Lance Roberts breaks down the latest developments in the Iran-Israel conflict and what they mean for global markets, oil prices, and investor sentiment. With tensions rising in the Middle East, we explore how geopolitical risk is shaping the outlook for the S&P 500, energy stocks, safe-haven assets like gold and Treasuries. Lance touches on the impact of Middle East conflicts on the stock market, how oil prices typically respond to geopolitical tension, and what sectors may benefit or suffer from the crisis. Lanec also addresses investor strategies during geopolitical uncertainty, with a look at historical market reactions to major conflicts.

SEG-1: Iran-Israel - What's the next Catalyst?
SEG-2: Market Effects of Iran-Israel Conflict
SEG-3: Bifurcated Investing by Political Persuasion
SEG-4: The Return of TINA

RIA Advisors Chief Investment Strategist Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=J3v0Xj2_iJ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Articles mention in this show:
"The Bull Rally Continues"
https://realinvestmentadvice.com/resources/blog/the-bull-rally-continues/
"The Iran-Israel Conflict And The Likely Impact On The Market"
https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/
-------
The latest installment of our new feature, Before the Bell, "Markets Remain Bullish Despite Weekend Events," is here: 
https://www.youtube.com/watch?v=CMnSNn4v7Yo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Is a College Degree Really Worth It?"
https://www.youtube.com/watch?v=QuYNsk7T3tY
-------
Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishMarkets #USDollar #IranIsraelConflict #MarketRally #GeopoliticalRisk #MarketVolatility #IranIsraelConflict #InvestingAdvice #Money #Investing

6-16-25 How the Iran-Israel Conflict Could Shock Markets

It’s Fed Day! 
Will the Federal Reserve finally cut rates—or kick the can again? Lance Roberts & Danny Ratliff break down what’s at stake, what markets are pricing in, and what it means for your money. Thursday is Juneteenth, markets are closed, and so are we. Lance reviews the track for crude oil prices and the likely effect on inflation as the Iran-Israel conflict continues. What will Jerome Powell say following today's Fed meeting? Fed grammar matters. Danny and Lance review elements of the Big, Beautiful Bill as it bounces between the House and Senate; contents subject to change. Lance points out the insane irony of the Dept. of Agriculture's stance on feeding wildlife vs. feeding the masses. Danny and Lance review a Barron's article depicting a dilemma of wanting to retire early on limited savings, and live to 98. Hilarity ensues.

SEG-1: Juneteenth & Fed Day
SEG-2a: Fed Meeting Preview & Market Sentiment
SEG-2b: The BIg, Beautiful Bill - Pt.1
SEG-3: The Big, Beautiful Bill - Pt.2
SEG-4: Can You Afford to Retire?

RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=MEf6M7XXCqQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s
-------
Articles mention in this show:
"The Bull Rally Continues"
https://realinvestmentadvice.com/resources/blog/the-bull-rally-continues/
"The Iran-Israel Conflict And The Likely Impact On The Market"
https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/
-------
The latest installment of our new feature, Before the Bell, "Why Oil Prices Are On the Rise," is here: 
https://www.youtube.com/watch?v=4O6HNmfPPb4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "What's the Difference Between Fixed Income and "Stable" Income?"
https://www.youtube.com/watch?v=jV5Oepv5zPM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
-------
Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#OilPrices #CrudeOil #Inflation #SupplyDemand #FedDay #FederalReserve #FedRateDecision #FOMC #InterestRateCut #JeromePowell #FinanceNews #IranIsraelConflict #MarketRally #GeopoliticalRisk #FixedIncome #StableIncome #RetirementPlanning #IncomeInvesting #FinancialEducation #MarketVolatility #BigBeautifulBill #DeptAgriculture #ParksWildlife #SNAP  #InvestingAdvice #Money #Investing

6-18-25 Fed Day Preview - Will They or Won't They?

Is the Fed setting the stage for another policy blunder? 
As inflation pressures linger and economic growth slows, Lance Roberts & Michael Lebowitz break down the risks of the central bank's next move—and what it could mean for your money on this morning's episode of #TheRealInvestmentShow. The Market Rally is ON, yet oil prices are telling a different story about the economy. President Trump could be picking a successor to Fed Chairman Jerome Powell sooner than later. Lance and Michael expose the Fed's political "independance," and it's proclivity for financial socialism. The Fed is always late...and always wrong. The true role of the Fed is to protect its member banks. Jerome Powell doesn't mind being late. The ill-fated push to lower bank's minimum reserve requirements. Again. (Did we not learn from the past?)

