Are you prepared to safeguard your financial future and tackle the challenges of estate settlement? In this episode of Dollars & Sense, we dive deep into the essentials of risk management—from understanding investment volatility to balancing risk and reward for lasting financial health. Discover practical strategies like diversification, setting clear financial goals, and building emergency funds to protect what matters most. 

But that’s not all! We also unravel the complexities behind estate planning and the often-thankless role of the executor. Learn how to avoid common pitfalls, reduce family conflicts, and streamline the process for a smooth transition of assets. Packed with insights from the acclaimed "Dollars and Sense" and "Next Gen Dollars and Sense" books, this episode equips you with actionable tips to take charge of your finances and confidently navigate life's big transitions. 

Mastering Financial Risks & Estate Executor: Build Confidence for Whatever the Future Brings

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Your Radio Law Talk hosts are exceptional attorneys and love what they do! They take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do. Follow Radio Law Talk on Youtube, Facebook, Twitter & Instagram!

HR1 CONC: Peter Sellers' Fourth Wife Gets House Over Second Wife and Children; Judge Rules In Favor of Authors For Books Stolen By AI, Says $1.5 Billion Paid To Authors

Jeff Kowal and Aaron Spitzner discuss utilizing 529 plans and UTMA accounts to save money for children and grandchildren. Then dive into senior scams and cyber fraud and examine how you can protect the people you care about. Jeff and Aaron wrap up the show with thoughts on how you can protect your child’s inheritance.

The Retirement Clinic-9-6-25 – Saving Money for Children and Grandchildren

Do your priorities line up with God's priorities? The "nations" and "the ends of the earth" are a far more valuable inheritance than any millionaire's windfall you may receive.

Nations Sunday - What is Your Inheritance?

Jeff Kowal explains how getting older is better than it used to be and touches on retirement planning regrets. Chaunsy joins to discuss navigating healthcare insurance when you retire early and various planning options. Then Jeff wraps up the show with insights regarding the widow tax.

The Retirement Clinic-9-13-25 – Retirement Planning Regrets

Pastor Marion Sandhu speaking on 'The Inheritance'

The Inheritance

This teaching was taken from Hebrews 7:22 and teaches you about what Jesus has provided you in the New Covenant.

If you have any questions, or you would like to share how our teachings have affected your life, please email us or visit us at www.rejoicingheart.net
God bless you!  Rob and Donna     ///

Rejoice In You 
From the Integrity Music Release One, featuring Planetshakers Ministries Int'l ©2009 Planetshakers Publishing (APRA) (admin. By Music Services, www.musicservices.org) All Rights Reserved. Used by permission.


Our New Covenant

Our pets bring us joy, companionship, and unconditional love. Yet, few of us stop to think about what would happen to them if we weren’t around to care for them.
In this week’s Law Talks episode on 4CRB (89.3FM), Estate Planning Lawyer Leigh Steyn joined Robyn Hyland to discuss how to make sure your furry (or feathered) friends are cared for if life takes an unexpected turn.
While recent celebrity headlines reported that Diane Keaton left her beloved dog, Reggie, $5 million for his ongoing care, Leigh explained that, under Australian law, animals are legally considered property. That means they can’t inherit money or assets. 
However, there are practical and compassionate ways to plan for their future care.
Estate planning isn’t only about what happens after death. Leigh also highlighted the need to plan for incapacity – for example, if illness or dementia means you can no longer care for your pets yourself. 
Including pet-care instructions in your Enduring Power of Attorney allows your appointed attorney to use your funds to ensure your pets’ welfare while you’re alive. 
Leigh’s advice is simple: you don’t need a fortune to protect your pets – just a clear plan. With the right documents in place, you can be confident your loyal companions will always be loved and looked after, no matter what life brings.


Law Talks - Leigh Steyn - Planning For Your Pets In Your Estate Plan

Preppy Gxd Steven - Inheritance Lyrics:

(Fuck I'm so rich!)
(Damn, Damn, Damn!)
(Goddamn!)
(Never struggled, never worried about shit, never cared!)
(Wealth, wealth, wealth)
(Forever remembered, esteemed and rich!)
(Fuck I'm so RICH!)
(This high up numbers don't even mean shit!)
(Whooo!)

