Jeff Kowal discusses 2025 changes to contribution limits and more, shares insights for Millennials saving for retirement, and gives thoughts on retirees’ fears about outliving their money and spending rates.

The Retirement Clinic-1-11-25 – 2025 Retirement Changes

Jeff Kowal discusses the scarcity mindset, working to change your mindset and behaviors in retirement, Chaunsy Weisensel joins to share updates for 2025 catch-up contributions and other options to consider, Jeff touches on tech support scams, and examines estate planning nightmares.

The Retirement Clinic-2-8-25 – The Scarcity Mindset

Joe Still and John White share withdrawal strategies and your retirement plan, discuss estate plan basics, and examine the key components of an estate plan.

The Retirement Clinic-3-1-25 – Estate Plan Basics

Aaron Spitzner examines risk for those with Dementia and the potential impacts on their financial health, Jeff Kowal joins to share the best things about retirement, Aaron touches on gift tax reminders, and wraps up the show with frequently asked questions on Umbrella Insurance. 

The Retirement Clinic-3-8-25 – Financial Health

Aaron Kowal shares common overlooked tax deductions, touches on the benefits of succession planning, discusses the dirty dozen tax scams to avoid, and wraps up with Direct Indexing.

The Retirement Clinic-3-15-25 – Taxes: Deductions and Scams

Joe Still and Tom Krueger discuss things to do in volatile markets and things to avoid, share the top 10 ways to enjoy your retirement, and highlight the top active adult communities in 2025.

The Retirement Clinic-3-22-25 – Enjoying Retirement

Chaunsy Weisensel and John White share myths about retirement savings, spending, and more, examine market volatility and history of the markets, and discuss how you can help your children understand money and finances.

The Retirement Clinic-4-5-25 – Retirement Myths

Aaron Kowal discusses why you should model your retirement plan more like a family office than a 401k to achieve a more comprehensive approach and touches on inherited IRA rules. Jeff joins to share insights regarding taxes on retirement income. Aaron wraps things up with purpose-based asset segmentation.

The Retirement Clinic-6-7-25 – Comprehensive Planning

In this episode of Safer Retirement Radio, Brian Decker and Mark Knauss, CFP(R) walk through five essential strategies to help protect your retirement income from inflation—without exposing your portfolio to unnecessary risk. From laddered income accounts to hard assets and tactical stock exposure, they outline a disciplined approach built for today’s uncertain environment.

You’ll also learn:

Why COLAs (Cost of Living Adjustments) must be handled carefully in retirement income planning

How traditional bond funds are vulnerable in a rising rate world

What “real returns” mean—and why they matter more than nominal performance

How Decker’s Two-Sided Model uses momentum and stop-loss rules to reduce risk in volatile or flat markets

If inflation and future market returns are keeping you up at night, this episode gives you the education—and the options—you need.

📞 Ready to build a retirement plan that actually adjusts for inflation? Call 833-707-3030 or visit DeckerRetirementPlanning.com

Five Ways to Help Guard Your Retirement Against Inflation | Episode 139

Jeff Kowal discusses navigating market volatility and downturns in the market, shares insights on tax-loss harvesting, and touches on potential issues executors and beneficiaries face.

The Retirement Clinic-4-12-25 – Navigating Market Volatility

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

With retirement just around the corner, you need a partner you can trust to help navigate the ins and outs of retirement planning.  Whether you’re looking for a final push heading into your retirement, retirement asset management and consolidation, or assistance in transferring business assets to retirement assets, our team’s focus is on helping you realize your vision.

You can listen to the Kowal Investment Group - now Creative Planning, "Retirement Clinic" podcasts, with retirement and investment planning tips and news right here on Soundcloud. **This is a previously recorded show.**

New tracks tagged #Retirement Plan