SEG-1: Vacation Prelude - The Rally is On
SEG-2: The Folly of the Fed & Financial Socialism
SEG-3: Economic Data Shows Weaking - Will the Fed be too late?
SEG-4: The Fed is Always Wrong

RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=U8wHxhOOWMQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles mentioned in this show:
"Iran Struck By U.S.: Markets, Risk, and Rational Investing"
https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/
"The Dollar’s Death Is Greatly Exaggerated"
https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/
"Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up"
https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/
"The Iran-Israel Conflict And The Likely Impact On The Market"
https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/
-------
The latest installment of our new feature, Before the Bell, "What Oil Prices Are Saying About the Economy," is here: 
https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "The Bulls Are Back in Town,"
https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s
-------
Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #BullishMarket #OilPrices #Tariffs #FederalReserve #InterestRates #InflationOutlook #RecessionRisk #FedMistake #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #MarketRally #BullishMarket #OilPrices #Tariffs #IranIsraelConflict #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

6-26-25 The Fed's Next Mistake

Are annuities always a bad deal? Not so fast.
In today’s episode, Richard Rosso & Jonathan McCarty tackle the myths and misconceptions around annuities. From income guarantees to tax-deferred growth, find out how annuities can actually support your retirement strategy—if used the right way.  Jonathan shares his changed life as a new father,  and a discussion of investor confirmation bias, who's likely to be the replacement for Jerome Powell, and the Shado Fed, tariffs, inflation, and political bias in investing. Rich and Jonathan address the growing impact of AI on the labor market and the velocity of AI. The concept of annuities and life expectancy: How AI can extend your life.  Rich's insight to the Texas State Fair and an intriguing  business opportunity;  Texas History and good music; spending in retirement with stable-income vs variable-income sources. Why most annuities are sold and not planned for. The job of a financial advisor is to be unbiased; origins of the retirement crisis without pensions.

SEG-1: Daddy Duty & Investor Confirmation Bias
SEG-2: The Velocity of AI in Financial Planning
SEG-3: Retirement Spending w Stable vs Variable Income
SEG-4: Why Annuities Get a Bad Rap

Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=QvoAQJShFsU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles mentioned in this show:
"Iran Struck By U.S.: Markets, Risk, and Rational Investing"
https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/
"The Dollar’s Death Is Greatly Exaggerated"
https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/
"Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up"
https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/
"The Iran-Israel Conflict And The Likely Impact On The Market"
https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/
-------
The latest installment of our new feature, Before the Bell, "What Oil Prices Are Saying About the Economy," is here: 
https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "The Fed's Next Mistake,"
https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s
-------
Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#AnnuitiesExplained #RetirementPlanning #InvestSmart 
#AnnuityEducation #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

6-27-25 Annuities Are Not Your Enemy

Earnings season is upon us; will volatility pick up? A bigger question will be how tariffs may affect corporate earnings. Employment numbers are dipping into contraction zone as the economy slows. Markets sell off on renewed tariff news. Crude oil prices are creeping back up. No one is expecting correction...which is when they usually appear. Exchange-Traded Funds (ETFs) have exploded in popularity—driving a massive shift from active to passive investing. But is this trend distorting markets and concentrating risk? Lance Roberts and Jonathan Penn explore how ETF growth may be reshaping price discovery, liquidity, and investor behavior: Why do investors choose single-stock ETF's? Leverage. But that cuts both ways, when stocks are going up as well as going down. Lance and Jonathan examine FUnd performance vs Indexes over time. The irony of ETF's: They're passive, but being traded like stocks because of a "get-rich-quick" mentality. Speculation leads to broken markets. Lance and Jonathan discuss the US Dollar and why it remains the default reserve currency of the world, even as the mix of currencies evolves. Lance advises when it's time to be bearish.

SEG-1: Earnings Season Prelude - No Fear of Correction
SEG-2: Astro's & ETF's - It's All About Leverage
SEG-3: The Irony of ETF's
SEG-4: Dealing with the Dollar
 
RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=18uxAOHUAE0&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2
-------
Articles mentioned in this report:
"Investor Greed Returns With A Vengeance"
https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/
-------
The latest installment of our new feature, Before the Bell, "No Fear of Correction," is here: 
https://www.youtube.com/watch?v=EtaKUHTNq-Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "The Bull Market is Alive and Well"
https://www.youtube.com/watch?v=DtaiG62GGL4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=141s
-------
Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #BullishMarket #InvestorGreed #MarketCorrection #MarketConsolidation #OilPrices #Tariffs #ETFs #PassiveInvesting #MarketTrends #InvestingStrategies 
#FinancialMarkets #InvestingAdvice #Money #Investing

7-8-25 ETF's are Eating the World

What kinds of traps and pitfalls could younger investors be falling into? Lance Roberts & Jonathan Penn provide advice from Two Dad's on Money in today's episode: Nvidia is shipping its H-20 chips to China; Lance previews this week's CPI and PPI reports; earnings season is underway, stock buy backs have dominated, surging higher than ever, but will taper; Markets prepare for sector rotations. Lance & Jonathan discuss the differences betweem trading and speculating, the Math of Loss, and the cost of starting over. How to successfully speculate with little money (there are some caveats!) High risk vs low risk; The one thing you cannot squander: Time. The power of saving.

