In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia.

The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space.

The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors.

They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy.

To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

Unpacking the new financial rules of commercial real estate investing

[Verse 1]
We drove down  town 
 like we had nothing’ to hide.
Old  radio playing’ “Sweet Caroline,”
Didn’t know we were running’ out   of   time.

[Verse 2]
You laughed  like  a prayer,
Dancing’ barefoot like you didn’t have a care.
I said, “Girl, don’t you ever let go,”
You said, “Tonight’s all we get, don’t you know?”

[Chorus]
If I had known it was your last night alive,
I’d have held you closer 
Would’ve told you every secret I kept inside,
Would’ve kissed you longer, not let goodbye slide.
But I only see it now in the rearview light…
You gave me your heart on your last night alive.

[Verse 3]
The call came in just after 4 A.M.,
Your name etched deep in that blacktop mile,
But I swear I still see your   smile................

[Chorus]
If I had known it was your last night alive,
I’d have stopped the clock, let the stars collide.
Would’ve danced with you ‘til the break of light,
Would’ve begged the heavens for one more try.
But fate don’t knock, it just walks on by…
And takes what it wants on your last night alive.

[Bridge]
Now I sit by the river, talking ’ to the wind,
Reading' back memories like they’re letters you penned.
Still drive your roads, still play that song,
Still ask God why you couldn’t hold on...............
[Outro]
If I had known it was your last night alive,
I’d have said “I love you” one more time.
Held every tear, every breath, every sign,
Told the world to stop, just to rewind.
But you danced away in the blink of an eye…...............
Left me here living’ your last night alive............................                                  
                                                      
                     https://nashwyatt.bandcamp.com/album/last-night-alive                          


Edit Displayed Lyrics

last night alive,   /https://nashwyatt.bandcamp.com/album/last-night-alive

[Куплет 1]
Ми їхали в місто,
ніби нам не було чого ховати.
Старе радіо грало “Sweet Caroline”,
Ми не знали — час почав втікати.

[Куплет 2]
Ти сміялась, ніби молитва жива,
Танцювала босоніж — без страху, без права.
Я сказав: “Не відпускай цей світ,”
А ти: “Це наша ніч — і більше нічого нема в цю мить.”

[Приспів]
Якби я знав, що це твоя остання ніч,
Я б тримав тебе ближче,
Розповів би всі таємниці, що тримав всередині,
Цілував довше, не дав би прощанню піти.
Але тепер бачу це лише в світлі дзеркала…
Ти віддала мені серце — в свою останню ніч жива.

[Куплет 3]
Дзвінок пролунав — трохи по четвертій ранку,
Твоє ім’я залишилось в асфальті, мов рана.
Але я клянусь, що й досі бачу усмішку ту…
Ніби ти ще поруч, у кожному дні й сну.

[Приспів]
Якби я знав, що це твоя остання ніч,
Я б зупинив час, дозволив зіркам зійтись.
Танцював би з тобою до самого світанку,
Молив би небо: “Дай ще один шанс, хоч маленьку змогу.”
Але доля не стука — вона просто минає…
І забирає все — в твою останню ніч жива.

[Брідж]
Тепер я сиджу край річки, розмовляю з вітром,
Читаю спогади — мов листи, що ти лишила під небом.
Їжджу тими ж шляхами, граю ту саму пісню,
І знову питаю Бога — чому ти не втрималась у світі.

[Аутро]
Якби я знав, що це твоя остання ніч,
Я б сказав “люблю” ще один раз на весь світ.
Затримав би кожну сльозу, кожен подих, кожен знак,
Зупинив би світ — щоб час повернувся назад.
Але ти станцювала — зникла в мить мов зірка…
А я залишився тут… жити твою останню ніч одна.


Назва: Твоя остання ніч

How Property Management Virtual Assistant Services Boost Efficiency

The Sherwood Forest Homeowners Association is dedicated to maintaining a safe, beautiful, and welcoming community. Located in a serene, wooded setting, it fosters strong neighborhood connections, enforces community standards, and supports property values through active resident involvement.