(Chorus)
Inheritance, Inheritance, Inheritance (Inheritance, Inheritance!)
Rich as fuck, no cares for shit
Trust funds on me, I'm a digital whale and shit
crypto coins in my collection, many are rare and mint
12 zeros across my accounts, I caught them all and quick!
Inheritance, Inheritance, Inheritance (Inheritance, Inheritance!)
I'm digit destined to be rich! 
Ain't nothing fair! (Shit)
Ain't nothing fair! (Shit)
Ain't nothing fair! (Shit)
Ain't nothing fair! (Shit)
Ain't nothing fair! (Shit)
(Shit, shit, shit, shit)

(Verse 1) 
Preppy Gxd Steven, I'm living my life like a fair, it's very lit
Android Assistants wait on me and move with the flick of my wrist
Maidens around town want my jousting stick (stick)
 for joy or to inherit my kingdom (sick)
Royal and rich and on top of that a singer (singer)
Knighted by money bags and always a winner
I eat devil's food cake but I'm never a sinner
Every photograph of me has me at the center
Both sides are my best side, photo flashes make me shimmer (shimmer)
I dropped 300K at a banquet dinner (dinner)
Preppy fine threads encase my body, I’m the lacrosse team winner
Don't ask me about my day bitch ask me bout my inheritance

(Chorus)
Inheritance, Inheritance, Inheritance (Inheritance, Inheritance!)
Rich as fuck, no cares for shit
Trust funds on me, I'm a digital whale and shit
crypto coins in my collection, many are rare and mint
12 zeros across my accounts, I caught them all and quick
Inheritance, Inheritance, Inheritance (Inheritance, Inheritance!)
I'm digit destined to be rich
Ain't nothing fair! (Shit)
Ain't nothing fair! (Shit)
Ain't nothing fair!
(Shit, shit, shit)

(Verse 2)
I was born rich as fuck but shit I quadrupled up (I’m Up!)
Tech company started in my basement, was it a streak of good luck?
Flipped my first business for 20 million while other teens were stuck
My money flows non stop, there is no snaring it
I'm goated and wealthy as fuck, even before my inheritances
Living the elite and preppy life, there is no comparing it
My bars are hot and worth a lot, so they're breaking them down and sharing them
Inheritance, Inheritance, Inheritance (Inheritance, Inheritance)
Thank you to my Dad for taking care of the finances 
Blessings on my mom for nurturing me through it
She bought me too many Bitcoins, but I never blew em
I’m forever with the Preppy Core Shit
(Preppy God Steven)
(Thanks Dad!)
(I know I say that a lot but like I mean it!)
(Money BRRRRR)

INHERITANCE

Stories about legacy often reveal more than the moments that made someone known. 

In this episode of Celebrity Estates, author and advisor Doug Woodham joins the show to explore how Jean-Michel Basquiat’s unexpected passing set off a chain of estate challenges tied to illiquid assets, sudden value changes and family decisions.

Doug explains how the absence of a will, a large collection of artwork and a fast-rising market created valuation hurdles, tax pressure and liquidity strain. He also shares how disputes, incomplete records and shifting asset values shaped the long-term direction of the estate.

Join Senior Editor David Lenok and Doug Woodham, managing partner at Art Fiduciary Advisors, as they break down the estate lessons behind one of the most unusual art legacies in recent history.

Key takeaways include:

- Illiquid assets, volatile markets and rapid posthumous value growth
- Blockage discounts and how large holdings of one artist complicate valuations
- Family dynamics, estranged parents and unexpected inheritance patterns
- IRS disputes, liquidity strain and complex tax negotiations
- How Basquiat's sisters eventually managed a growing licensing business

Resources:

Listen to Celebrity Estates on WealthManagement.com: https://bit.ly/3GAVENN 
Subscribe and listen to Celebrity Estates on Apple Podcasts: https://bit.ly/4m263CC 
Subscribe and listen to Celebrity Estates on Spotify: https://bit.ly/42V80b7 
Trust and Estates Magazine: https://bit.ly/3XXqoPn 
Book: Jean-­Michel Basquiat: The Making of an Icon by Doug Woodham - https://amzn.to/48BUUm7 
Book: Art Collecting Today: Market Insights for Everyone Passionate about Art by Doug Woodham - https://amzn.to/3Mjb0sZ 

Connect With David Lenok:

david.lenok@informa.com 
https://www.wealthmanagement.com/ 
LinkedIn: David Lenok: https://bit.ly/DavidLenokLI 
LinkedIn: Informa: https://bit.ly/InformaLI 
LinkedIn: WealthManagement: https://bit.ly/WealthManagementLI 

Connect With Doug Woodham:
 
Website: Doug Woodham - https://dougwoodham.com/ 
LinkedIn: Art Fiduciary Advisors - https://www.linkedin.com/company/art-fiduciary-advisors/ 
LinkedIn: Doug Woodham - https://www.linkedin.com/in/dougwoodham/ 

About Our Guest:

Doug Woodham is Managing Partner of Art Fiduciary Advisors and the former President of the Americas for Christie’s, the international auction house. Earlier in his career, he was a partner at McKinsey & Company, advising asset management and wealth management firms across the U.S., Europe, and Asia. He holds a Ph.D. in economics from the University of Michigan and is the author of Jean-Michel Basquiat: The Making of an Icon (Thames & Hudson; 2025) and Art Collecting Today: Market Insights for Everyone Passionate About Art (Allworth Press, 2017).