SEG-1: Nvidia Ships Chips; CPI, PPI Previews
SEG-2: The Difference Between Investing & Speculating
SEG-3: How to Successfully Speculate
SEG-4: The One Thing You Must Not Squander
 
Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=Rm-FNuRdgB0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles mentioned in this report:
"Turtle Trading"
"Is The Dollar Setting Up For A Comeback?"
https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/
"Relative Returns Or Absolute. What’s More Important?"
https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/
-------
The latest installment of our new feature, Before the Bell, "Markets Set for Rotation," is here: 
https://www.youtube.com/watch?v=diYGZ_-lLMI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Relative Returns Or Absolute: What’s More Important?"
https://www.youtube.com/watch?v=EbuyQ4mMSas&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
-------
Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025:
https://streamyard.com/watch/qaMtj3cydgDQ
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #MarketRisk #MarketRotation #Transportation #Technology #Industrials #AI #AIbuildOut #ArtificialIntelligence #EarningsSeason #RiskManagement #PortfolioRisk #FinancialAdviceForKids #MoneyLessonsFromDad #TeachingKidsMoney #InvestingAdvice #Money #Investing

7-15-25 Two Dad's on Money

SPAC's (Special Purpose Acquisition Companies) are making headlines again. Lance Roberts & Danny Ratliff break down why SPAC investing is back in 2025, what’s driving the latest SPAC market trends, and what investors need to know before jumping in. Are these deals a golden opportunity or another speculative bubble?  Earnings Season continues with Banks' reports and the effects of stock buy backs beginning to wane. Tuesday's CPI print had something for everyone; will PPI finally show effects of tariffs? We're preparing for 3-5% correction by mid-August or September. Will President Trump replace Jerome Powell at the Fed? What really matters is what markets wants: An independent Fed. Should the Fed be cutting rates now? (The Fed is always late.) Lance & Danny discuss who really pays tariff fees (producers); eating out and budget leakage. Wall Street will sellyou anything you want, even when you don't know what it is yet: SPAC's are back, along with a voracious appetite for risk. When investors are all-in, that sets up for correction. Danny describes new challenges to Roth Conversions under the Big Beautiful Bill...and impromptu revelation of grade school antics and interpersonal relationships...and commentary on speculative risk returning to the market.

SEG-1: Bank Earnings Review, PPI Preview, and Contrarian Indicators
SEG-2: Will Trump Replace Powell?
SEG-3: SPAC's are Bank - Will St. Will Sell You What You Want
SEG-4a: Roth Conversations Under the Big Beautiful Bill
SEG-4b: If Lance Was a Bully
SEG-4c: Speculative Risk Returns to the Market
 
Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=MaCxUW2BClU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s
-------
Articles mentioned in this report:
"Turtle Trading"
"Is The Dollar Setting Up For A Comeback?"
https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/
"Relative Returns Or Absolute. What’s More Important?"
https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/
-------
The latest installment of our new feature, Before the Bell, "Bullish Sentiment is a Contrarian Indicator," is here: 
https://youtu.be/4k2AfV8moZ8
-------
Our previous show is here: "Two Dad's on Money,"
https://www.youtube.com/watch?v=Rm-FNuRdgB0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025:
https://streamyard.com/watch/qaMtj3cydgDQ
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #MarketRisk #BullishSentiment #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #SPACs #SPACInvesting #StockMarketTrends #InvestingNews #FinancialMarkets #InvestingAdvice #Money #Investing

7-16-25 SPAC's Are Back

Can the AI boom sustain current valuations, or is a reckoning coming? Lance Roberts examines how AI and Big Tech investing trends are shaping portfolios, whether rising interest rates will derail Tech stock market outlook, and the growing risks of regulation impact on Big Tech from Washington to Brussels. Markets are still flirting with all-time highs. Lance shares the latest Roberts Family Saga, and his Coldplay strategy. Is investor exuberance getting out of hand? Options expiring within 24-hours are at an all-time high: This is not hedging, this is pure betting. Lance discusses anticipated spending for AI, and identifies associated debt as productive (think, Hoover Dam) vs non-productive (entitlements), which is dis-inflationary. Buuy backs are a poor (non-productive) use of capital.

* NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1: Mega-cap Earnings Preview
SEG-2a: Another Roberts Family Saga & Coldplay
SEG-2b: Market Exuberance is Getting Out of Hand
SEG-3a: Paramount & Colbert Kill The Late Show
SEG-3b: No Concerns for Market Correction...yet
SEG-4: Productive Debt vs Stock Buy Backs
 
Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=dnE_SxbFc0c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles mentioned in this report:
"The Magnificent Seven Are Mediocre"
https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/
-------
The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here: 
https://youtu.be/VDnRZFc0Hpw
-------
Our previous show is here: "Money Scripts & Credit Scores,"
https://www.youtube.com/watch?v=XaEHi-fSbuQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Articles mentioned in this report:
"Retail Speculation Is Back With A Vengeance"
https://realinvestmentadvice.com/resources/blog/retail-speculation-is-back-with-a-vengeance/
"Company Buybacks Are Surging"
https://realinvestmentadvice.com/resources/blog/company-buybacks-are-surging/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #MarketRisk #MarketCorrection #MovingAverages #GravitationalPull #RiskManagement #PortfolioRisk #PortfolioManagement #BigTech #TechStocks #ArtificialIntelligence #FAANG #InvestingAdvice #Money #Investing

