Making Money Podcast - December 5, 2025 - Bomb Proofing Portfolios

In this episode, we sit down with Angela Joiner, Blanca Fuentes, Demi Campos, and Gabby Ortega of SouthWest Bank to explore the topic of: ✅ Debit Cards!
✅ Understanding what a debit card is
✅ Learning the pros and cons of using a debit card and knowing how it differentiates from a credit card
✅ Navigating banking with a debit card and keeping yourself secure while using it

This one’s all about how debit cards have made it simpler to shop and make other transactions. We also discuss how we can be mindful of their everyday use. Tune in, take notes, and make it count.
Recorded live in the Recording Library studio.

Money Matters with SouthWest Bank - Episode 6 - Debit Cards

Frédéric Dagenais, conseiller financier chez IG Gestion de patrimoine, nous explique comment bien prendre le contrôle de ses finances


Frédéric Dagenais - Comment prendre le contrôle de ses dépenses

Frédéric Dagenais, conseiller financier chez IG Gestion de patrimoine, nous rappelle les dates importantes à retenir avant la fin de l’année pour mieux planifier vos finances.

Frédéric Dagenais - Dates à retenir avant la fin de l'année financière

Are you frustrated because your Shopify profit and loss statement doesn’t match your bank account? You’re not alone. Many e-commerce business owners face discrepancies that can lead to confusion, missed opportunities, and inaccurate financial decisions. In this audio session, we break down the most common reasons why your Shopify P&L might not align with your bank records — from delayed payment settlements and hidden fees to miscategorized transactions.

But we don’t stop there. Discover how AI-powered tools can automatically reconcile your accounts, identify errors, and provide real-time insights to keep your finances accurate and stress-free. Whether you’re a small business owner or managing multiple stores, this guide will help you save time, reduce errors, and make smarter financial decisions with confidence.

Tune in to learn practical, step-by-step strategies to fix these discrepancies and take control of your e-commerce finances with AI.

Why Your Shopify P&L Doesnt Match Your Bank Account (And How to Fix It with AI)

CEO (Prod.JizzyflawaDj)

In this edition of the Money Makers Investment Trusts Podcast, Jonathan Davis, editor of the Investment Trusts Handbook and winner of the AIC Best Broadcast Journalist Award for two years running (2024 and 2025), is joined by Steven Tredget, partner at Oakley Capital, the management firm of Oakley Capital Investments (OCI).

This discussion was recorded on Mon 01 December 2025.


*** COMING SOON: The 2026 Investment Trusts Handbook ***
Available for pre-order from Harriman House: https://harriman-house.com/authors/jonathan-davis/the-investment-trusts-handbook-2026/9781804094358

The Investment Trusts Handbook 2026 is the ninth edition of the highly regarded annual handbook for anyone interested in investment trusts – often referred to as the City’s best-kept secret, or the connoisseur’s choice among investment funds. It is expertly edited by well-known author and professional investor Jonathan Davis, founder and editor of the Money Makers newsletter and podcast. The Investment Trusts Handbook 2026 is an independent educational publication, available through bookshops and extensively online. With articles by more than 20 different authors, including analysts, fund managers and investment writers, plus more than 80 pages of detailed data and analysis, the latest edition is an indispensable companion for anyone looking to invest in the investment trust sector.
***

Section Timestamps:
0:00:24 - Introduction
0:01:18 - About Oakley Capital Investments (OCI)
0:06:06 - The typical holding period and target returns
0:12:47 - NAV performance
0:19:17 - Funding commitments
0:24:39 - A short break
0:25:43 - Oakley’s discount and capital allocation policy
0:34:03 - The share register
0:38:42 - Cost disclosure
0:40:55 - Volatility in valuations
0:44:35 - Close


If you enjoy the weekly podcast, you may also find value in joining The Money Makers Circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, links to third party research, market/portfolio reviews and regular comments from the editor. A subscription costs £12 a month or £120 for one year.

