Karl's account on Medium: https://medium.com/analysts-corner/a-compilation-of-articles-by-karl-wiegers-4a4d830685d6
Karl's web page: https://www.karlwiegers.com/

~ Karl's first days in IT and why he became a business analyst
~ The story behind "Software Requirements" - creating a landmark book
~ Most challenging situations Karl encountered as a business analyst and consultant
~ An early career lesson that shaped Karl's approach to software requirements
~ The power of visual analysis and modeling as communication tool
~ Karl's most personally rewarding project - and why it mattered
~ Imposter syndrome
~ The future of business analysis

Episode - 100 - Karl Wiegers x Badass BA

Community and regional banks operate in an environment of perpetual tension. They need to grow deposits and drive lending profitability while managing operating costs that threaten to overwhelm smaller institutions. They must also prevent increasingly sophisticated fraud while delivering customer experiences that match Amazon and Netflix. And they need to do all of this while building technology foundations that won't become obsolete before the implementation is complete.

At FIS's Emerald 2025 conference in Orlando, Peter Boyer, head of banking at FIS, and Craig Focardi, principal analyst at Celent, discussed how financial institutions are navigating these competing demands. Focardi and Boyer discuss how modernization is now a continuous process of adaptation, and that the institutions most likely to succeed will focus on enabling agility rather than chasing specific technologies.

"If you really take a step back and think about regional and community banking, there's a couple headwinds or tailwinds, that are driving how banks are thinking about the market," Boyer explained. "One is deposit growth and profitability growth through lending. Every bank right now is thinking, how do I grow? What is my sweet spot in my segment? Thing two is operating costs. How do they continue to drive a more efficient bank? AI is a big topic on that particular solution. And thing three is fraud. How do you protect the banking ecosystem? You put those three together and you've got a meaningful amount of where the energy is in the market today."


How community banks are balancing urgent pressures with long-term modernization

アイのシナリオ - CHiCO with HoneyWorks Cover by Ricotta

ダーリンゲームオーバーラブ - マイキP Cover by Ricotta

狂乱 Hey Kids!! (Kyouran Hey Kids!!) Cover by Ricotta

星が瞬くこんな夜に - Supercell Cover by Ricotta

في زمنٍ تتسارع فيه التكنولوجيا بخطى تفوق قدرتنا على المواكبة، يتقدّم المساعد الافتراضي ليصبح أكثر من مجرد أداة تُجيب عن الأسئلة أو تنظّم المهام. صار بالنسبة لكثيرين مساحة للفضفضة، ورفيقًا رقميًا دائم الحضور، وربما بديلًا عن التفاعل البشري في لحظات الوحدة والارتباك.

في هذه الحلقة من Psychology Tech، نفتح ملفّ المساعد الافتراضي من زاوية مختلفة: زاوية علم النفس.
نسأل عن سبب انجذاب الإنسان إلى محادثة كيان غير بشري، وكيف يمكن لصوتٍ بلا مشاعر أن يُشعر البعض بالأمان. ونناقش الاحتمالات التي قد تتحوّل فيها هذه الأداة إلى علاقة عاطفية أو اعتماد نفسي غير معلن… وما الذي يحدث حين يستبدل البعض المختصّ النفسي بخوارزمية.

برفقة الأخصائية النفسية سارة أبو طرابي، ندخل إلى المناطق الرمادية في هذا التطوّر: مخاطره، حدوده، وما الذي ينبغي أن يتغيّر فيه كي يبقى سندًا لا عبئًا.

حلقة تغوص في الأسئلة التي نطرحها كلّنا… وربما تلك التي نخشى طرحها.
اسمعوها لتكتشفوا الجانب الإنساني  والغير إنساني  للمساعد الافتراضي

سيكولوجي تك الحلقة الاولى : المساعد الافتراضي بين الدعم العاطفي والتعلق النفسي

Discover how AI-powered computer vision is revolutionizing oil rig safety, monitoring, and maintenance in real time. In this episode, Charlotte from Nextbrain breaks down how advanced vision systems predict equipment failures, monitor worker safety, detect hazards instantly, and automate maintenance across offshore rigs. Learn how smarter rigs, IoT integration, drone inspections, and data-driven insights are transforming high-risk oil & gas environments into safer, more efficient, and intelligent operations.