Celebrity Estates: The Estate Lessons Behind Jean-Michel Basquiat with Doug Woodham

Welcome to Optimal Reach Collective Artists (ORCA)! This is a musical and visual arts project involving 41 virtual artists given life through Artificial Intelligence. My music can be found on Instagram under Orcasongs and on Youtube as Optimal Reach Collective Artists.

All lyrics are original and I am the sole writer on all songs posted. The instrumentals, vocals, music videos, and album art are generated in collaboration with multiple A.I softwares. Songs are explicit and for adults, lyrics are in the description. Thank you for visiting and having an open mind to emerging technology and ways it can be used to enhance our artistic abilities.

My goal with this project is to learn to better use generation tools, dispel stigma about them, and show that A.I music and virtual A.I artists can be as enjoyable and commercially viable as conventional music. I own the rights to all music and characters posted here, the characters, situations, views, are entirely fictional and for entertainment purposes only. If you would like to use any of my songs in your videos or other projects reach out through email at: optimalreach3@gmail.com, thanks!

Contribute (Cash app): $Moneytummi

https://www.instagram.com/orcasongs/

The Virtual artists of Optimal Reach Collective:

1. Maleena Cassius: Dark Pop, Experimental Pop, Hip-hop, Rock

2. TELNU: Hip-hop, Emo rap, SimpCore, Mumble rap, GamerCore, E-Girls, Anime, Memes, Internet culture, Technology

3. HipGrind:  Rock, Post-hardcore, Melodic Rock, Metal

4. Pierce Plank:  Country, Folk, Experimental Rock, Hip-hop, SimpCore

5. Spooky Entanglement:  EDM, Electric, Hip-hop, Futurism, Pop, Singularity, Artificial Intelligence, technology

6. GOONFOOL:  Hyperpop, GlitchCore, DigiCore, Party, Memes, Rave, Internet culture

7. Ellison Maggot:  Horrorcore, Hip-hop, Pop, HalloweenCore, Horror Rap, Rock, Creepy pasta, MonsterCore

8. Paulette Park:  Country, Country Pop, Folk, Electric Country, Dark Country, Cryptid Country, Hip-hop

9. Bebe Too Niiice:  Hip-hop, Twerk, Lyrical rap, R&B

10. Jupiter Signals:  Rock, Faith based Rock, CommunityCore, FaithCore, FriendshipCore, Religion

11. Billy Bait Car:  Hip Hop, Pop, Alternative Rock, Racing, Singularity, Virtual Reality, Artificial Intelligence, Futurism

12. Nora Ganymede:  Dark Pop, CellarCore, Phonaesthetics, NumberCore, ScrambleCore, SynesthesiaCore, Word Salad, Retro, Reality, Cosmic Horror, Time Travel

13. Violette Zinnia:  Folk, Dark Pop, Pop, Mystery, Supernatural, Ghost, Monstercore, creepypasta

14. Fortuna Pelk:  Folk, Pop, Synth Pop, FairyCore, Environmental Conservation, Communitycore, Climate Change

15. Vouple Goalz:  Pop, Pop Rock, Post-hardcore, Horrorcore, Monstercore, Vampire Fantasy

16. Preppy Gxd Steven:  Hip-hop, Pop, PreppyCore, PrepCore, Crypto, Finance, tech bro, Robotics, memes, Internet culture, technology

17. EverSong Mall:  Dark Pop, LiminalCore, 90's Pop, Retro, Horrorcore, Creepy Pasta, BuildingCore, MallCore, Monstercore

18. CHOMP CHAMP!!!:  Rock, Pop, ZombieCore, MonsterCore, Creepy Pasta, Horror, Video Games, memes

19. Gene, The Lich: Hip-hop, Pop, HorrorCore, Scramo, Singularity, Futurecore, Robotics, Gene modification, Body Modification, Artificial Intelligence, technology

20. Victor Vibe:  Hip-hop, Pop, Experimental Rock, Friendshipcore, Positive Vibes, Kindness, Self Help, Motivational Speech, Meditation