7-21-25 Big Questions for Big Tech

Stocks are rallying despite weak fundamentals. Lance Roberts & Danny Ratliff examine the real reasons behind the 2025 market surge. Malcom Jamal-Warner and Ozzy Osborne pass; they always come in three's: Who's next? Trumps tariff deal with Japan moves markets momentarily; Meme stocks are back. Negative divergences while markets on the rise signal more potential for market correction (not crash!) Lance & Danny discuss why stocks are up and where the money is coming from. The Roberts' Family Saga - the tale of the new mattress - continues. Why's the market going up: Markets move on speculative activity & narratives (don't watch the news during the day!) Lance & Danny discuss how the news affects forward earnings (think: Enron), and why we have Sarbanes-Oxley. How we manage our portfolios; the Schiller CAPE-10 explained, and mean reversion cycles. 

* NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1: Jamal-Warner, Ozzy, & Meme Stocks are Back
SEG-2: Why Are Stocks Up - Where the money comes from
SEG-3a: The Roberts' Mattress Saga 
SEG-3b: Why is the Market Rallying?
SEG-4: How Does the News Affect Forward Earning
 
Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=H_aRMFHXBbE&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2455s
-------
Articles mentioned in this report:
"The Magnificent Seven Are Mediocre"
https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/
-------
The latest installment of our new feature, Before the Bell, "Warning Signs in Negative Divergences," is here: 
https://www.youtube.com/watch?v=m9Yu1BZPLw4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Two Dads on Money - Rent or Buy?"
https://www.youtube.com/watch?v=t68v7YNraes&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Articles mentioned in this report:
"Retail Speculation Is Back With A Vengeance"
https://realinvestmentadvice.com/resources/blog/retail-speculation-is-back-with-a-vengeance/
"Company Buybacks Are Surging"
https://realinvestmentadvice.com/resources/blog/company-buybacks-are-surging/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #MarketRisk #MarketCorrection #MovingAverages #NegativeDivergence #RelativeStrength #Momentum #WhyAreStocksUp #StockMarketRally #InvestorSentiment #MarketMystery #Stocks2025 #InvestingAdvice #Money #Investing

7-23-25 Why Are Stocks Going Up

Is your portfolio full of DORKs? Jonathan Penn and Jonathan McCarty unpack the return of meme stock mania and  four speculative favorites: DNUT (Krispy Kreme), OPEN (Opendoor), RKLB (Rocket Lab), and KSS (Kohl's). These retail-loved names are soaring again—but should you follow the hype or stay grounded? We'll discuss why these stocks are rallying, the behavioral finance behind retail speculation, and the portfolio risks in chasing "lottery ticket" trades. Jonathan & Jonathan also memorialize Ozzy Osborne and Hulk Hogan; how college-grads' first jobs' earnings are not as rosy as expected, and the valueof a trade education is looking up; it's time to start thinking about portfolio housekeeping and RMD's as year-end approaches. How to manage inherited IRA's & wealth transfers; beneficiaries & estate planning.

* NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1: Investor Appetite for Speculation
SEG-2a: RIP, Ozzy & Hulk
SEG-2b: Portfolio Returns & Meme Stock to Avoid
SEG-2c: First Job Prospects for College Grads
SEG-3a: Wrestle Mania Memories
SEG-3b: College Education Expense ROI vs Trades & Apprenticeships
SEG-4a: Candid Coffee & Web Tease
SEG-4b: Portfolio Housekeeping & RMD's
 
Hosted by RIA Advisors Senior Financial Advisors Jonathan Penn, CFP, & Jonathan McCarty, CFA, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=w-TT_XaVhgI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Articles mentioned in this report:
"Japan Financing Seals The Deal And Toyota Jumps"
https://realinvestmentadvice.com/resources/blog/japan-financing-seals-the-deal-and-toyota-jumps/
-------
The latest installment of our new feature, Before the Bell, "What Will Be the Catalyst for Correction?" is here: 
https://www.youtube.com/watch?v=T-N20Dd9DjU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "How AI is Driving the Market"
https://www.youtube.com/watch?v=zhqbFkLRaO0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=173s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Articles mentioned in this report:
"Japan Financing Seals The Deal And Toyota Jumps"
https://realinvestmentadvice.com/resources/blog/japan-financing-seals-the-deal-and-toyota-jumps/
"AI Is Powering Markets"
https://realinvestmentadvice.com/resources/blog/ai-is-powering-markets/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MemeStocks #DORKportfolio #CollegeROI #TradeSchool #Apprenticeship #HulkHogan #WrestleMania #OzzyOsborne #IRA #RothIRA #RMD #InvestingAdvice #Money #Investing

7-25-25 Are You a Meme-stock Mania Dork?

