While attention often focuses on developed markets, the most exciting fintech innovations are emerging where mobile technology, young digital-native populations, and gaps in traditional banking converge. These regions aren’t just adopting Western models – they’re creating entirely new paradigms that may eventually reshape global finance.

Today I’m joined by Nadia Costanzo, Director of Banking for the Middle East, Africa, and Latin America at Wise. Nadia drives Wise’s expansion across these regions by building banking relationships, securing licenses, and navigating complex regulatory frameworks.

Her background is uniquely valuable – before Wise, she worked with Kiva in Nairobi facilitating microfinance across Africa, contributed to the World Bank’s Universal Financial Access agenda, and worked directly with microfinance institutions in Paraguay.

Today, we’ll explore how fintech evolves differently across emerging markets, examine key challenges, and discuss surprising innovations where traditional banking is limited. We’ll also consider what these developments mean for established financial institutions looking to engage with these dynamic markets.

How Wise captured 25% of Brazil's cross-border market

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Recorded live in August 2020, MassChallenge presents an in-depth conversation on the latest trends in sales and marketing from industry leaders and innovation experts, Brian Halligan, co-founder and Chief Executive Officer of HubSpot, Carolyn Tisch Blodgett, former Head of Marketing at Peloton, and award-winning, best-selling author, Chris Denson of Innovation Crush as moderator. We discuss everything from pivoting your business, to hurdles behind growth, to diversity and inclusion initiatives, and reinventing how we engage with consumers. Give it a listen, and enjoy! Also, don't miss the MassChallenge Awards on October 22! The event will showcase the progress the startups have made during their program, feature industry-leading speakers on thriving during uncertainty, and award up to $2M in equity-free cash prizes to the top startups from the programs. More at: https://masschallenge.org/2020-awards

#244:  MassChallenge:  How Peloton & HubSpot Drive Growth

Vocals Josh Necak 
Guitar Kevin Smith
Bass Kevin Smith
Drums Rob Arnold 
Produced by Rob Arnold 
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Recorded and mixed at RobArnoldworld studios Cleveland Ohio

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Tearsheet is news, opinion, and analysis on the business of finance.

Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business.

Where social media, technology and finance intersect.

How Wise captured 25% of Brazil's cross-border market

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