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Learn More University - Education After the Bell Rings

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LMU - Budgeting 101: How to Manage Your Money

Take control of your money and your future.
This 10-minute personal finance audiobook is a simple, motivational guide for anyone looking to improve their relationship with money. Whether you're just starting out or trying to get back on track, this episode walks you through practical steps like budgeting, setting financial goals, building savings, paying off debt, and more — all in a down-to-earth, empowering tone.

🎯 What You’ll Learn:

How to create a budget that works

Smart strategies for saving and managing debt

Why mindset matters in money

How to take small steps that lead to financial freedom

Simple habits to build wealth over time

Perfect for beginners, young professionals, or anyone ready to stop stressing and start thriving.

💡 Listen now, take control, and start building the financial future you deserve.

Taking Control of Your Finances | Personal Finance Audiobook for Beginners

Ready to take control of your finances and break free from the mental traps that sabotage your savings? In this episode of Dollars & Sense, hosts Joel Garris and Zach Keister share their expert advice on building stronger personal financial habits, including face-the-numbers budgeting and the power of automating savings. But they don't stop there—they dive deep into the surprising ways your mind can trick you through cognitive biases, revealing how illusions of control, hindsight, anchoring, and recency bias can derail even the best financial plans. 

From actionable tips like the 50/30/20 rule and crafting an emergency fund, to fascinating real-world stories of clients who overcame credit hurdles, this episode is packed with insights for listeners at every stage of their financial journey. Joel and Zach break down the psychology behind money decisions, offering easy-to-follow strategies to help you stay focused, avoid costly mistakes, and make the most of your hard-earned dollars. 

Curious about how to protect your investments, boost your financial confidence, and outsmart the common biases holding you back? Click to listen and empower yourself with the tools and wisdom to achieve lasting financial wellbeing—and maybe even learn how to make your favorite cocktail along the way! 

Practical strategies for strong money habits and psychological insights to transform your financial future

Dollars & Sense with Joel Garris of Nelson Financial Planning is Central Florida's longest-running radio program. Joel is a CERTIFIED FINANCIAL PLANNER, a Certified Financial Fiduciary and a former corporate attorney who changes lives through successful planning.

Visit www.NelsonFinancialPlanning.com or call 407-629-6477 to schedule a free one on one conversation.

Offering securities through Nelson Ivest Brokerage Services, Inc, Member FINRA, MSRB & SIPC. Please note that these broadcasts are intended for general informational purposes only as individual situations may vary. The views expressed are those of the speaker and are subject to change at any time. Statements made should not be relied upon as a recommendation or solicitation. When discussed, past performance is no guarantee or indication of future results.

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New tracks tagged #budgeting tips