments?

15:50 The gender gap in financial literacy
Why is there this gender gap and why is it a problem? What can we do to make sure that half the population isn’t left behind?

20:14 The role of fintech
Does fintech complement financial literacy? What risks do gender differences in digital literacy pose when it comes to using fintech?

22:26 The road ahead
Central banks made five commitments to improve financial literacy. What are these commitments?

24:50 Financial literacy question: answer revealed 
We answer the first “Big Three” question. Listen and see whether you chose the correct answer!

25:45 Our guest’s hot tip
Annamaria shares her hot tip with our listeners. 

Further reading: 

Annamaria Lusardi’s research
https://www.annamarialusardi.com/research/

ECB International Women’s Day Event 2025
https://www.ecb.europa.eu/press/conferences/html/20250307_intl_womens_day.en.html

The ECB Blog: The gender gap at work is closing – but slowly
https://www.ecb.europa.eu/press/blog/date/2025/html/ecb.blog20250307~85fd774bd3.en.html

The “Big Three” and “Big Five”
https://gflec.org/education/questions-that-indicate-financial-literacy/

Chart: Gender gap in financial literacy is pervasive, incl. the young, well educated and high income
https://www.youtube.com/watch?v=ZvVzgcXCFBw&t=222s

ECB Instagram
https://www.instagram.com/europeancentralbank/ 

European Central Bank
www.ecb.europa.eu 

ECB Banking Supervision
https://www.bankingsupervision.europa.eu/home/html/index.en.html

Lifeline

Mind the gap: gender and financial literacy

Teaching children the importance of setting spending limits is an essential part of their financial education. By establishing clear boundaries, children can learn how to manage their money wisely and avoid overspending. Spending limits provide a framework for kids to practice decision-making, budgeting, and responsibility when it comes to money.

Understanding the Concept of Limits

For younger children, spending limits can be introduced through a set allowance or pocket money. By providing a fixed amount of money each week, parents help kids understand that money isn’t unlimited. This simple lesson in budgeting encourages children to think about how they spend their money and prioritize their purchases.

Learning the Value of Money

Setting spending limits also helps children learn the value of money. When there is a limit on how much they can spend, kids are forced to make choices about where and how to allocate their funds. This teaches them to think carefully before making a purchase and weigh the benefits of buying one item over another. 

Money management for children is all about teaching them to balance their wants and needs. By setting clear spending limits and guiding them in making thoughtful choices, children learn how to manage their resources, plan for the future, and avoid impulsive decisions. These early lessons in managing money will benefit them as they grow and face more complex financial decisions in the future.

Building Healthy Financial Habits

Setting spending limits teaches kids essential financial skills that they can carry with them into adulthood. By practicing budgeting, children learn to plan and manage their money effectively. The concept of having a set amount to spend each week or month encourages kids to think about their financial needs and goals.

Preparing for Future Expenses

Spending limits also help children prepare for future expenses. By learning to set boundaries and prioritize spending, kids can apply these lessons when it comes to larger purchases as they grow older. Whether it’s saving for a new gadget, a trip, or even a car, the concept of spending limits can help children develop a healthy attitude toward saving and managing larger financial goals.

As children move into their teenage years, spending limits can become more sophisticated. Parents may introduce a monthly budget for discretionary spending, which could include money for entertainment, clothes, or other personal expenses. This can teach older kids the importance of budgeting for both short-term and long-term goals, helping them develop sound financial planning skills.

Reducing Financial Stress and Conflict

Setting spending limits can also reduce financial stress and conflicts between parents and children. By establishing clear expectations about how much money is available for spending, parents can avoid arguments about money. Children, in turn, can feel more secure knowing the boundaries and expectations around their finances.

Conclusion: A Key to Financial Literacy

Setting spending limits is an important lesson in teaching children about financial responsibility. By introducing children to the concept of managing money within a set boundary, parents help them develop essential skills for the future. These skills not only ensure that children understand how to make thoughtful financial decisions but also prepare them for adulthood and long-term financial success.

The Importance of Setting Spending Limits for Children

In this empowering episode of Inside Personal Growth, Greg Voisen speaks with Radhika Paliwal, author of From Ramen Noodles to Riches. A former engineer turned real estate investor and personal finance advocate, Radhika unpacks the real-life money lessons no one teaches in school. Listeners will learn practical strategies for budgeting, investing, and reshaping their financial mindset—especially around saving, credit, house hacking, and alternative investments like REITs. Whether you’re just starting out or finally ready to take control, Radhika’s relatable advice will inspire you to make smart money moves with confidence.