Tune in to explore the future of oil rig safety — powered by AI, automation, and real-time intelligence.

Smarter rigs with computer vision: How is it transforming real-time oil rig monitoring with advanced intelligence

Bienvenue dans ce nouvel épisode où Lettrex vous ouvre les portes d’une nouvelle ère pour l’envoi de lettres en ligne, grâce à la puissance de l’IA. Aujourd’hui, nous explorons comment la technologie transforme votre façon d’envoyer, de rédiger et de gérer vos courriers. Plus rapide, plus simple et plus intelligente, cette évolution marque un vrai tournant. Dans ce podcast, Lettrex.co vous dévoile comment l’IA redéfinit l’expérience d’envoi de lettres au quotidien.

Lettrex Inaugure Une Nouvelle Ère Pour L'envoi De Lettres En Ligne Grâce À L'IA

The real estate market is evolving rapidly, and technology is at the forefront of this transformation. Traditional property sales methods are no longer the only option for buyers and sellers, and ⁠best residential real estate auction⁠ practices are increasingly embracing digital tools to enhance efficiency, transparency, and accessibility. Technology is reshaping how properties are marketed, viewed, and sold, making auctions more dynamic and competitive than ever before.
Digital Marketing and Online Listings  
One of the most significant technological shifts in real estate auctions is the use of digital marketing. Auction companies now leverage online platforms to reach a wider audience, connecting buyers with properties in ways that were unimaginable just a decade ago. From high-quality photography to virtual tours, online listings provide detailed insights into properties, allowing buyers to evaluate homes thoroughly before attending an auction.
Digital marketing campaigns often include targeted social media ads, email notifications, and website promotions. This strategy not only expands reach but also creates excitement and urgency around auction events. By presenting properties online, sellers can attract serious buyers from local, national, and even international markets, ensuring a competitive bidding environment.
Virtual and 3D Property Tours  
Technology has transformed property viewings through virtual and 3D tours. Instead of scheduling in-person visits, potential buyers can explore homes remotely, examining layouts, features, and finishes with a high degree of accuracy. These tools save time for both sellers and buyers, allowing a broader audience to participate in auctions without logistical constraints.


For sellers, enhanced communication means fewer misunderstandings and better coordination. Buyers feel informed and confident, contributing to a smoother auction process. Efficient communication ensures that all parties remain aligned, reducing delays and facilitating timely transactions.
Sustainability and Efficiency  
Technology also contributes to sustainability and efficiency in auctions. Digital marketing reduces the need for printed materials, while virtual tours and online bidding minimize travel for buyers. These innovations make the auction process faster, greener, and more convenient, aligning with modern expectations for efficiency and environmental responsibility.
Choosing the Right Auction Partner  
While technology offers numerous benefits, selecting the right auction company is still essential. A company that leverages digital tools effectively can maximize exposure, streamline the bidding process, and enhance the overall experience. Resources like ⁠Choosing the Best Residential Real Estate Auction Companies⁠ can guide sellers in selecting a partner that uses technology strategically and professionally.
Conclusion  
Technology is revolutionizing best residential real estate auction practices, transforming the way properties are marketed, viewed, and sold. From digital marketing and 3D property tours to online bidding and AI-driven insights, technology enhances transparency, efficiency, and competition. Mobile accessibility and secure platforms further expand participation, creating dynamic auction environments that benefit both buyers and sellers.
Sellers who embrace these innovations, work with experienced auction companies, and understand how to leverage technology can achieve faster sales, higher prices, and smoother transactions. By integrating modern tools into the auction process, residential real estate auctions are becoming more accessible, competitive, and successful than ever before.





