Jeff Kowal and John White discuss how volatile market conditions can impact the 4% rule for withdrawals in retirement, explain a new feature of 529 plans under the SECURE 2.0 Act legislation, and examine the characteristics of Special Needs Trusts.

The Retirement Clinic-3-11-23 – The 4% Rule and Your Portfolio

Aaron Spitzner and John White discuss the three enemies of investing and one friend, share thoughts on choosing to live on a cruise ship in retirement, and examine stock dumping for year-end tax planning.

The Retirement Clinic-11-4-23 – Investing 101

Aaron Spitzner and Joe Still discuss ways you can help your grandchildren in retirement, share insights regarding Health Savings Accounts and Flexible Savings Accounts, and examine the need for disability insurance.

The Retirement Clinic-12-2-23 – HSAs and FSAs

Joe Still and Anthony Priester discuss if the average American is prepared for retirement, share insights for how Americans can start answering their planning and savings questions, and examine rules around rolling over a 529 plan to a Roth IRA.

The Retirement Clinic-4-6-24 – Are Americans Prepared for Retirement?

Aaron Spitzner and Chaunsy Weisensel discuss the average age Americans are retiring at – it's sooner than planned, examine why some are concerned they cannot achieve financial security in retirement, and share insights on qualified charitable distributions and donor-advised funds.

The Retirement Clinic-5-11-24 – Retirement Savings Concerns

Jeff Kowal and Joe Still discuss things to consider when selecting a new place to live in retirement and 8 great places to look at, examine retirement account balances and how much you need, and share insights regarding tax faux pas when planning who inherits what from your estate.

The Retirement Clinic-7-6-24 – Where to After Retirement?

Chaunsy Weisensel and John White discuss saving for retirement early and how Gen Z is doing so far, share 9 things you will likely spend less money on in retirement, and examine the Generation-Skipping Transfer Tax.

The Retirement Clinic-7-20-24 – Expenses You May Spend Less on in Retirement

Jeff Kowal discusses 2025 changes to contribution limits and more, shares insights for Millennials saving for retirement, and gives thoughts on retirees’ fears about outliving their money and spending rates.

The Retirement Clinic-1-11-25 – 2025 Retirement Changes

Chaunsy Weisensel and John White share myths about retirement savings, spending, and more, examine market volatility and history of the markets, and discuss how you can help your children understand money and finances.

The Retirement Clinic-4-5-25 – Retirement Myths

Aaron Spitzner and Tom Krueger discuss the new landscape for retirement, share insights on Roth IRAs, Roth Conversions, and taxes, and examine tax benefits or lack thereof when relocating.

The Retirement Clinic-4-26-25 – Tax Considerations

With retirement just around the corner, you need a partner you can trust to help navigate the ins and outs of retirement planning.  Whether you’re looking for a final push heading into your retirement, retirement asset management and consolidation, or assistance in transferring business assets to retirement assets, our team’s focus is on helping you realize your vision.

You can listen to the Kowal Investment Group - now Creative Planning, "Retirement Clinic" podcasts, with retirement and investment planning tips and news right here on Soundcloud. **This is a previously recorded show.**

New tracks tagged #employer match