21. Katherine Caroline KateFish:  Hip-hop, Pop, Experimental, RealityCore, SimulationCore, Cosmic Horror, Clown, Horror 

22. Devon Debonair:  Hip-hop, Pop, Emo Pop, Horror, MonsterCore, RPG, Monster Hunting, HunterCore, Hero, Supernatural, video games 

23. Miranda Annalise Odo (Mad Honey Mandi):  Hip-hop, Post-Hardcore, Hyperpop, Sex, Relationships

24. Parental Troll:  - Hip-hop, Married Life, FamilyCore, Anime, Memes, Relationships, Drugs, Partying

25. The Deviled Eggs:  Rock, Country, Techno, MonsterCore, Supernatural, Monsterhuntercore, Creepy pasta, Monstercore

26. Vetabayrhimrah:  Horrorcore, Dark Pop, Hip-hop, MonsterCore, Creepy Pasta

27. Inner Shu:  Pop, Country, Hyperpop, Fantasy, Supernatural, Cosmic Horror, Monsterhunter 

28. A Woman With A Sword:  Reggaeton, Hip-hop, Fantasycore, Adventure, Video Games, RPG, MonsterCore, HunterCore, Hero

29. Imogen Darp:  Dark Pop, Reggaeton, Rock, Love, Extraterrestrials, Romance, Existentialism, Relationships, Monstercore, Horror, Cosmic Horror

30. Imelda With Dragon Hands:  Rock, Synth Pop, Choir, Fantasycore, Monstercore, RPG, Adventure

31. Rowan Frey:  Death Metal, K-pop, Monstercore, Zombiecore, Horrorcore, Horror, Technology

32. Super Millennium Troop:  Rock, Hip-hop, Monstercore, Hero, Cosmic, Superhero, Supernatural

33. Oliver Edgelord:  Hip-hop, Brainrot, Memes, Creepy Pasta, Horror, Singularity, Emo, Internet culture

34. Deep Aberration Lab: Orca (D.A.L.O):  Pop, Rock, Paranormal, Monsters, Monstercore, Supernatural, Science, Hollow Earth

35. Qwicked Fast: R&B, Hyperpop, Superhero, Love, Cosmic Horror, Supernatural, Battle

36. Sybil Psychonaut:  Triphop, retro, 90s, Supernatural, Paranormal, Psychic, Psionics

37. Beatrice Cone:  Alternative Rock Folk, Folk, retro, Supernatural

38. Max Malarkie:  Alternative Rock, Hip-hop, Supernatural, Paranormal, Monster, Monstercore

39. Infinite E-Girl:  Pop, Retro, Singularity, Robotics, Digital Human, Artificial Intelligence, Chatbot

40. Beatrice Cone:  Folk, Alternative Rock, Math Rock, Honeybees, Nature, Climate change, technology

41. Madeline Mayflies:  R&B, Folk, Cult, Apocalypse, Death, Horror, Creepy, Immortality,

Dollars & Sense with Joel Garris of Nelson Financial Planning is Central Florida's longest-running radio program. Joel is a CERTIFIED FINANCIAL PLANNER, a Certified Financial Fiduciary and a former corporate attorney who changes lives through successful planning.

Visit www.NelsonFinancialPlanning.com or call 407-629-6477 to schedule a free one on one conversation.

Offering securities through Nelson Ivest Brokerage Services, Inc, Member FINRA, MSRB & SIPC. Please note that these broadcasts are intended for general informational purposes only as individual situations may vary. The views expressed are those of the speaker and are subject to change at any time. Statements made should not be relied upon as a recommendation or solicitation. When discussed, past performance is no guarantee or indication of future results.

Our hosts are average, ordinary people. Their only flaw is that they are exceptional attorneys and love what they do. Luckily, they take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do.

Need a good lawyer?
We are here to help you. 
Attwood Marshall Lawyers, est 1946.
Phone 1800 621 071 today.
www.attwoodmarshall.com.au

At Rejoicing Heart Ministries, we teach everyone how to have a rejoicing heart because of what Jesus provided us through His death and Resurrection.  Our ministry encourages everyone to apply God's Word the Holy Bible to see God's Blessings in their lif

With retirement just around the corner, you need a partner you can trust to help navigate the ins and outs of retirement planning.  Whether you’re looking for a final push heading into your retirement, retirement asset management and consolidation, or assistance in transferring business assets to retirement assets, our team’s focus is on helping you realize your vision.

You can listen to the Kowal Investment Group - now Creative Planning, "Retirement Clinic" podcasts, with retirement and investment planning tips and news right here on Soundcloud. **This is a previously recorded show.**

New tracks tagged #inheritance