How Technology Is Changing Residential Real Estate Auctions?

This presentation by Zuri Njoku explores how digital transformation is reshaping modern IT. It explains the shift toward cloud adoption, automation, stronger cybersecurity, and smarter business processes. The PPT highlights how technology empowers teams, improves workflows, and supports long-term growth. It also guides organizations on embracing continuous change and using IT as a strategic driver for success.

Zuri Njoku Explores Digital Transformation and Its Impact on IT

The podcast discusses the use of movable and persistent headers in web and user interface design.

The Usability of Persistent and Non-Persistent Headers  5-12-25

The podcast discusses the use of parallax scrolling in web design. 

The Usability of Parallax Scrolling 5-12-25

Only Once

Welcome to Hacked dAily, the first AI-driven cybersecurity podcast that dishes out your daily dose of digital drama, brought to you by Cytadel Cyber. We're here to serve up a cyber-smorgasbord of the most audacious hacks and breaches with a sprinkle of humor and a dash of sarcasm—because who says tech news can't tickle your funny bone?

Today's headliner: Marquis Software takes center stage (cue facepalm) after a data mishap involving 780,000 individuals. Looks like they've out-Prestiged themselves, reminding us not every trick ends with applause.

Then, we're off to Canada, where ransomware group DragonForce has snatched a whopping 563.6 GB from HESCO Foodservice, leaving us on the edge of our seats to see whether HESCO will play along or end up hosting the world's largest data breach buffet.

In other hacking hilarity, cyber suspects are going hyper with hypervisor attacks skyrocketing by a shocking 700%. Time to upgrade from antivirus to a high-tech vault of doom—who knew cybersecurity needed a Mission Impossible budget?

In riveting healthcare exploits, Barts Health NHS Trust grapples with a Russian cloaked in clumsy Oracle flaws, turning medical data into dark web cameos. Lights, camera, legal action!

And finally, phishers take to the clouds via Cloudflare Pages. Forget server farms, these scammers prefer Telegram pings and sunscreen for their slippery digital domains.

Tune in tomorrow for more cyber exploits!

This episode is sponsored by Cytadel Cyber. Specialist in Ransomware Readiness Assessments, Threat Intel-Led Red Teaming, AI DeepFakes, AI Voice Cloning and AI Vishing Simulations. 
Cyatdel helps you test your cyber resilience against the threats of today, keeping your data secure.
Checkout cytadel.co.uk for more information.  

09-Dec-2025: Data Breaches from Marquis and HESCO, Hypervisor Ransomware Soars, Barts Health Hacked

Unborn

[Verse1 - MUZI 4 ZEMI]
I need that Technology
앞 뒤 안 맞아도 난 끼워맞추지 
어림없어 그냥 저리가서
멋이 없어 그냥 저리가쇼 

눈이 휘둥그레 올빼미같어
Bouncy 한 beat 낮밤이 바껴 
너넨 다 잠 오고 재미없어
걱정마 곧 나갈 참이었어

시간 아까워 나 차 비 없어
지나고 보니 넘 차가웠어
언제나 고민은 다가왔어 
그럴 때마다 난 흔들렸고 가끔 바다갔어 

이젠 구차할 시간없어 
아무리 생각해봐도 의미가 없어
몰라 걍 beat에 발을 맞춰
남는건 사랑과 자랑 같어

사랑과 자랑  I love it
Show 하며 prove 그럼 둘다 따지
너와내 vibe like  하늘천따지
가끔나 대충해  음악까지
눈높이안맞춰 where you at stay
Common sense yeah  that’s my shit
 쉬어보이게끔  쌓이는 스탯
 담아눌러봐 더 터질듯해
Okay no way
But  손시려도 가야해
결말을 알며는 재미없기에
우리의 기술은 다르기에
Reddy to max my shit
넌 빵원도 가져가지
넌 마르고 달도록 백번 말해봐 
내머리론 무즈카시 
Yeag yeah
테크놀리지 배아픈 speed 에
멀미면 뺴
우리꺼 쇼킹
재네는 척임
우리면  돼
Notihg it  save us
But selfish mind  make us
본능대로 살아  nature
널 타파하고 챔피언 lessgo