It's a mega-earnings report day, and a Fed Meeting day, to boot; the notion among some investors that 20% returns are normal is scary. The Fed is expected to hold steady on interest rates, but there is dissention in the ranks of Fed Governors. Inflation erodes your purchasing power—are you prepared? Lance Roberts & Danny Ratliff break down smart strategies to hedge against inflation and protect your wealth. Lance and Danny commiserate on kids home for the Summer and then off to college. You've got to have inflation for economic growth; the best hedge against inflation, historically, is still stocks. The only benchmark for portfolios is the rate of inflation. Investing strategies are only wrong if they don't work. Adjusting retirement for inflation and lifestyle.

* NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1: Mega Earnings Reports & Fed Day Preview
SEG-2a: Kids Home for Summer & Off to College
SEG-2b: Currency Debasement & Inflation
SEG-3: Emotional Aspects of Inflation (bias)
SEG-4: Adjusting Retirement for Inflation & Lifestyle

Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=0rXwvTN34YI&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
-------
The latest installment of our new feature, Before the Bell, "Capturing Rotation in Market Correction" is here: 
https://www.youtube.com/watch?v=PrBF8fbdFEo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  
-------
Our previous show is here: "Two Dads on Money - Grit, Grind, & Glam"
https://www.youtube.com/watch?v=QnGdW2MyR20&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRisk #MarketCorrection #MarketRotation #Healthcare #Technology #BasicMaterials #Industrials #Transports #REIT #InvestorExhaustion #InflationHedge #ProtectYourWealth #SmartInvesting #InflationProtection #FinancialPlanning #InvestingAdvice #Money #Investing


7-30-25 How to Effectively Hedge Against Inflation

The Federal Reserve holds interest rates steady in its latest policy meeting, signaling a firm stance amid inflation concerns, and despite unchecked market bullishness. Lance Roberts & Michael Lebowitz break down what the Fed's decision means for investors, the economy, and your portfolio. AI datacenter buildouts are showing up in economic data...but, the 3% GDP print has a more dire undertone: Strip out the build outs, and the economy is weaker than it appears. Is dissention among Fed governors politically motivated, or being economically cautious? Home prices are declining; housing is like an economic pyramid (NOT a pyramid scheme!) The AI buildout is skewing economic data. The bulk of market positivity bs being driven by only a few, large companies; any iss by Amazon or Apple reported today could sway markets tomorrow. 

🔍 Topics covered:
• Federal Reserve interest rate policy
• Market reaction to Fed news
• Inflation vs. growth outlook
• Stock market and Fed dynamics

* NOTE: Today was Lance Robert's final Radio broadcast, as we transition to an all-digital platform starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1a Leaving Radio & Thanks
SEG-1b Fed Holds Rates, Markets Sell-off
SEG-2: GDP Realities
SEG-3: Fed Meeting Results vs What the Markets Heard
SEG-4: Microsoft, & Meta - Wait for Retracement to Buy

Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=v09W8vpagMw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
-------
The latest installment of our new feature, Before the Bell, "Consider the Risk" is here: 
https://www.youtube.com/watch?v=C8aJBb1QNpg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "How to Effectively Hedge Against Inflation"
https://www.youtube.com/watch?v=0rXwvTN34YI&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRisk #MarketCorrection #MarketRotation #Apple #Amazon #Comcast #20DMA #50DMA #100DMA #200DMA #FederalReserve #InterestRates #FedDecision #StockMarketUpdate #MonetaryPolicy #InvestingAdvice #Money #Investing


7-31-25 The Fed Holds Firm

Why do investors so often buy high and sell low? Jonathan Penn & Matt Doyle expose the dangers of herd mentality in the stock market, how FOMO (fear of missing out) drives bad decisions, and what behavioral finance teaches us about avoiding costly investing mistakes. Learn how to recognize crowd behavior—and how to protect your portfolio from emotional traps. Jon & Matt also cover market response to new tariffs, and whether markets will catch a breather. Transitioning from an accumulator to a distributor in terms of cash flow in retirement. An interesting comparison between Ricky Arnaz & Lucille Ball and Lance & Christina Roberts. How RIA crafts a retirement fund distribution plan;  more commentary on our last Radio episode, and a preview of our next Candid Coffee [see registration link below]. Is the Roth decision right for you now? 

* NOTE: Today was our final terrestrial Radio broadcast, as we transition to an all-digital platform starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1a: Last Radio Broadcast
SEG-1b: Market Reactions to "Sweeping" New Tariffs
SEG-2: Will Markets Take a Breather?
SEG-3a: Ricky & Lucy and Christina & Lance
SEG-3b: Transitioning from Accumulation to Distribution
SEG-4a: Last Broadcast & Savvy Social Security
SEG-4b: Distribution Cash Flow Strategies

Hosted by RIA Advisors RIA Advisors Senior Investment Advisor, Jonathan Penn, CFP, w Senior Relationship Manager, Matt Doyle, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=hkyUUEPAlWY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
The latest installment of our new feature, Before the Bell, "Consider the Risk" is here: 
https://www.youtube.com/watch?v=C8aJBb1QNpg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "The Fed Holds Firm"
https://www.youtube.com/watch?v=v09W8vpagMw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#HerdMentality #InvestorBehavior #MarketMistakes #FOMOInvesting #BehavioralFinance #RetirementFunds #RothConversion #RequiredMinimumDistribution #KSEV #LastRadioShow #InvestingAdvice #Money #Investing

8-1-25 Herd Mentality Could Be Costing You Big

In this episode of Two Dads on Money, Lance Roberts & Jonathan Penn dive into how Millennials find financial advice in today’s digital world. From TikTok influencers to YouTube financial experts, and from Reddit forums to traditional financial planners, where should Millennials really turn for smart money guidance?

