Retirement planning is a crucial aspect of financial management that often requires careful consideration and strategic decision-making. As an experienced financial advisor, Sam Higginbotham has helped numerous clients navigate the complexities of retirement planning successfully. Here are his top five tips for ensuring a secure and fulfilling retirement

Sam Higginbotham Top 5 Tips For Successful Retirement Planning

🎙️ Learn about the essentials of retirement planning with financial expert Brian Decker on the 105th episode of Safer Retirement Radio. This session is packed with insights as Brian deconstructs retirement investing strategies, emphasizes the critical shift from accumulation to distribution, and lays out the potential pitfalls of traditional methods like the 4% rule in flat markets. 📈

Understand why Brian warns against relying on bond funds and pie charts for retirement plans and how he evolved his approach to include two-sided strategies for making gains in up and down markets. He also discusses the SEC’s restrictions and how thinking outside the box with a skier-inspired approach can keep your retirement on track regardless of market conditions. ⛷️

Discover the benefits of equity-indexed accounts and why Decker's distribution plan is designed to help bring you peace of mind. Learn how Brian's math-based investment models cater to market changes, prioritizing growth while managing risk. 📊

In this episode, Brian shares his expertise in creating a robust retirement plan that focuses on income and distribution planning, protecting against inflation, and preparing for market uncertainties. Take advantage of his insights on approaching retirement planning uniquely and effectively.

👉 For personalized advice and a deep dive into your retirement readiness, call 833-707-3030 for a free consultation with Decker Retirement Planning.

Mastering Retirement: Innovative Planning Strategies | Episode 105

Planning for retirement can seem daunting, but with the right approach, you can secure your financial future. Sam Higginbotham suggests starting early and setting clear goals. Assess your current financial situation, consider your desired lifestyle in retirement, and create a savings plan that aligns with your goals. Regularly review and adjust your plan as needed to stay on track. With careful planning, you can enjoy a comfortable retirement.

Sam Higginbotham Guide To Retirement Planning In 2024

Planning for a comfortable retirement can be daunting, but it doesn't have to be! In this episode, seasoned wealth advisor Kamal Lidder breaks down his thorough, step-by-step guide to retirement planning. Learn how to define your retirement goals, assess your current financial situation, estimate your expenses, and calculate your savings needs. Kamal also shares expert tips on maximizing your savings, diversifying investments, planning for healthcare costs, and creating a smart withdrawal strategy. Tune in to gain valuable insights and actionable advice to ensure a secure and fulfilling retirement. Don't miss out on Kamal's expertise to help you take control of your financial future!

Kamal Lidder's Step-by-Step Guide to Retirement Planning

Just like that messy junk drawer in your kitchen, your retirement plan might be cluttered with financial odds and ends. Discover how organizing your fiscal loose ends can spark joy, reduce stress, and pave the way to a worry-free retirement. Learn simple strategies to clean up your financial act and gain the peace of mind you deserve.

Retire Right: Ditch the Financial Clutter

Are you dreading the thought of a retirement filled with stress and anxiety? It doesn't have to be that way! 

In this week's episode, retirement expert Michael Eastham is revealing the ESSENTIAL keys to ensuring you have a worry-free, tranquil golden years.

Discover the insider secrets to safeguarding your nest egg and enjoying true financial security in retirement. No more retirement stress - just pure comfort and peace of mind. Don't settle for a retirement riddled with anxiety. 

Tune in this week and learn Michael's proven strategies to retire with confidence.

Your stress-free future starts now!

The Keys to a Stress-Free Retirement

The Keys to a Stress-Free Retirement - Podcast

🏆 Want maximum returns with minimum risk? The wealthiest retirees aren't just lucky - they've got a secret weapon in their corner. Just like pro athletes, your financial future needs an expert coach calling the plays.

In this episode of the Retirement Income Show, Michael Eastham reveals why the right retirement coach could be the game-changer between just surviving and truly thriving in your golden years. Discover how to build your championship-caliber portfolio with the perfect mix of investments for YOUR goals! 💪

Listen now to turn your retirement dreams into reality! 🎯

The Secret Champion Behind Every Rich Retiree

Description
 Not all income in retirement is what it seems. In this episode, Matthew Johnson Wealth and Income Management breaks down why selling your principal for income can quietly drain your savings and what true, sustainable retirement income really looks like.

Learn how to identify real income sources that help protect your principal and support long-term financial freedom.

🎯 In this video, you'll learn:

• Why selling assets for income puts your retirement at risk
• The difference between earned, passive, and investment income
• How to build income without touching your principal
• Strategies to help safeguard income through market shifts  

Matthew P. Johnson is president and owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients on how to invest for income, how to help avoid loss by utilizing more conservative investment options, and is dedicated to helping them achieve a well-planned retirement.

  Johnson Wealth and Income Management is committed to educating their clients and the community through workshops on topics related to more conservative investment alternatives.  

Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source®, LLC. Retirement Income Source®, LLC and Sound Income Strategies, LLC are associated entities.

When Income Isn't Really Income

In December’s episode of Your Retirement Years, presented by 4 CRB, Odyssey Industry Liaison Manager Rebecca Moraitis sits down with two Odyssey residents who discovered something lovely later in life, each other. Rhonda and Norm, both aged 89, share how they met, who made the first move, their first date, their favourite moments together and a few laugh-out-loud stories. Finding each other at 89 is proof that romance doesn’t check your birth certificate and it shows up for those who stay young at heart. 

Episode 69 - Your Retirement Years with Rebecca Moraitis, Norman and Rhonda

Kamal Lidder is a skilled wealth advisor known for his personal touch and financial know-how. He uses his strong finance background to create tailored plans for his clients, covering investments, retirement planning, and tax savings. Kamal is respected for his honesty and dedication, aiming to build lasting relationships while helping clients navigate the world of wealth management for long-term success.

Experienced financial advisor Sam Higginbotham tailors personalized solutions for individuals and businesses, offering expert guidance in financial markets, investment strategies, and wealth management. Known for his client-centric approach, Sam crafts complete plans, mitigates risks, and ensures a robust financial foundation.

The Retirement Income Show radio show was created to address the questions and concerns of retirees, pre-retirees, individual investors, and business owners.

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Odyssey combines the best of retirement resort community living with first class care, built in. Couples stay together, pets are welcome, grandkids can have sleepovers, and most importantly, your dignity and privacy is very highly respected.

New tracks tagged #RetirementGoals