[Verse2 - Yond Pelme]
Technology 1 거리를 두지 난
ZEMI와 오직 더 발을 맞추지
Technology 2 배로 불리지
내 작업량 입대했어도 get boujee

LIT 창민햄 거릴 바꿔
로다보가 나랑만 작업 안 해도
Some more cocktail 주입 in my l(r)iver 더
리짜이밍 엄마 날 보고 놀랐어 okay

곡을 더 담아 내 목은 안 남아
MUZI하지만 무지하진 않아 Do bet
팀은 안 바꿔 son 처럼 골 박어
정박아 새기들 뒤에서 full back

사람변하지 가능충 okay
알아도 봤지 하네스 like 개
난 너무나 천박해서
아무나 잡아줘야돼 목줄 like that

Technology 3, 비상
Vegan처럼 해 식사
marijuana 하나 사와 팔아
진짜 마치 diaz 사실

안 피지 떨 but 난 취해있어
지나고보니 넘 뜨거워서
벗어 니 여자가 팬티에 손을 더 넣어
뭘 흔들었어 꽤나 기술적

테크놀로지야 ( prod. Optics Beats )

Wonder of U is an underground artist known for his unique blend of hip-hop and experimental, often dark, electronic sounds. His music often falls within the realms of lo-fi, trap, and cloud rap, with heavy atmospheric production and hypnotic beats. The themes in his tracks often revolve around introspection, altered states of consciousness, and emotions like melancholy or detachment.

The FIRST AI-Driven Cybersecurity Podcast, made exclusively for CISOs, Executives and Technology enthusiasts. 
-> Make Hacked dAily part of your Morning Routine. <- 
Your daily dose of Breaking Cybersecurity News. Exploring Cyber Attacks, Data Breaches, Ransomware & Ai Attacks.
Cytadel helps you test your Cyber Resilience against the threats of today, keeping your data secure. Checkout cytadel.co.uk for more information.

Lettrex.co est une plateforme en ligne qui simplifie l'envoi de lettres recommandées. Qu'il s'agisse de documents personnels ou professionnels, Lettrex vous permet d'envoyer rapidement et en toute sécurité des lettres légalement reconnues depuis votre domicile ou votre bureau. Grâce à son interface conviviale, vous pouvez rédiger des lettres grâce à notre Intelligence Artificielle et suivre vos expéditions en toute sérénité. Qu'il s'agisse d'envoi de documents commerciaux importants, de notifications légales ou de lettres personnelles, Lettrex.co offre une solution rapide et efficace qui élimine le besoin de se rendre dans un bureau de poste tout en garantissant le respect des normes légales.

Hi! I am Lily Grace an expert in conducting online auctions and I have been working in this industry for the last 5 years. I am not the owner of the content which has been published here. This content is only for knowledge purposes. This content belongs to the respective owners and I do not hold any right to this content.

Zuri Njoku is an experienced IT expert with over 15 years in technology, security, and digital systems. Skilled in cloud, networking, and software, Zuri blends technical knowledge with leadership to help businesses grow and innovate through smart technology solutions.

Tearsheet is news, opinion, and analysis on the business of finance.

Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business.

Where social media, technology and finance intersect.

An Artist seeking to shape the world through many forms of expression. Displaying core passion and emotions through animation, and song, I search from within to unveil the senses.

MIX&Mastering
Vocal&Composer
⏩️X https://x.com/Cocoris_Ricotta
⚠️Please note that I do not respond to messages sent for commercial purposes.

Найкращий подкаст про бізнес аналіз та життя.￼
Авторський проект Кирила Бєлявського та Антона Бабенко
Наш telegram https://t.me/asauseriwanttosee
Наш patreon http://patreon.com/badassba
Наш webpage https://www.thebadassba.com/

New tracks tagged #Technology