Welcome to the Next Gen Money podcast, a series where we break down your money matters into simple, actionable steps to help you take control of your finances. I’m your host, Kaldora Naidoo and I’m so excited to have you here for our very first episode!

Whether you’re just starting your financial journey or looking to brush up on the basics, this is the place for you. No jargon, no nonsense - just straightforward advice to help you make smarter money decisions.

Today, we’re diving into all things credit with Ester Ochse, Head of Integrated Advice at FNB

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