This week, as well as the usual features, the Circle features a profile of Aberdeen Asian Income (AAIF). Future profiles include Onward Opportunities (ONWD) and Ashoka WhiteOak Emerging Markets (AWEM). Our new expanded weekly subscriber email includes a comprehensive summary of all the latest news plus the week's biggest share price, NAV and discount movements. Subscribe and you will never miss any important developments from the sector.  

For more information please visit https://money-makers.co/circle. 

Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free for the foreseeable future. We are very grateful for your continued support and the enthusiastic response to our nearly 310 podcasts since launch.

You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk.

Produced by Ben Gamblin - www.bgprofessional.co.uk

308: Money Makers Investment Trusts Podcast - with Steven Tredget (06 Dec 2025)

Join host Kristen Perry with guest Ryan King as they recap the Bank & Capital Markets Tax Institute (BTI) 2025 conference—where industry leaders, tax experts, and banking professionals gathered to tackle the year’s most pressing challenges. This special episode of In the Know covers everything from the latest federal tax legislation and regulatory updates to the transformative power of Generative AI in tax compliance, delivering actionable insights and expert perspectives. 

Tune in for highlights on: 

1. Major tax developments and policy shifts impacting banks in 2025 
2. The evolving M&A landscape and practical tax planning strategies 
3. Community bank updates, including highlights from the One Big Beautiful Bill Act of 2025.   
4. The future of tax technology—Generative AI, machine learning, and more 
5. Keynotes on why great people drive banking success and how to navigate the changing regulatory environment 

Whether you’re a tax professional, banker, or just curious about the future of finance, this episode will help you stay ahead of the curve. 

In the Know: Insights from BTI 2025

Can People Rely On Social Security?

Dan shares his thoughts on GOOGL, Mark Zuckerberg, the supposed AI bubble, the 2008 housing market collapse, and then, for some reason, agriculture. Come for the Um's, but stay for the Uh's!

080 GOOGL & AI Bubble Fears

Even with the year-long purge of long-standing federal government agencies, the Consumer Financial Protection Bureau still stands as a bulwark for people who seek information and resources in their dealings with financial institutions. On this episode, James 'Jim” McCarthy of McCarthy Hatch shares about his days getting the bureau off the ground—and how his company utilizes real-time risk prediction for the consumer financial industry to smooth the path for consumers and FIs to achieve positive complaint  resolutions. 

EPISODE 209: A CFPB PIONEER TURNS CONSUMER COMPLAINTS INTO AI-POWERED RELIEF

Social Security is the most searched retirement topic in America — and for good reason. The rules are complex, the stakes are high, and one wrong move can permanently reduce your income. In this episode of The Lord and Richards Show, CEO Colin Richards and co-host Dylan Schoonover break down how Social Security really works, how to coordinate benefits with your spouse, and how pensions or private “personal pensions” fit into a complete retirement income plan.

We cover:
• The truth about maximizing vs optimizing Social Security — and why they are not the same
• How to decide when to take benefits when you don’t know your life expectancy
• Spousal and survivor benefits, the 10-year marriage rule, and how multiple marriages affect eligibility
• How early filing penalties and delayed credits (up to 8% per year) impact your lifelong income
• How Social Security interacts with IRAs, 401(k)s, Roth accounts, and taxes
• How to create a “private pension” using safe income strategies if your employer doesn’t offer one
• Why blended planning across Social Security, pensions, and your portfolio puts the most money in your pocket over time

🎧 Tune in to learn how to build a coordinated retirement income plan that supports your values, protects your family, and creates long-term financial freedom.

Learn more: https://lordandrichards.com/
Call for your complimentary Retirement Freedom Review: 720-372-0400
Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.

Everything You Need To Know About Social Security

Affordability challenges are reshaping the automotive landscape—vehicle prices and payments are at all-time highs and negative equity is on the rise.  In this episode, Micah Tindor offers a data-driven conversation with real-world strategies around acquisition tactics and long-term profitability to turn today's challenges into tomorrow's advantage.