🎯 What Listeners Can Learn:
-Why a high salary doesn't equal financial literacy
-How to overcome fear and start investing (even with just $20)
-The truth about assets vs. liabilities and your primary home
-How house hacking and REITs can build wealth passively
-Ways to develop healthy financial habits and resist instant gratification

Our Guest, Radhika Paliwal:
➥ Book: From Ramen Noodles to Riches: A Sarcastic Guide to Financial Independence
➥ Buy Now: https://a.co/d/aec1QzI
➥https://radhikapaliwal.com/
➡️Instagram: https://www.instagram.com/radhikaapaliwal/
➡️Twitter/ X: https://x.com/radhikaapaliwal
➡️LinkedIn: https://www.linkedin.com/in/radhika-paliwal/

Learn more about your Inside Personal Growth host, Greg Voisen:
➥ https://gregvoisen.com
➡️Instagram:  https://www.instagram.com/insidepersonalgrowth/  
➡️Facebook:   https://www.facebook.com/InsidePersonalGrowth/
➡️LinkedIn:     https://www.linkedin.com/in/gregvoisen/ 
➡️Twitter/ X:  https://twitter.com/lvoisen/

Podcast 1227: From Ramen Noodles to Riches: How Radhika Paliwal Demystifies Money for the Next Generation

In the words of Akermon Rossenfeld, everyone should learn simple money skills today. Financial literacy means learning how to save, earn, spend, and invest well.

https://kikoxp.com/akermon_rossenfeld_collection

Learn Smart Money Habits with Akermon Rossenfeld’s Financial Literacy Guide

Millicent Ethengain-Stewart is a field underwriter. She joins Roxi on the show to talk about the importance of life insurance, the purpose of it, which life insurance policy is best for certain groups, and much more.

Millicent Ethengain-Stewart | The Midday Break Room w/ Roxi Fab - 7.23.25

In this episode , we’re breaking down one of the most important documents in the lending world: the promissory note.

From personal loans and business financing to real estate transactions and even student loans, promissory notes act as the blueprint of a loan agreement. They outline the terms, protect both parties legally, and ensure clarity about repayment obligations.

We’ll cover:

What a promissory note is and why it matters

Key elements every note should include

The different types of promissory notes and when to use them

Best practices to make sure your notes are clear, enforceable, and compliant

Plus, we’ll share how modern loan management tools can simplify promissory note creation with templates, automation, and secure digital storage.

If you’ve ever wondered how lenders and borrowers keep loan agreements organized and enforceable, this episode gives you the full picture.

Read the full guide: www.brytsoftware.com/role-of-promissory-notes-in-loans-their-effective-use

Our Socials:

Twitter: x.com/MattWeston95

Pinterest: pinterest.com/mattweston0095

Promissory Notes Explained: How Lenders Can Use Them More Effectively

At Commercial Van Solutions, we provide the products and services to meet the demands of your business.

Akermon Rossenfeld is a well-known debt collection agency	 that has gained a reputation for being particularly adept at bridging the gap between clients and businesses in case of resolving unpaid debts. Its area of expertise involves developing unique payment plans that are catered to each client's needs. Finding debtors and starting the recovery process are priorities for its skilled team. They are outstanding at facilitating debt settlements through skillful and productive negotiation, which significantly contributes to our clients' return to financial stability. Akermon Rossenfeld, with a track record of accomplishment, is your go-to partner as you negotiate the challenges of debt collection and recovery.

The Retirement Income Show radio show was created to address the questions and concerns of retirees, pre-retirees, individual investors, and business owners.

Inside Personal Growth provides listeners with over 1000 high quality interviews featuring leading authors in the field of personal development. This online podcast program is curated with content from international experts in the art of transformation. It is our mission here to tune listeners into an audio experience that will entertain and educate to help improve every facet of their lives. 

Since 2007, Inside Personal Growth has connected people with the wisdom and resources they need to work through challenges and strengthen their internal compass on the pursuit toward wellness and mastery. Our archive features over 800+ podcasts. Each show offers insight into the minds of writers behind leading book titles. 

Visit the website to browse our archive. We hope you enjoy this important, public resource. 

Are you an author, speaker or publisher in the field of personal growth? Contact us to learn more about how to get interviewed, advertise on our site and become an affiliate member. Find more information on our website: www.insidepersonalgrowth.com

WURD Radio is the only African-American owned and operated talk radio station in Pennsylvania, and one of few in the country. Taking a multimedia approach – on-air, online and in the community – WURD is widely recognized as the pulse of the African-American community locally, regionally, and nationally. From mayoral races to presidential elections, from the street corner to the corner suite, WURD has tackled the hard issues as an influential, respected and powerful voice in the marketplace.

The European Central Bank Podcast – bringing you insights into the world of economics and central banking. 

Our hosts Paul Gordon and Stefania Secola talk to experts about the topics and trends that matter to the eurozone economy today.

The views expressed are those of the speakers and not necessarily those of the European Central Bank.

New tracks tagged #FinancialLiteracy