October 17, 2025 News

Tune in for an important episode of Making Cents of Money. IDFPR Secretary Mario Treto, Jr. joins the podcast to explain Why Regulation Matters. He breaks down the importance of recent regulatory initiatives that ensure consumers are protected and discusses how Illinois is leading the nation in instituting and enhancing these standards. It’s a can’t miss episode!


Show Notes


•	Consumer Financial Protection Bureau. (2023). Annual report 2023. https://www.consumerfinance.gov/data-research/research-reports/consumer-response-annual-report-2023/
•	Congressional Research Service. (2022). The 2007–2009 financial crisis. https://www.congress.gov/crs-product/R43413
•	Brookings Institution. (2025). Series on financial markets and regulation. https://www.brookings.edu/tags/financial-markets-and-regulation/ 
•	Illinois Department of Financial and Professional Regulation (IDFPR). (2021). Predatory Loan Prevention Act. https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/news/2021/2021-03-23-predatory-loan-prevention-and-cra.pdf 
•	Illinois Department of Financial and Professional Regulation. (n.d.). The Illinois Community Reinvestment Act. https://idfpr.illinois.gov/il-cra.html

Episode 117: Why Regulation Matters

Vic Verchereau welcomes Justin Sheehan, who is the Legal Director and General Counsel at Michigan Community Resources.

Justin Sheehan is a Lansing born and bred attorney with a fierce pride for the diverse and resilient Capital City he calls home. A twice over graduate of Michigan State University, in social work and law respectively. As the Legal Director and General Counsel for Michigan Community Resources, Sheehan's organization offers support to nonprofit and grassroots organizations with capacity building services, tailored cohort experiences, and legal guidance. 

His involvement in the area is extensive and includes the Chairman of the Lansing Empowerment Network, Vice-Chairman of The Ourspace Foundation, Board Member of the Lansing Growth Fund, Board Member of The Empowerment Institute for Michigan Foundation, Board Member of the Malcolm X Community Commission, member of the Lansing School District's Multicultural Education Taskforce, and member of the Senior Advisory Team for Lansing Community College's Office of Empowerment. Having helped lead the team for the Lansing Promise, he is someone who cares and is making a difference in the Mid-Michigan area.  

Dial up this edition of the Leadership Lowdown! Host Vic Verchereau gets the scoop on all of the good work being done right here on the Michigan Business Network!

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Leadership Lowdown | Justin Sheehan - Slow Down, No One Can Walk With You When You Are Running Alone

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I know it sounds crazy but, we live in a police state. 

Police State

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Droops Drops Presents a Remix of a New Vocal from those Florida Boys, Supa, Dude & Hotred. Shoutout to Gator Bait!!! Remixed with a Familiar Throwback beat from DROOPS.

Life is Good, Love the Music!!!

GET PAID (DROOPS REMIX) - SUPA, DUDE, HOTRED & DROOPS [GATOR BAIT]

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New tracks tagged #state