You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! 

I respond to a Ramsey Show clip 'How to Improve Your Credit Score Without Debt'

https://www.youtube.com/watch?v=3k0ObI4OBbY
–  


Thanks for listening, and stay tuned for future episodes.

Visit HurdyGurdyTravel.com to contact me, find me on social media, read episode transcripts, and schedule a free consultation. Support the show through SubscribeStar, referral links, and buying from my eBay store! Find this show on many podcast platforms and YouTube, where you can find bonus videos.

Supporting me on SubscribeStar will give you special perks including a custom podcast episode, questions answered by upcoming guests, and monthly private one-on-one conversations delving into more advanced topics I don’t openly discuss at length in podcast episodes.

Visit meetup.com/phillymilesandpoints to learn about Greater Philadelphia Travel: Credit, Miles, and Points meetups I host in Willow Grove, Pennsylvania. I hope to see you in person at a future event! Find a link in the show notes.

Listen to my other podcast, the Stoic Solutions Podcast, found at StoicSolutionsPodcast.com. My podcast guests and I offer practical wisdom for everyday life inspired by the ancient tradition of Stoic Philosophy from Greece and Rome.

Thanks for listening. Have a great day!

—-

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Dave Ramsey Wrong On Credit Scores And Debt

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! 

Referenced in this episode:

Dave Ramsey Show clip: 'Why People Are Afraid to Let Go of Credit Cards' 

https://www.youtube.com/watch?v=VbYLgRrdE3A

My 'Dave Ramsey Debunked' playlist:

https://www.youtube.com/playlist?list=PL6yQHjlWn_4_oGuu-oqhXToGXFN_lUWDO

–  


Thanks for listening, and stay tuned for future episodes.

Visit HurdyGurdyTravel.com to contact me, find me on social media, read episode transcripts, and schedule a free consultation. Support the show through SubscribeStar, referral links, and buying from my eBay store! Find this show on many podcast platforms and YouTube, where you can find bonus videos.

Supporting me on SubscribeStar will give you special perks including a custom podcast episode, questions answered by upcoming guests, and monthly private one-on-one conversations delving into more advanced topics I don’t openly discuss at length in podcast episodes.

Visit meetup.com/phillymilesandpoints to learn about Greater Philadelphia Travel: Credit, Miles, and Points meetups I host in Willow Grove, Pennsylvania. I hope to see you in person at a future event! Find a link in the show notes.

Listen to my other podcast, the Stoic Solutions Podcast, found at StoicSolutionsPodcast.com. My podcast guests and I offer practical wisdom for everyday life inspired by the ancient tradition of Stoic Philosophy from Greece and Rome.

Thanks for listening. Have a great day!

—-

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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Dave Ramsey Show Why People Are Afraid To Let Go Of Credit Cards | Response

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! 

I respond to a Dave Ramsey clip titled, 'How Do I Discuss Wealth With Pro-Debt People' debunking misconceptions Dave Ramsey spreads about credit cards & miles and points.

Original clip:
https://www.youtube.com/watch?v=kgj77r_i_oc&pp=ygUecmFtc2V5IGRpc2N1c3Mgd2VhbHRoIHBybyBkZWJ0

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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Dave Ramsey is Wrong About Credit Cards, Calls Us Pro-Debt LOL

Response to Dave Ramsey show clip 'What Makes You Think You're The Credit Card Exception?' at https://www.youtube.com/watch?v=NBf2KiQ1bUI

--

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! 

Thanks for joining me for today’s episode, the Dave Ramsey Debunked Halloween Special with returning guest Darren Remsburg. We respond to a Dave Ramsey Show Highlight clip titled ‘What Makes You Think You’re The Credit Card Exception?’ debunking Ramsey personalities’ talking points aiming to make credit cards seem spooky and not worthwhile.

Before today’s episode, some quick announcements. I’ll be speaking at two more events in 2024, including the October Chicago Seminars event at the Holiday Inn in Elk Grove Village & the miles, points, and gambling event Zorkfest, November 2024 in Las Vegas. 

Visit meetup.com/phillymilesandpoints to RSVP for the monthly Greater Philadelphia Travel: Credit, Miles, and Points meetups I host in Willow Grove, Pennsylvania. The next meetups are on November 17th and December 15th, 2024. Find a link in the show notes.

For more content between podcast episodes, follow Hurdy Gurdy Travel Podcast on Facebook and X, formerly known as Twitter. Follow Justin Vacula on Instagram.

Search Hurdy Gurdy Travel on SubscribeStar.com to financially support my efforts starting at the $5/month tip jar level. 

The website Udio, U-D-I-O, .com created the podcast intro music.

