This week we talk to Lara Palmer and Simon Coomber from LCP about climate change and the protection gap within the insurance market, in particular looking at what actions we can take. We discuss: 

•	Pledges institutional investors are making to encourage the UK Government to take action on climate change.
•	The rising concern about the protection gap and poverty premium within insurance and how climate change may worsen these issues further.
•	Latest developments on scenario analysis for climate change.

S5 Ep. 6 - Climate change and the insurance protection gap

In our last episode of Season 6, we speak to author and London Business School Professor Alex Edmans about his book “May contain lies”. We discuss Alex’s focus on bringing his research to practitioners so that it has real world impact, with writing books being one way to achieve this. May Contain Lies is about misinformation, which Alex first reached through his work on sustainable finance (the topic of his previous book Grow the Pie), but the issues are more widespread than this.  

S6 Ep.24: Alex Edmans: Why do smart people make bad financial decisions?

Demography is destiny – and that’s never been more apparent than today.

In Season 4, we explore the demographic forces shaping our future – from population health and life expectancy to migration and fertility. 

In this episode, Jill Ampleford, Partner and Head of Trustee Consulting at LCP, chats to season 4 host Stuart McDonald, Partner and Head of Longevity and Demographic Insights, about the upcoming season and the important questions we’ll be asking around what an ageing population means for society, the economy, and the sustainability of our healthcare and pensions systems.

S4 Ep.1 The demographic trends shaping our future

This week we talk to Chris Sharp, Active Underwriter at Hampden Risk Partners. We discuss: 

•	What are the pros and cons of the different follow models?
•	How can insurers remain profitable in a soft market?
•	What role should technology and data play in underwriting?

S6 Ep.1 - Follow underwriting

For this week’s conversation, Stuart McDonald is joined by Dr Jonathan Pearson-Stuttard, Head of Health Analytics at LCP, to explore growing economic case for better health. 
 
From the rise of multimorbidity to the promise of anti-obesity medications, they unpack the complex relationship between health, inequality, and national prosperity. 

S4 Ep.2 Why public health is an economic issue

This week, Stuart McDonald is joined by Dr Ben Bray, Partner in LCP’s Health Analytics team and a medical doctor. Together, they discuss where AI is making a real impact today, and what’s coming next. They also examine how AI could help tackle rising demand from an ageing population and growing multimorbidity.

S4 Ep.3 AI and healthcare: Can innovation tackle NHS pressures?

This week we talk to Karl Murphy, non-executive director at Beazley and previously a partner at actuarial consultancy EMB. We discuss: 

•	The evolution of technology in the insurance market and where it might go next. 
•	Key issues currently facing general insurance markets in 2025
•	What makes a great consulting actuary?

S6 Ep.2 - What makes a great consulting actuary?

This week, Stuart McDonald is joined by Dr Amlan Roy, Partner at LCP and global macro-finance researcher, to discuss how demographics shape economies, markets, and policy — and why age alone doesn’t tell the full story.

S4 Ep.4 Demographics, markets and the economy

This week, host Stuart McDonald sits down with Heidi Allan, Head of Financial Wellbeing at LCP, to talk about ageing workforces, financial stress and what employers need to do to today to support employees at every stage of life.

S4 Ep.5 Supporting a multigenerational workforce

This week we talk to Wendy Kriz Evans, a principal at LCP, about the key findings from LCP’s annual Solvency II report. We discuss: 

•	Changes in the UK and Irish market solvency coverage ratio.
•	The changes in geo-political risks firms are facing.
•	How firms are starting to take action on cyber and climate change risks.

S6 Ep. 3 - What can we learn from firms SFCRs?

This week, we talk to Steve Webb, former UK Pensions Minister and Partner at LCP, about how demographic change is reshaping pensions and retirement. From the sustainability of the state pension to the challenges of auto-enrolment, Steve shares his insights on what today’s workers and future generations can expect from their retirement years.

S4 Ep.6 Retirement in an ageing society

Insurance Uncut is a podcast all about insurance. Every two weeks, hosts Charl Cronje and Jessica Snowball are joined by different guests where they take on a topic impacting the general insurance market. During this conversation, they break down key issues to help you keep up to date and understand the world of insurance better. 

Who is LCP? We are a leading consultancy advising general insurance firms across the market on reserving, capital, pricing, analytics, regulatory compliance, business transformations and more. 

Find out more at https://www.lcp.com/en/insurance

S5 Ep. 6 - Climate change and the insurance protection gap

Insurance Uncut

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