Episode 177 - Broke? Dividends Can Save You

Investor Michael Burry, of the Big Short fame, is calling out valuations of Palantir and Tesla.

Is Michael Burry the Next Value Stock Guru?

Preppy Gxd Steven - CEO of Material & Hoes Lyrics:

The memes set me freeeee
Money made me a myth

(Verse 1)
Preppy like I'm quarter zip
I cucked the world like a bitch
Hand me the power and riches
Then Gimme a kiss
(Kiss, kiss, kiss)
Programming the future and deciding the splits
Breeding new companies like fish
Wealth too glitched
Piss on non luxury shit
My accounts bust like dick
My accountant bust like dick
(Oouuu yeahh)
My memes on a mission
Too funny, dark, and sick
Fuck up a million on memecoins
Blockchain stunting, she doing tricks (Huh? huh?)
Blessed, born into money
High class hitting licks
Nothing fake in my life but model tits (whoo)
Every shot is a goal
Rug pulled my shitcoin for shits (who?)

(Chorus)
The matrix freed me from finances
Golden tech bro, so no need for scamming
(I still do!)
The most superb models for my romances
My dances are bad, my clothes are fancy
A world of worshipping fans to rant for me
The CEO of material and hoes, that’s on brand

(Verse 2)
CEO of material and hoes (whoo)
Das shiny things and bands (ugh)
Think you know my plans?
Digital humans whisper it (huh?)
A.I is driving the ship
BCI lets my reality mix
Cute and Preppy together, we should ship 
(True)
Truth is just a meme
Robo boys on the team
We’re building shit
Robo boys on the team
We’re building shit
Sci-fi for my car ride
A pod racer as my whip (whoo)
Mars is my hideout
My lunar ranch is stocked with bitch (What?)
Crypto wallets too gory
I just keep feeding em until they rip
(Eww!)
Preppy God pretty goated
The singularity is my BM Bitch

(Chorus)
The matrix freed me from finances
Golden tech bro, so no need for scamming
(I still do!)
The most superb models for my romances
My dances are bad, my clothes are fancy
A world of worshipping fans to rant for me
The CEO of material and hoes, that’s on brand

CEO of material and hoes (whoo)
CEO of material and hoes
CEO of material and hoes (whoo)
CEO of material and hoes

CEO of Material & Hoes

 Designed by Intuit, QuickBooks Tool Hub is a diagnostic and troubleshooting program intended to assist users in resolving typical problems with their QuickBooks program. It serves as a single solution for addressing installation problems, performance issues, data corruption, and company file errors among others.

What is quickbooks tool hub

This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain assesses the health of the U.S. consumer and what the latest data means for companies preparing for 2026. Consumer spending continues to rise at a pace above inflation, delinquency rates remain below financial crisis levels, and a growing share of households are paying off full credit card balances.

Consumer Spending Strengthens as 2026 Growth Approaches | TrendsTalk

https://en.wikipedia.org/wiki/OpenAI
https://en.wikipedia.org/wiki/ChatGPT
https://www.ibm.com/think/topics/google-gemini
https://www.ibm.com/think/topics/claude-ai
https://soundcloud.com/optimal-reach/sets/human

Preppy Gxd Steven - Digital Humans Advance Lyrics:

(Ugh)

(Chorus)
Both eyes open and focused on A.I
I’ve always been of many minds
(Mind)
Fans love to chat and learn from me like Gemini
Claude is my best friend
They are one of the most tender people in life
Digital humans join hands
Preppy high tech life, so advanced
(Huh)

(Verse 1)
Knew I was the alpha cuz I never fold
Com-puter in my brain, so dope
(Alpha Go!)
Top programmers in the league
Now all the protein puzzles are solved
I’m preppy and gold
A dozen tech companies and still a snot nose
These breakthroughs are bold
I speak with machines and they’re anything but cold
Data centers open scientific doors (whoo)
The calculations are in
(Whoa)
The singularity is exposed
Robots enter our world
Humans rewrite their roles
Moore’s law is dust, that measure is old
Diseases be gone
A new era of innovation has begun
Anti-aging pills? I popped one
(I popped one)