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

SubscribeStar: https://www.subscribestar.com/hurdy-gurdy-travel

SoundCloud: https://soundcloud.com/hurdygurdytravelpodcast

Apple Podcasts: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490

YouTube: https://www.youtube.com/channel/UC8EcIcoNU1HK4KKhQtTkAWw

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Facebook: https://www.facebook.com/HurdyGurdyTravelPodcast 

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Copy and paste the podcast RSS feed -- http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss -- to listen on your favorite podcast-playing platform!

Dave Ramsey Debunked - Halloween Special

In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula is joined by returning guest Mark Konchinsky to discuss leveraging the Weis Markets Rewards Program for free groceries and discounted gas. 

The discussion includes strategies for earning and redeeming points through purchasing prepaid/gaming gift cards, including FanDuel, DraftKings, and GameOn. Justin and Marc discuss strategies to account for store policies and use multiple credit cards to split up a transaction to avoid adverse action with banks.

00:00 Introduction to Low-Cost Travel with Points and Miles
00:56 Announcements and Upcoming Events
02:44 Welcome Back, Mark Konchinsky
02:58 Understanding Weis Rewards Program
04:55 Maximizing Points Buying Gift Cards
06:24 Redeeming Points for Groceries and Gas
15:49 Credit Card Strategies for Grocery Purchases
21:01 Navigating Weis Store Policies
22:15 Strategies for Splitting Tender
22:48 Maximizing Credit Card Signup Bonuses
23:52 Choosing the Right Gift Cards
28:07 Online Gambling and Rewards
34:28 Future Promotions and Best Practices
35:21 Pending Credit Card Applications
38:56 Upcoming Travel Plans and Events
42:39 Closing Remarks and Future Episodes

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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SoundCloud: https://soundcloud.com/hurdygurdytravelpodcast

Apple Podcasts: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490

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Free Groceries and Discounted Gas at Weis Markets

In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula discusses traveling affordably using credit card points, miles, and rewards. 

He chats with Gideon from the Free-quent Flyer blog about maximizing grocery rewards programs such as Safeway's, including strategic tips for earning and redeeming points, managing multiple accounts, and transferring points to Alaska Airlines. 

The episode also covers navigating credit card benefits, grocery store promotions, and recent changes in the rewards landscape, offering listeners practical insights to optimize their travel and spending strategies.

00:00 Introduction 
01:03 Announcements and Upcoming Events
02:50 Interview with Gideon: Maximizing Grocery Rewards
04:56 Understanding Safeway's Points System
08:46 Strategies for Redeeming Points
16:19 FreshPass Program Benefits
23:03 Navigating Gift Card Purchases
24:44 Navigating Multiple Payment Methods
26:03 American Express and Grocery Store Spending
27:09 Exploring Other Credit Card Options
27:42 Maximizing Rewards with MGM and Caesars Credit Cards
30:15 Alaska Airlines Transfer Opportunities
34:22 Dealing with Grocery Store Rewards
38:53 Handling Cashier Issues and Store Policies
40:31 Upcoming Trips and Credit Card Plans
42:42 Closing Thoughts and Future Events

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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SoundCloud: https://soundcloud.com/hurdygurdytravelpodcast

Apple Podcasts: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490

YouTube: https://www.youtube.com/channel/UC8EcIcoNU1HK4KKhQtTkAWw

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Facebook: https://www.facebook.com/HurdyGurdyTravelPodcast 

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Maximizing Grocery Rewards with Safeway (for U)

Join host Justin Vacula and co-host Darren Remsburg on the Hurdy Gurdy Travel Podcast as they delve into strategies for earning Caesars Rewards Diamond Status in 2025. 

They discuss leveraging the Caesars Rewards Visa credit card and playing video poker on tier multiplier days to unlock waived resort fees, comp hotel nights, and more. 

For aspiring travelers and gambling enthusiasts, the episode offers insights on maximizing rewards and benefits, upcoming events like ZorkFest 2025, and the importance of responsible gambling. 

Tune in for tips on earning valuable status and making the most of your travel and gambling adventures.

00:00 Introduction to Low-Cost Travel with Points and Miles
00:47 Today's Episode: Earning Caesars Rewards Diamond Status
01:13 Upcoming Events and Announcements
03:00 Welcoming Co-Host Darren Remsburg
05:11 The Benefits of Caesars Diamond Status
08:10 How to Earn Caesars Diamond Status
10:11 Caesars Rewards Visa Credit Card Overview
15:43 Earning Tier Credits through Gambling
17:19 Maximizing Tier Credits with Video Poker
23:26 Timing Your Credit Card Signup
26:14 Other Ways to Earn Tier Credits
27:48 Mastering Video Poker Strategies
29:23 The Importance of Practicing Optimal Strategy
31:54 Understanding House Edge and Variance
34:49 Maximizing Casino Promotions and Tier Status
39:35 Credit Cards and Responsible Gambling
45:42 Upcoming Events and Meetups
47:40 Closing Thoughts and Future Plans

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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Apple Podcasts: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490

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Earn Caesars Rewards Diamond Status in 2025

In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula and guest Mandi share their experiences from their January 2025 cruise on Virgin Voyages' Scarlet Lady. 

