In this episode of AgCredit Said It, host Matt Adams interviews Glen Arnold, a field specialist for manure nutrient management systems at The Ohio State University Extension. Glen discusses his background and how he got into his current position. He explains the importance of manure nutrient management in the agriculture industry and how it can maximize the use of resources. Glen also talks about the key components of effective manure management and common mistakes that farmers make. Glen provides resources and tools available to farmers for manure management and mentions upcoming research projects and events in the field.&nbsp; Show Notes:  Resources mentioned in this episode:   Manure Science Review -    Manure Sampling Laboratories&nbsp;    Brookside Labs -    A&amp;L Great LakesLaboratories -     North American Manure Expo -    Connect with Glen Arnold  Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us:&nbsp; Email podcast@agcredit.net &nbsp;

Ep. 64: Manure Nutrient Management with Glen Arnold

Host Phil Young chats with AgCredit’s Chief Credit Officer, Josh McBride. Josh explains the benefits of grain inventory loans and also discusses revolving lines of credit and the differences between the two. Additionally, they talk about the Ohio Ag-LINK Loan Program and its benefits for borrowers. Show Notes:  Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net &nbsp;

Ep. 65: Three Types of Loans for Your Grain Operation with Josh McBride

Host Phil Young chats with Brent Sohngen, professor of environmental and resource economics at The Ohio State University, about carbon credits and climate change. Brent explains the basics of carbon credits, how they work, and their intersection with agriculture. He discusses the potential for farmers to make money from carbon credits in the future and the demand for offsets from companies committed to reducing emissions. Brent also shares how farmers can prepare for potential future opportunities in the carbon market.&nbsp; Show Notes:  Resources mentioned in this episode:   Carbon Academy -    Water Cooler Economics -    Connect with Brent Sohngen -&nbsp; Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net &nbsp;

Ep. 66: Unlocking the Potential of Carbon Credits in Agriculture with Brent Sohngen

We’re talking all about barndominiums in this episode! Host Matt Adams chats with Nicole Schwab with Schwab Builders and Matt Gray, a mortgage loan originator at AgCredit. They discuss how barndominiums have evolved, their popularity, and how they differ from traditional homes. They also talk about how to finance a barndominium and why it’s important to work with both a lender and a builder who understands the unique aspects of barndominium builds.&nbsp; Show Notes:  Resources mentioned in this episode:   AgCredit Home Loans    Schwab Builders    Farm Science Review    Connect with Schwab Builders and The Barndo Company on Facebook Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net

Ep. 67: Financing a Barndominium with Nicole Schwab & Matt Gray

In this episode, Aaron Stoller, an experienced ag lender with a deep-rooted background in agriculture, shares the key traits of successful farmers. From his beginnings on his family farm to his diverse experiences in western New York’s ag industries, Aaron shares the valuable lessons he learned along the way, and dives into his thoughts on farm profitability and management. This episode will leave you inspired and informed about the foundational principles and characteristics of successful farmers. Show Notes:  Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us at podcast@agcredit.net

Ep. 68 Characteristics of a Successful Farmer with Aaron Stoller

In this episode, your hosts share their favorite guests and topics from Season 3 of AgCredit Said It. Highlights include connecting to consumers to share your farm story, benefits of the LLC business structure, and benefits of working with a lending cooperative like AgCredit. &nbsp;Show Notes:  &nbsp;Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net

Ep. 69 The Best of AgCredit Said It, Season 3

In this episode of AgCredit Said It, host Matt Adams dives deep into the intricacies of farm finance with expert credit analyst Nathan Buzard. Discover what goes beyond the balance sheet in loan analysis, including the critical 5 Cs of credit: Character, Capital, Capacity, Collateral, and Conditions. Nathan shares invaluable insights on evaluating loan applications, the importance of detailed financial information, and the role of environmental practices in assessing risk. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's financial future. Tune in to learn how to navigate market volatility, the significance of a solid business plan, and the impact of succession planning on loan decisions. Don't miss this opportunity to gain expert advice and ensure your farm's long-term sustainability. &nbsp;Show Notes:  &nbsp;Connect with AgCredit on Facebook, Twitter and Instagram &nbsp;Share questions and topic ideas with us: Email podcast@agcredit.net

Episode 70: Looking at Financials Beyond the Balance Sheet

In this episode of AgCredit Said It, we delve into the critical topic of mental health in farming. Host Phil Young is joined by Sarah Noggle, an OSU Extension Educator from Paulding County, to discuss the findings from the Ohio Agriculture Mental Health Alliance's recent survey. Together, they explore the root causes of stress on the farm, the impact of mental health on farming operations, and practical strategies for managing stress and maintaining mental wellness. Tune in to gain valuable insights and learn how to prioritize your wellbeing in the demanding world of agriculture. Remember, the most important asset on the farm is you. &nbsp;Show Notes:  Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net

Ep. 71 Protecting the Most Important Asset on the Farm with Sarah Noggle

In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing a balance sheet annually. Jordan explains the components of a balance sheet and the significance of tracking assets and liabilities. They also delve into the concept of working capital, its calculation, and its role in maintaining financial stability. Show Notes:  Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net

Ep. 72 Evaluating the Health of Your Operation

In this episode of AgCredit Said It, host Phil Young discusses tax planning for the upcoming tax season with Alex Schomaeker from Schultz Huber &amp; Associates.&nbsp;The conversation covers various tax-related topics pertinent to farmers and business owners, including changes in tax laws, depreciation deductions, capital gains, health savings accounts (HSAs), estate taxes, and common year-end tax planning mistakes.&nbsp;Alex provides insights into the impact of the 2024 tax changes, the importance of planning for tax deductions, and strategies for managing capital gains and estate taxes. The episode also touches on the beneficial ownership information (BOI) reporting requirements and the recent injunction affecting its implementation. &nbsp; Show Notes: &nbsp; Connect with AgCredit on Facebook, Twitter and Instagram &nbsp; Share questions and topic ideas with us:Email podcast@agcredit.net