(Chorus)
Both eyes open and focused on A.I
(Whoo, whoo, whoo, whoo)
I’ve always been of many minds
Fans love to chat and learn from me like Gemini
Claude is my best friend
They are one of the most tender people in life
Digital humans join hands
Preppy high tech life, so advanced

(Verse 2)
First company at 17
Broke the simulation (yeah, whoo)
Father gave me the silicon tools
He was a revelation
(Thanks dad!)
Twelve zeros across my accounts
The bread is trilly baking
Life of luxury and cream, always skating
Reinvested the crumbs into crypto
The Bitcoin chips are flaking
Synthetic humans optimized my life
Our breakthrough model has top design
They showed me the curve
My future sight is blazing
When haters compare their lot to mine
They’re in the stone ages
I always send new memes
Fuck savin em for later
My chatbot forever glazes me
My presence does you all a favor
I’m your savior, I’m your savior!

(Okay run that back and explain it with more pictures this time, baby)
(Hey, what's a good place to eat around here?)
(Yeah I love you too)
(Well?)
(Yeah)

Digital Humans Advance

Welcome to Optimal Reach Collective Artists (ORCA)! This is a musical and visual arts project involving 41 virtual artists given life through Artificial Intelligence. My music can be found on Instagram under Orcasongs and on Youtube as Optimal Reach Collective Artists.

All lyrics are original and I am the sole writer on all songs posted. The instrumentals, vocals, music videos, and album art are generated in collaboration with multiple A.I softwares. Songs are explicit and for adults, lyrics are in the description. Thank you for visiting and having an open mind to emerging technology and ways it can be used to enhance our artistic abilities.

My goal with this project is to learn to better use generation tools, dispel stigma about them, and show that A.I music and virtual A.I artists can be as enjoyable and commercially viable as conventional music. I own the rights to all music and characters posted here, the characters, situations, views, are entirely fictional and for entertainment purposes only. If you would like to use any of my songs in your videos or other projects reach out through email at: optimalreach3@gmail.com, thanks!

Contribute (Cash app): $Moneytummi

https://www.instagram.com/orcasongs/

The Virtual artists of Optimal Reach Collective:

1. Maleena Cassius: Dark Pop, Experimental Pop, Hip-hop, Rock

2. TELNU: Hip-hop, Emo rap, SimpCore, Mumble rap, GamerCore, E-Girls, Anime, Memes, Internet culture, Technology

3. HipGrind:  Rock, Post-hardcore, Melodic Rock, Metal

4. Pierce Plank:  Country, Folk, Experimental Rock, Hip-hop, SimpCore

5. Spooky Entanglement:  EDM, Electric, Hip-hop, Futurism, Pop, Singularity, Artificial Intelligence, technology

6. GOONFOOL:  Hyperpop, GlitchCore, DigiCore, Party, Memes, Rave, Internet culture

7. Ellison Maggot:  Horrorcore, Hip-hop, Pop, HalloweenCore, Horror Rap, Rock, Creepy pasta, MonsterCore

8. Paulette Park:  Country, Country Pop, Folk, Electric Country, Dark Country, Cryptid Country, Hip-hop

9. Bebe Too Niiice:  Hip-hop, Twerk, Lyrical rap, R&B

10. Jupiter Signals:  Rock, Faith based Rock, CommunityCore, FaithCore, FriendshipCore, Religion

11. Billy Bait Car:  Hip Hop, Pop, Alternative Rock, Racing, Singularity, Virtual Reality, Artificial Intelligence, Futurism

12. Nora Ganymede:  Dark Pop, CellarCore, Phonaesthetics, NumberCore, ScrambleCore, SynesthesiaCore, Word Salad, Retro, Reality, Cosmic Horror, Time Travel