Lance reviews Monday's Market action, Eurozone vs U.S. economic growth expectations, and Palantir's earnings report. Millennials are getting a lot of financial information from AI, which is nothing more than GroupThink. Why the F.I.R.E. movement failed; retirement is boring; entrepreneurism and the realities of running your own business. Pro's & con's of Capitalism (it's not broken).

SEG-1: Markets Stage Two 1% Moves in Two Days  
SEG-2a: Two Dads on Money - Where Millennials Get Financial Info
SEG-2b: Making Money on The Internet
SEG-2c: Legal Liabilities Behind Financial Advice
SEG-2d: Beware of Get Rich Quick Advisors
SEG-2e: Social Media Advice Purveyors Do Not Know You 
SEG-2f: The Rise & Fall of the FIRE Movement
SEG-2g: Myths & Realities of Starting Your Own Business
SEG-2h: Why Businesses Fail
SEG-2i: The Need for Financial Education
SEG-2j: Find a Mentor
SEG-2k: Capitalism Isn't Broken

Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s
-------
The latest installment of our new feature, Before the Bell, "Markets Regain Footing at 20-DMA" is here: 
https://www.youtube.com/watch?v=W1ewHonE7Mw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Bull Streak Ends as August Begins"
https://www.youtube.com/watch?v=IKtxyXbfikM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=1223s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRisk #MarketCorrection #MarketRally #Palantir #Capitalism #FinancialEducation #FIREMovement #MillennialMoney #20DMA #StockMarket2025 #BullMarketEnds #AugustStockTrends #InvestingAdvice #Money #Investing



8-5-25 Where Do Millennials Get Financial Advice - Two Dads on Money Talk Smart Money Moves

Are you building an investment portfolio but unsure what assets belong—and which ones to avoid? Lance Roberts & Danny Ratliff demonstrate how to build a diversified portfolio, the critical assets every investor should consider (stocks, bonds, ETFs), and the common portfolio mistakes that could hurt your long-term returns. How to know the correct investment tool to use; the good and bad sides of mutual funds; why you should be caustius about private equity and alternative investment opportunities. Annuities: Three questions to ask about yourself; can you "Be Your Own Bank?" Lance describes his personal annuity and insurance plans. Why you should never put all your money into anything. If you want to be wealthy, do what wealthy people do.

SEG-1: Markets' Response to Earnings are Muted  
SSEG-2a: Using the Correct Tool to Structure Your Portfolio
SEG-2b: Wall Street Will Sell You Anything You Want
SEG-2c: Why Mutual Funds Get a Bad Rap
SEG-2d: Mutual Funds Will Always Underperform an Index
SEG-2e: Be Cautious of Alternative Investments & Private Equity
SEG-2f: Opportunity Zone Investments?
SEG-2g: Three Tests for Annuities
SEG-2h: Can You "Be Your Own Bank?"
SSEG-2i: How Lance's Annuity Works
SEG-2j: Never Put ALL Your Money in Anything
SEG-2k: Do What Wealthy People Do

Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
The latest installment of our new feature, Before the Bell, "Be Careful with Technical Analysis" is here: 
ttps://www.youtube.com/watch?v=qNJPwrh0f4E&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Where Do Millennials Get Financial Advice? | Two Dads on Money Talk Smart Money Moves"
https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#TechnicalAnalysis #StopLoss #MarketRisk #MarketCorrection #MarketRally #20DMA #PortfolioBuilding #InvestmentStrategy #DiversifyYourPortfolio #FinancialPlanningTips #SmartInvesting #InvestingAdvice #Money #Investing


8-6-25 How to Build a Winning Investment Portfolio

How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic manufacturing. A look at Eli Lilly's successful completion of trials for its GLP pill; markets continue to hover along the 20-DMA. Lance and Michael discuss the AI phenomenon; what it really means when we're talking about "the market;" what is the cycle that is sustaining the stock market? How will younger investors' habits imprint market dynamics. What will trigger a crisis of confidence in the market; Lance and Michael discuss the importance of continuous risk management.

