Tim Mawsom, the owner of Timber Custom Woods, is exploring the dynamics of managing multiple part-time employees while balancing a full-time job and operating a full-time business. Delving into the complexities of overseeing various part-time staff members while simultaneously handling the responsibilities of a full-time position and running a bustling business is a challenge that Tim Mawsom is eager to navigate. 

00:00 Introduction
01:02 The Hobby That Got Out Of Hand
10:05 Converting To Multiple Part-Time Employees
15:01 The Visioneer Game!
22:08 Managing A Full-Time Business With A Full-Time Job
29:41 Final Thoughts: "Understanding The Difference Between The Hunter And The Farmer"
33:11 Dad Jokes / Credits

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https://youtu.be/UQtfvD88hk0

Tags: Tim Mawsom, Timber Custom Woods, part-time employees, full-time job, business management, employee supervision, multitasking, small business owner, leadership, workforce management.

Dynamics Of Managing Multiple Part-Time Employees - Episode #267, Tim Mawsom, Timber Custom Woods

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As a small business owner, offering health insurance to part-time employees can be a challenge, but it also comes with benefits. Health insurance is an essential aspect of employee well-being, and providing coverage for part-time workers can help improve job satisfaction, attract better talent, and enhance employee retention.

However, there are important considerations to keep in mind before offering health insurance to part-time employees. This article explores the key factors that should be evaluated when deciding whether to provide health benefits to part-time staff.

1. Legal Requirements and Regulations

One of the first things to consider is whether your business is legally required to offer health insurance to part-time employees. Under the Affordable Care Act (ACA), businesses with 50 or more full-time equivalent employees (FTEs) must provide health insurance to full-time employees (those working 30 or more hours per week) or face penalties. Part-time employees working fewer hours are generally not required to be offered health coverage under the ACA.

However, some states have additional regulations that may mandate coverage for part-time employees or provide incentives for businesses that offer benefits. It’s essential to research your state’s laws and ensure your business complies with any local regulations related to employee health insurance.

2. Defining Part-Time Employment

The definition of part-time employment varies from business to business. For most businesses, part-time employees work fewer than 30 hours per week. However, when offering health insurance, it’s essential to determine how you classify part-time workers. The number of hours worked will affect both your legal obligations and the type of health insurance plans you can offer.

Some businesses choose to offer health insurance to part-time employees who work as few as 20 hours per week, while others may require part-time employees to work more hours before qualifying for benefits. Define your criteria carefully and ensure that all employees understand the eligibility requirements.

3. Costs of Health Insurance

Offering health insurance to part-time employees can be costly, especially for small businesses. Typically, employers are responsible for contributing a portion of the premium costs, while employees cover the rest. For part-time employees, this cost-sharing arrangement may be more challenging to manage.

Before offering health insurance, evaluate the financial impact on your business. You need to balance the potential benefits of offering insurance—such as improved employee retention and satisfaction—with the added costs. Consider whether your business can afford to cover a portion of the premiums for part-time employees or if a more affordable plan needs to be chosen.

4. Health Insurance Options for Part-Time Employees

While offering health insurance to part-time employees is not mandatory, it can be beneficial in terms of employee retention and satisfaction. There are several types of insurance plans you can offer to part-time employees:

Conclusion

When offering small business health insurance to part-time employees, consider the legal requirements, such as the Affordable Care Act’s guidelines for coverage. Determine whether to offer coverage based on hours worked, balancing costs with the benefits to employees. Evaluate plan options that meet employees’ needs while staying within budget. Offering health insurance can improve employee satisfaction and retention, making it an attractive benefit even for part-time staff.

What To Consider When Offering Health Insurance To Part - Time Employees?

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