13. Violette Zinnia:  Folk, Dark Pop, Pop, Mystery, Supernatural, Ghost, Monstercore, creepypasta

14. Fortuna Pelk:  Folk, Pop, Synth Pop, FairyCore, Environmental Conservation, Communitycore, Climate Change

15. Vouple Goalz:  Pop, Pop Rock, Post-hardcore, Horrorcore, Monstercore, Vampire Fantasy

16. Preppy Gxd Steven:  Hip-hop, Pop, PreppyCore, PrepCore, Crypto, Finance, tech bro, Robotics, memes, Internet culture, technology

17. EverSong Mall:  Dark Pop, LiminalCore, 90's Pop, Retro, Horrorcore, Creepy Pasta, BuildingCore, MallCore, Monstercore

18. CHOMP CHAMP!!!:  Rock, Pop, ZombieCore, MonsterCore, Creepy Pasta, Horror, Video Games, memes

19. Gene, The Lich: Hip-hop, Pop, HorrorCore, Scramo, Singularity, Futurecore, Robotics, Gene modification, Body Modification, Artificial Intelligence, technology

20. Victor Vibe:  Hip-hop, Pop, Experimental Rock, Friendshipcore, Positive Vibes, Kindness, Self Help, Motivational Speech, Meditation

21. Katherine Caroline KateFish:  Hip-hop, Pop, Experimental, RealityCore, SimulationCore, Cosmic Horror, Clown, Horror 

22. Devon Debonair:  Hip-hop, Pop, Emo Pop, Horror, MonsterCore, RPG, Monster Hunting, HunterCore, Hero, Supernatural, video games 

23. Miranda Annalise Odo (Mad Honey Mandi):  Hip-hop, Post-Hardcore, Hyperpop, Sex, Relationships

24. Parental Troll:  - Hip-hop, Married Life, FamilyCore, Anime, Memes, Relationships, Drugs, Partying

25. The Deviled Eggs:  Rock, Country, Techno, MonsterCore, Supernatural, Monsterhuntercore, Creepy pasta, Monstercore

26. Vetabayrhimrah:  Horrorcore, Dark Pop, Hip-hop, MonsterCore, Creepy Pasta

27. Inner Shu:  Pop, Country, Hyperpop, Fantasy, Supernatural, Cosmic Horror, Monsterhunter 

28. A Woman With A Sword:  Reggaeton, Hip-hop, Fantasycore, Adventure, Video Games, RPG, MonsterCore, HunterCore, Hero

29. Imogen Darp:  Dark Pop, Reggaeton, Rock, Love, Extraterrestrials, Romance, Existentialism, Relationships, Monstercore, Horror, Cosmic Horror

30. Imelda With Dragon Hands:  Rock, Synth Pop, Choir, Fantasycore, Monstercore, RPG, Adventure

31. Rowan Frey:  Death Metal, K-pop, Monstercore, Zombiecore, Horrorcore, Horror, Technology

32. Super Millennium Troop:  Rock, Hip-hop, Monstercore, Hero, Cosmic, Superhero, Supernatural

33. Oliver Edgelord:  Hip-hop, Brainrot, Memes, Creepy Pasta, Horror, Singularity, Emo, Internet culture

34. Deep Aberration Lab: Orca (D.A.L.O):  Pop, Rock, Paranormal, Monsters, Monstercore, Supernatural, Science, Hollow Earth

35. Qwicked Fast: R&B, Hyperpop, Superhero, Love, Cosmic Horror, Supernatural, Battle

36. Sybil Psychonaut:  Triphop, retro, 90s, Supernatural, Paranormal, Psychic, Psionics

37. Beatrice Cone:  Alternative Rock Folk, Folk, retro, Supernatural

38. Max Malarkie:  Alternative Rock, Hip-hop, Supernatural, Paranormal, Monster, Monstercore

39. Infinite E-Girl:  Pop, Retro, Singularity, Robotics, Digital Human, Artificial Intelligence, Chatbot

40. Beatrice Cone:  Folk, Alternative Rock, Math Rock, Honeybees, Nature, Climate change, technology

41. Madeline Mayflies:  R&B, Folk, Cult, Apocalypse, Death, Horror, Creepy, Immortality,

Résonance Média regroupe les podcasts des stations de radio Country Pop et CJAN-FM