SEG-1: Tariffs Are Fully in Effect - Market Response 
SEG-2a: Markets Continue to Defy Dire News
SEG-2b: Is the AI Bubble the Same as the Dot-com Bubble?
SEG-2c: Commentary on the Concentration on AI Stocks
SEG-2d: What Do We Mean when We Say, "Market?"
SEG-2e: The Virtuous Cycle Lifting Markets Higher
SEG-2f: Impact  & Influence of Younger Investors' Habits
SEG-2g: What Will Be the Crisis of Confidence?
SSEG-2h: The Importance of Risk Management

Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=xW8-B15zzCk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
The latest installment of our new feature, Before the Bell, "8-7-25 Is the Correction Over?" is here: 
https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025 "
https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#TechnicalAnalysis #MarketRisk #MarketCorrection #MarketRally #20DMA #LowBetaStocks #DotComBubble #RiskManagement #StockMarketCrash #DefensiveInvesting#InvestingAdvice #Money #Investing


8-7-25 The Low Beta Boom - Side Stepping the Dot-Com Bust

August may be a seasonally-weaker month for markets, but for Summer Weather in Texas, it's hot! Lance shares weekend wedding events, and previews this week's economic data reports: Will inflation stoked by tariffs appear in the numbers? The only question that matters to investors his how the news will affect forward earnings estimates. There is now a 90% probability of a Fed rate cut by September; much will hinge on this week's CPI, PPI, and Retail Sales data. Lance reviews the similarities and differences between the Dot Com bubble and the AI boom. (Lance's ADD is triggered by a story on a TV monitor about adult pacifiers.) Revenues are key to economic growth, and employment is critical. Commentary on debts, deficits, and student loan defaults. Markets are sitting in a contraction zone: 80% of market is not growing. Global growth forecasts are dismal; debt is not the problem. Debts and deficits are a feature of the economy, not a bug.


SEG-1a: August Weather & Weddings in Texas
SEG-1b: CPI, PPI, & Retail Sales: Will Tariff Inflation Show Up?
SEG-2a:The Only Question That Matters - How Does it Affect Earnings?
SEG-2b: AI Today is a Lot Like 1999
SEG-2c: Adult Pacifier Distraction
SEG-2d: Revenue is What Generates Earnings
SEG-2e: Wage Growth Isn't Increasing
SEG-2f: IMF Growth Projections 
SEG-2g: The Debt & Deficits Problem Isn't What You Think

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
--------
Articles mentioned in this report:
"US Economic Growth Shows Cracks"
https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/
"Meme Stock Trading & Livermore’s Approach To Speculation"
https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/
-------
The latest installment of our new feature, Before the Bell, "Markets are Set Up for Correction" is here: 
https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "What Would a 20% Social Security Reduction Mean for Your Retirement?"
https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #USEconomy #EconomicGrowth #MarketOutlook #GDPTrends #RecessionRisk #InvestingAdvice #Money #Investing


8-11-25 US GDP Shows Cracks - Why You Should Pay Attention

Meme stocks meet Jesse Livermore’s timeless trading rules — 
Lance Roberts & Jonathan Penn discover how classic speculation strategies apply to today’s market frenzy. Lance preview's today's CPI print and a Goldman Sachs report on who exactly is shouldering the increased costs of tariffs; a look at markets' up/down pattern, and weakness within; Lance and Jonathan discuss meme stocks, speculative risk, and what the Old Masters of investing had to say about it. Also commentary and guidance for younger investors and those who would like to begin investing: How to get the discipline started.


SEG-1a: CPI Preview - It's Always .2%
SEG-1b: Who's Footing the Bill for Tariffs?
SEG-2a: Meme Stock Frenzy
SEG-2b: Speculative Trading Index Examined
SEG-2c: Two Old Dudes' Pudding & Protein Paks
SEG-2d: The Risk of Speculative Trading
SEG-2e: Benjamin Graham on Risk
SEG-2f: Jesse Livermore on Market Dynamics & Risk 
SEG-2g: Ten Rules for Investing
SEG-2h: Think Ahead
SEG-2i: Needs vs Wants for Younger Generation
SEG-2j: First Apartments, First Phones
SEG-2k: Getting Started w Savings Plans
SEG-2l: Time Flies
SEG-2m: What Index Investing Teaches
SEG-2n: It's a Different Game for 40-50-year olds

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=ZVH-DHO81pk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2s
--------
Articles mentioned in this report:
"US Economic Growth Shows Cracks"
https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/
"Meme Stock Trading & Livermore’s Approach To Speculation"
https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/
-------
The latest installment of our new feature, Before the Bell, "Watch the Weakness in the Rally," is here: 
https://www.youtube.com/watch?v=R2kE4pk9IMA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our previous show is here: "US GDP Shows Cracks - Why You Should Pay Attention"
https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #NASDAQ #MemeStocks #StockMarketTrading #JesseLivermore #TradingStrategy #MarketSpeculation #JesseLivermore #BenjaminGraham #NeedsWants #SavingMoney #InvestingAdvice #Money #Investing



8-12-25 Meme Stock Trading & Jesse Livermore's Timeless Rules for Speculation

Many investors unknowingly take on portfolio concentration risk—placing too much money in one stock or sector. Lance Roberts & Danny Ratliff break down why concentrated stock portfolios can be dangerous, how lack of investment diversification can magnify losses, and what smart risk management investing looks like.

