No Request Radio There's no need to request when we're already playing it. We play a wide range of music, mixed with segments and random conversations with the squad.

No Request Radio Ep. 226

Christopher Carr shares as a guest on Good Morning Monterey Bay, interviewed by Rosemary Chalmers, regarding the state of California Cannabis. We explore recent excise tax increase, AB 564, California Cannabis Awards at the CA state fair, and more!

Christopher Carr Good Morning Monterey Bay Interview 07/11/2025

No Request Radio Ep. 227

Join host Dina Pavlis for this monthly interview featuring Florence, Oregon, City Manager Erin Reynolds. 

Topics discussed on this show and timestamp of when that topic begins during the interview:

1:42 - Fourth of July Recap
3:21 - City Block Party Recap
5:23 - Power of Florence, Saturday, July 26
6:49 - National Night Out, Tuesday, August 5
9:50 - Listener Question: Update re Property at 31st & 101
12:23 - Wayfinding & Interpretive Signs for Siuslaw Estuary Trail
13:56 - Adopt A Trail or Friends Group for Siuslaw Estuary Trail
14:43 - New Recycling Laws for Oregon as of July 1, 2025
18:27 - Backflow Testing & Inspections
20:25 - Grant to Replace Rhody Express Shelters
22:05 - Elm Park Apartments Updates (near 9th St.)
24:44 - Reminder about new Public Safety Fee on City Services (Utilities) Bill - Starting in August

Intro/Outro Music "Good People" by Great Big Sea

2025-July 23 Florence City Manager's Desk

No Request Radio Ep. 228

Today on the show, we welcome Edgar Peña, also known as Masonic Smoker, ⁠@masonicsmoker4.0⁠ is a Los Angeles-born, Compton-based home grower and breeder. He’s best known for creating Wilson and many other popular strains, and runs masonicseeds.co, where his passion for plants comes to life. Edgar is the founder of Free Seed Day in Los Angeles, a community-driven event that gives back through free genetics. He’s a dedicated husband, loving father, and animal lover. Today on the show, we welcome Edgar Peña, also known as Masonic Smoker, @masonicsmoker4.0, who is a Los Angeles-born, Compton-based home grower and breeder who takes great pride in his garden. 

Edgar Peña Masonic Smoker - Home Grower & Breeder 08/01/25

No Request Radio Ep. 229

Pat Malo was one of our first guests on the show a decade ago. Long-time community advocate and General Manager at Envirocann, Pat, shares his positive perspective on how right now is the best time in cannabis, minus the money. We also cover how the world has better access to a diverse selection of genetics and how Santa Cruz's culture of excellence in cannabis continues to make an impact around the world.

Pat Malo - "Best Time in Cannabis Minus the Money" 08/08/2025

Many individuals choose to rent properties, whether for personal residences or business premises. While renting may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying someone else’s mortgage. It's time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life.

Discover a wealth of knowledge on real estate—whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker regarding your most valuable assets. Join us at the forefront of property ownership and unlock your full potential.

Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently—without compromising your lifestyle, resorting to unnecessary refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce excessive payments to lenders and responsibly eliminate debt. You deserve the best in life; don’t compromise your safety for real estate victories.

This radio program serves as your guide to identifying red flags in the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.

Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO of United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has dedicated himself to guiding families toward a debt-free life.

In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. Though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.

The economy is dynamic and ever-evolving. You will encounter numerous external factors beyond your control and face challenging questions that test your knowledge. However, amidst these challenges, there are still opportunities to secure your real estate future.

Start saving time and money today on your purchase or refinance with the perfect interest rate and plan tailored to you and your family. Discover how to navigate the complex loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through homeownership. When it comes to finding your dream neighborhood and elevating your financial status, having the right support is crucial. Find it all in this enlightening radio program today.

Investment loans are available in all states except North Dakota (ND), Nevada (NV), South Dakota (SD), and Vermont (VT).

08-23-25 Back to School, Back to Lending

08-30-25 Navigating Economic Changes This Fall

The Cannabis Connection hosted by Christopher Carr provides stimulating conversation with professionals, regulators, researchers, and experts striving to demystify common misconceptions about Cannabis. Our radio broadcast educates and opens a dialogue surrounding the potential Cannabis has to heal ailments, but also our society from a social and economic standpoint. Carr's professional mission is to educate the public on Cannabis stewardship, science, policy, industry, and research. An adviser for Santa Cruz County and Executive Committee Member for Community Prevention Partners, Carr also serves as a Guest Lecturer at Cabrillo College, College of Botanical Healing Arts, and judge for both High Times Cup and The Emerald Cup. Carr represents Santa Cruz in the greater Cannabis Community and has positive rapport with the leading activists in Sacramento and Emerald Triangle. Rooted in the ethics of Compassionate Use Act while engaging the leading minds of the ever evolving California Cannabis Industry, Carr serves the community shaping a local Cannabis movement that reflects the values of Santa Cruz through leadership and compassion.

Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life.

Discover a wealth of knowledge on real estate – whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential.

Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories.

This radio program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.

Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life.

In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.

The economy is a dynamic and ever-evolving landscape. Oftentimes, you'll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future.

Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening radio program right now.

Investment loans in the following additional states except: ND, NV, SD, and VT.

Our Mission
KXCR
~ fosters community spirit, creativity, freedom of expression ~
KXCR is a noncommercial community radio station serving the many interests of people on the Oregon
Central Coast.
We strive to educate, inform and entertain. We strive to reflect the diversity of our local and world
community and to enrich the lives of listeners of all ages with a wide variety of programs, including the
arts, music, news, and social issues.
KXCR welcomes community input and involvement. As a volunteer operated radio station, we offer
training and varied opportunities in radio broadcasting.

No Request Radio

There's no need to request when we're already playing it. We play a wide range of music, mixed with segments and random conversations with the squad. Also catch us live every Saturday on the WBRU360 & MyTuner app from 7 - 11pm.

New tracks tagged #TALKRADIO