They discuss how they secured a comp offer, the dining experiences onboard, and various port stops, including Roatan, Honduras, Costa Maya, Mexico, and Bimini Beach, Bahamas. 

They highlight the ship's amenities, including fitness classes, casino sessions, and ways to save money using credit card rewards. The episode also covers tips for scheduling rideshares and navigating disembarkation challenges. Finally, listener questions are addressed about MGM status and comparing the experience with other cruise lines.

00:00 Introduction to Low-Cost Travel
00:49 Virgin Voyages Cruise Overview
02:15 Dining and Rewards on the Cruise
02:51 Comp Offers and Casino Matches
06:30 Boarding and Initial Impressions
08:30 Dining Experiences on the Ship
15:47 Casino Adventures and Challenges
27:56 Delicious Dining Experiences
32:09 Exploring Fitness Classes on the Ship
34:30 Port Adventures: Roatan and Costa Maya
36:42 Bimini Beach: A Tropical Paradise
39:02 Entertainment and Shows on Board
41:07 Disembarkation and Travel Tips
45:52 Listener Questions and Future Plans
52:00 Closing Announcements and Farewell

Virgin Voyages Scarlet Lady Trip Report

Join host Justin Vacula on the Hurdy Gurdy Travel Podcast as he explores the world of points and miles with Julia Menez from Geobreeze Travel.

Discover how to travel at low cost using credit card rewards, benefits, and loyalty programs.

In this episode, they discuss the points and miles lifestyle, financial independence, and share tips on maximizing travel rewards. Learn about exciting conference experiences, favorite travel tips, and upcoming events.

Subscribe for more insights on budget-friendly travel adventures!

Timestamps:

00:00 Introduction to Low-Cost Travel with Points and Miles

01:03 Meetups and Social Media Engagement

01:43 Interview with Julia Menez

02:05 Las Vegas Travel Tips and Zorkfest

09:33 Financial Independence and Geobreeze Travel

11:18 Maximizing Points and Miles for Travel

21:28 Intangible Benefits of Points and Miles

27:59 Getting Started with Miles and Points

29:14 Choosing the Right Credit Cards

30:12 Maximizing Points and Benefits

30:32 Cash and Points

31:58 Earning AA Loyalty Points

34:02 Creative Spending Strategies

41:01 Listener Questions

45:05 Upcoming Cards and Trips in 2025

50:25 Closing Announcements and Events

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

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Miles, Points, and Travel with Julia Menez of Geobreeze Travel

You're listening to the Hurdy Gurdy Travel Podcast. I'm your host, Justin Vacula, here to help you travel the world at next to no cost through credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for episode 12, Business Credit with Cakeologi. You'll learn about establishing business credit, advantages of business credit cards, and how to make money using other peoples' money.

Today's guest Cakeologi is a full-time business coach and Youtuber who helps entrepreneurs succeed in building business credit, improving credit, obtaining funding for businesses, and establishing their businesses through proper documentation. 

Visit my website at https://HurdyGurdyTravelPodcast.com where you can complete a free credit card questionnaire to receive tailored recommendations, read episode transcripts, view helpful resources, listen to past episodes, contact me, and connect with me on social media. Support my work through Patreon, Paypal, the Cash App, and referral links by visiting the donate tab on my website.

Visit my other podcast project at https://stoicsolutionspodcast.com where you can find practical wisdom for everyday life inspired by the ancient philosophers of Greece and Rome. 

Support my work through Patreon, the Cash App, Paypal, and referral links:

https://hurdygurdytravelpodcast.wordpress.com/donate-referral-links/

…...................

Find Justin Vacula online and listen to past content:

Main website: https://hurdygurdytravelpodcast.com
SoundCloud: https://soundcloud.com/hurdygurdytravelpodcast
iTunes: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
YouTube: https://www.youtube.com/channel/UC8EcIcoNU1HK4KKhQtTkAWw
Stitcher: https://www.stitcher.com/podcast/hurdy-gurdy-travel-podcast
Google Play: https://www.play.google.com/music/listen?u=0#/ps/l5bmuntd4wpvtklvg42ejg42ejg4apiu
Facebook: https://www.facebook.com/HurdyGurdyTravelPodcast 
Twitter: https://twitter.com/HGTravelPodcast
Instagram: http://www.instagram.com/justinvacula

Episode 12 Business Credit With Cakeologi

Travel the world at next to no cost with credit card rewards!

Popular tracks tagged #miles and points