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Listen to PK Sabharwal discussing market conditions, upcoming recession, and new report updates on real estate, introducing new condos and special events and exclusive deals, and discussing the
rental market. Advisory tips for youth and first-time home buyers and also for the future. For any real estate needs, contact PK Sabharwal or visit teamsabharwal.com

21 May 2025 - PK RadioShow AM 770 - Ymedia | 11:30 AM

21 May 2025 - PK RadioShow FM 91.9 - Ymedia App | 12:00 PM

🧹 Wondering if a messy house will ruin your appraisal? 🤔 In this episode, we clear the clutter around one of the most asked questions: Does a messy home affect your appraisal value? 🏠📉 Discover what appraisers actually focus on, and how cleanliness may or may not matter when it's time to value your property. 🎯

🎧 Whether you're selling or refinancing, get smart tips that help you prepare stress-free!

📞 Call us at (610) 798-1017
🔗 Blog: https://theappraisinggroupallentown.com/does-an-appraiser-care-if-your-house-is-messy/

Does An Appraiser Care If Your House Is Messy?

💡 Thinking about getting a home appraisal but not sure if it’s worth it? 🏡💰 In this episode, we break down the real benefits of a professional home appraisal—whether you’re buying, selling, refinancing, or just curious about your home’s true value. 🔍📈

Don’t guess—get the facts and protect your investment! 🛡️

📞 Call today: (856) 924-6811
🔗 Read the full blog: https://eaglehomeappraisalmtholly.com/is-it-worth-getting-an-appraisal/

Is It Worth Getting An Appraisal?

🏡 Wondering how real estate appraisals work? 🤔 From analyzing market trends 📊 to evaluating property features 🔍, appraisers use expert methods to determine true home value. Whether you're buying, selling, or refinancing, knowing the process matters! 💡 Dive into the full guide 👉 https://eaglehomeappraisaldelco.com/how-do-you-appraise-a-real-estate-property/ 📞 Call Eagle Appraisal at (484) 444-3884 today!

How Do You Appraise A Real Estate Property?

Country songwriter Proud member of ASCAP, collaborating with DJ Sammich Rapper and Hazy Stream Music.  ''2 domino  ''   All music is property of Nash Wyatt. © 2024.  https://nashwyatt.bandcamp.com/track/i-have-the-spotlight-for-you

Optimal is a property management support company dedicated to helping real estate investors and property managers across North America achieve time, financial, and location freedom through remote property management and back-office solutions. Our mission is to enhance properties, elevate communities, and enrich lives. We're committed to making a positive impact, creating lasting value in people's lives and their surroundings.

We provide peace of mind for HOA Boards through communication and transparency.

We're dedicated to delivering top-tier residential property valuations with maximum efficiency. Our happy clients include financial institutions and mortgage lenders requiring assessments for home buying, refinancing, foreclosures, and various banking needs. We also serve homeowners, legal professionals, realtors, and others seeking our expertise for estate matters, divorce proceedings, tax challenges, trusts, and more. Client satisfaction drives everything we do. When you're pleased with our work and refer others, it means the world to us—each referral brings new clients who we hope will be just as satisfied with our services.

We understand that this can be a daunting and overwhelming process, which is why we’re here to provide you with the valuation information you need to make informed decisions. Our team consists of inspectors, appraisers, attorneys, and realtors who are experts in estate administration and probate assets. We’re dedicated to ensuring that you receive the support you need every step of the way, from start to finish. Rest assured that we prioritize your privacy throughout this stressful process.

Eagle Home Appraisal in Delaware County, PA, provides certified, IRS-compliant property valuations that help minimize audit risk and ensure tax compliance. Our experienced appraisers deliver impartial divorce appraisals to support fair asset division and legal proceedings, as well as unbiased independent appraisals for real estate purchases, sales, and estate planning. We also specialize in probate court appraisals, offering detailed and defensible valuations to streamline estate administration. At Eagle Home Appraisal Delco, we are committed to providing accurate, transparent, and trustworthy appraisal services tailored to your specific needs.

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