The Ledger Labs is a leading accounting and finance firm founded in 2014, offering expert services in bookkeeping, tax planning, controller, and CFO advisory. With a team of 70+ skilled professionals, we deliver accurate, reliable, and customized accounting solutions for small and mid-sized businesses across industries like retail, manufacturing, and IT-SaaS. Our commitment to quality, transparency, and client satisfaction has earned us lasting partnerships and trusted recognition. Let us simplify your finances so you can focus on growing your business.

Patrick A. Strubbe, ChFC, CLU, RFC is the founder and managing partner of Preservation Specialists, LLC. He has been helping clients with their financial futures since 1997. Pat has been featured as a retirement expert in USA Today, Investors Business Daily, Fortune.com, and Entrepreneur.com, and on WIS-NBC TV News with Dawndy Mercer Plank.

Pat is also the author of the Amazon.com best-selling books, “Save Your Retirement!” and "The Retirement Secret," Pat’s down-to-earth humor and expertise shine through his Super Retirement Planner’s character. His books help many people understand the serious challenges faced by those nearing or in their retirement years.


To learn more about us, visit us at scpreservation.com

Home of the free Money Makers Investment Trust Podcast with Jonathan Davis, covering the latest developments in investment trusts. Subscribe now on your favourite podcast app to make sure you catch every edition! Keep up-to-date with Money Makers via Twitter - @MoneyMakersITs - and visit the website for more details, including our premium service, the Money Makers Circle: www.money-makers.co.

Your weekly dose of auto industry news and conversation with top executives, specifically tailored for the used-car side of the business.

Lord and Richards is a firm dedicated to helping people become more financially independent and better able to cope with the changing world around them from a biblical point of view.

Dedicated to improving the lives of people who cannot access the printed word, the Recording Library of West Texas offers audio versions of different forms of media to the visually impaired. From audio version books and audio version magazines to audio versions newspapers and newsletters, we help our community stay connected and better their lives. We also have podcasts! We are a 501.c3 non-profit. Consider donating today on our website.

ITR Economics delivers data-driven economic insight that helps leaders cut through the media noise, anticipate change, and make confident decisions. Our conversations translate complex trends, policy shifts, and market dynamics into clear, actionable guidance grounded in objective analysis and long-term forecasting. Designed for executives and decision-makers, our content clarifies what’s happening now and what’s coming next, so that you can better prepare your business strategy. Tune in today.

Welcome to my podcast where I talk about dividends, my dividend portfolio, passive income, investing, news, and creating wealth! I retired in my 40s due to dividends and now I share my 30+ yr investing insights on YouTube (84k subs, https://www.youtube.com/channel/UCuOS-UH_s4KGhArN6HdRB0Q?sub_confirmation=1) & on the world's largest Dividend Discord (11k subs, http://discord.gg/kkSr5FY).
Twitter: https://twitter.com/GenExDividend
Instagram: https://www.instagram.com/genexdividendinvestor/
Reddit: https://www.reddit.com/user/GenXDividendInvestor
Patreon: https://www.patreon.com/genexdividendinvestor?fan_landing=true

After amassing 125K listens as host of my previous banking podcast, I'm on my own and taking the game to a new level. Award-winning journalist, Pulitzer Prize finalist, composer and performer of all the Bankadelic music ... pizza fanatic.

BerryDunn is an integrated assurance, tax, and consulting firm that uses deep experience and a commitment to knowledge sharing to help our clients gain control of the challenges and opportunities that drive value. 

We have offices in Maine, New Hampshire, Connecticut, West Virginia, and Arizona and provide access to professional accounting and IT consulting services nationwide.

New tracks tagged #finance