In this episode of BBC Radio Kent’s Money Mentor, David Braithwaite talks about the importance of having the freedom to choose when it comes to managing your finances. Whether it’s making a decision on fitting something yourself or leaving it to the professionals, David emphasizes that the choice is yours—and that's empowering. Join the conversation for a dose of financial confidence, and tune in next week for more money tips from David!

Financial Freedom: Making the Right Choices with David Braithwaite

Kamal Lidder shares easy ways to cut costs! Track your spending, stop paying for things you don’t use, cook at home more often, and ask for discounts on bills. Save energy, earn cashback, buy store-brand items, and plan your savings to reach your goals.

Kamal Lidder Discusses 8 Simple Tricks to Cut Monthly Expenses

In this episode, David Braithwaite, Money Mentor, shares practical tips on how you could save and make over £1,600 in just one week! From switching your bank account and earning easy cash to finding a better savings rate and transferring high-interest credit card balances, David walks through some simple steps that can quickly put money back in your pocket. He also discusses how selling unwanted items online could boost your finances further. Tune in to find out how you can start 2025 with more control over your finances!

How to Save and Make Money in Just One Week | Money Mentor with David Braithwaite

How to Avoid Holiday Scams and Save on Your Next Trip | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, offers practical advice for dealing with post-Christmas credit card debt. As January rolls on and credit card bills start arriving, David emphasizes the importance of facing the reality of your finances head-on. From reviewing your statements to finding ways to pay down high-interest debt, David shares steps to help you regain control. Learn how to prioritize debt repayment, take advantage of balance transfer offers, and get the support you need to reduce financial stress. Tune in to take charge of your finances and set yourself up for success in 2025.

How to Tackle Post-Christmas Credit Card Debt | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, dives into the topic of lost pensions. With millions of pounds unclaimed, David explains how easy it is to forget about pension pots from previous jobs and what you can do to track them down. Whether you’ve changed jobs multiple times or have lost touch with pension providers, David shares practical steps on how to locate and claim your unclaimed pensions, using free resources like the government’s tracing service. Tune in to find out how you could be sitting on untapped money waiting to be claimed!

How to Track Down Lost Pensions and Claim What’s Yours | Money Mentor with David Braithwaite

This Valentine's Day, David Braithwaite, Money Mentor, is here to help you celebrate love without breaking the bank. From avoiding overpriced gifts and meals to creating meaningful, budget-friendly experiences, David shares practical tips on how to keep your finances in check while showing affection. Learn how setting a budget, DIY gifts, and thoughtful gestures can make the day extra special. Tune in for advice on celebrating love the smart way, plus some unexpected ideas, like the "one-pound ring" and professional cuddles, for a memorable and affordable Valentine’s Day!

The Price of Love: Money-Saving Tips for Valentine's Day | Money Mentor with David Braithwaite

Are you unknowingly losing money in retirement due to unnecessary expenses? Just like wasteful government spending, your budget could be leaking cash without you realizing it.

In this episode of Retirement Income Show, Michael Eastham breaks down:
✅ Common hidden expenses that can drain your retirement savings
✅ Smart ways to cut costs without sacrificing your lifestyle
✅ How to take an “efficiency-first” approach to your retirement budget
✅ Why winning in retirement requires both offense & defense—protecting your wealth while growing it

Don’t let avoidable expenses eat away at your financial future! Listen now and learn how to keep more of what you’ve worked so hard to save.

🎧 Tap play and start securing your retirement today!

Hidden Retirement Expenses That Could Cost You Thousands

Hidden Retirement Expenses That Could Cost You Thousands - Podcast

Most people hate budgeting—but what if there's a better way? In this episode, Brian chats with Whitney Elkins-Hutton, founder of Ash Wealth and author of Money For Tomorrow: How to Build and Protect Generational Wealth. Whitney shares why traditional budgeting might actually be hurting your wealth-building efforts—and what to focus on instead. If you want a more sustainable, happiness-centered approach to managing money, don’t miss this conversation!


🌍 What You’ll Learn:

✔️ Why "budgeting" as we know it is outdated
✔️ How to categorize your expenses to grow wealth
✔️ What the "Happiness Formula" is—and how to use it
✔️ How to align money priorities with your spouse or partner
✔️ Practical tools to automate and optimize your finances


⏳ Timestamps:

0:00 – Why most people hate budgeting
1:10 – Introducing Whitney Elkins-Hutton
2:00 – Why traditional budgeting methods fall short
3:30 – The four types of expenses: destructive, protective, productive, and consumptive
6:00 – How to focus on happiness-centered spending
8:20 – Dealing with conflicting money values in a household
10:15 – Tips for budgeting with a spouse or partner
13:00 – Practical steps to optimize your spending
14:30 – How Whitney helps people build wealth
15:00 – Where to connect with Whitney and get free resources



Budgeting Is Dead (Do This Instead)

Kamal Lidder is a skilled wealth advisor known for his personal touch and financial know-how. He uses his strong finance background to create tailored plans for his clients, covering investments, retirement planning, and tax savings. Kamal is respected for his honesty and dedication, aiming to build lasting relationships while helping clients navigate the world of wealth management for long-term success.

The Retirement Income Show radio show was created to address the questions and concerns of retirees, pre-retirees, individual investors, and business owners.

You don't need to be rich to invest in real estate. And you don't need to become a landlord either. In quick 5-20 minute bites, learn how to invest small amounts in passive real estate investments such as syndications, notes, and funds. We also cover how to buy properties actively if you do want to invest in real estate as a side hustle. With enough passive income, you reach financial independence — and your day job becomes optional.

New tracks tagged #SmartSpending