Whether you’re building long-term wealth or protecting what you’ve earned, understanding the hidden dangers of over-concentration is critical. We’ll share practical tips to improve your stock diversification strategy, reduce downside risk, and strengthen your portfolio’s resilience in volatile markets.


SEG-1a: CPI Print Offers Hope for September Rate Cut
SEG-1b: Small- & Mid-Cap Performance
SEG-2a: Blood Tests & Caffeine
SEG-2b: Market Capitalization Concentrations
SEG-2c: Is there an Ideal Number of Stocks for a Portfolio?
SEG-2d: What is the Goal?
SEG-2e: Over-weighting or Under-weighting Positions
SEG-2f: The Pain Trade 
SEG-2g: What Happens Next w Sector Rotation?
SEG-2h: Portfolios Are Like NASCAR
SEG-2i: What is Your Goal?
SEG-2j: Investing Without a Plan is Like Throwing Darts in the Dark
SEG-2k: Portfolio Construction for Returns & Taxes
SEG-2l: YOLO vs Planning
SEG-2m: Importance fo Risk Management

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=OJh3DN2dGg0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
--------
Articles mentioned in this report:
"US Economic Growth Shows Cracks"
https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/
"Meme Stock Trading & Livermore’s Approach To Speculation"
https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/
-------
The latest installment of our new feature, Before the Bell, "Market Internals Remain Weak," is here: 
https://www.youtube.com/watch?v=3v7e03zkoWs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our previous show is here: "Two Dads on Money - Meme Stock Trading & Jesse Livermore's Timeless Rules for Speculation,"
https://www.youtube.com/watch?v=ZVH-DHO81pk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2s-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #PortfolioRisk #Diversification #StockMarketTips #InvestingStrategy #WealthManagement #InvestingAdvice #Money #Investing


8-13-25 Portfolio Concentrations - Hidden Risks that Can Sink Your Returns

Will the Federal Reserve blink and cut rates now? Lance Roberts & Michael Lebowitz break down the latest inflation data, economic trends, and market signals that could force the Fed’s hand and what it means for your portfolio.  Lance previews today's PPI report, which could reveal tariff inflation producers are having to pay. More importantly will be any trend PPI numbers reveal. Markets continue to touch all time highs amid fundamental weaknesses. Following Wednesday's CPI number, is the Fed going to be forced to lower rates? Lance and Michael discuss pro's & con's and the "Sneaky" Inflation index; why PPI is a more accurate gauge of tariff inflation. Markets have already pried-in the next rate cut. Forward earnings expectations are very elevated...and deviated from economic realities. Michael Reviews the "UPS Barometer" of activity; only ten companies are driving market gains presently; the S&P 490 are struggling. What if Nvidia stumbles in next report? (This is NOT the end of the AI cycle.) Markets over-estimate growth; are rotating sectors more rapidly; how long will the rotations stick? Fundamentals matter more to small- and mid-cap companies, more susceptible to economic changes. WHat will the Fed be thinking following PPI, PCE, & Nvidia report next week?

SEG-1a: PPI & Retail Sales Preview - Will Tariff Inflation Appear?
SEG-1b: Sector Rotation Beginning to Appear
SEG-2a: What Are the Odds of a 50 vs 25 Rate Cut?
SEG-2b: The Shoe Price Index & "Sneaky" Inflation
SEG-2c: Why PPI Data is Important Tell of Tariff Inflation
SEG-2d: What Would Market Response Be to 1/2-pt. cut?
SEG-2e: Earnings Growth is Being Driven By Only Ten Companies
SEG-2f: What If Nvidia Stumbles? 
SEG-2g: Markets Are Richly Priced on a Narrative 
SEG-2h: How Long Will This Rotation Stick?
SEG-2i: The Fundamental Realities of Small- & Mid-Caps
SEG-2j: The SimpleVisor Thematic Portfolio Tools
SEG-2k: Wait to Gauge the Fed Post-PPI, PCE, & Nvidia

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=D1vTkvEIUxg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
--------
Articles mentioned in this report:
"The Index Isn’t Always Accurate: Factors Influencing Yields"
https://realinvestmentadvice.com/resources/blog/the-index-isnt-always-accurate-factors-influencing-yields/
"US Economic Growth Shows Cracks"
https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/
"Meme Stock Trading & Livermore’s Approach To Speculation"
https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/
-------
The latest installment of our new feature, Before the Bell, "Market Breadth Expands," is here: 
https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our previous show is here: "Portfolio Concentration: Hidden Risks That Can Sink Your Returns,"
https://www.youtube.com/watch?v=OJh3DN2dGg0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketBreadth #MarketRally #MarketWeakness #AllTimeHighs #SectorRotation #FederalReserve #RateCut #InterestRates #USEconomy #StockMarketNews #InvestingAdvice #Money #Investing


8-14-25 Will the Fed Cut Rates NOW

Becoming a millionaire at a young age (take Sydney Sweeny. Please.) is an incredible achievement—but keeping and growing that wealth is a whole different game. Richard Rosso & Jonathan McCarty break down The Money Playbook for Young Millionaires—the proven strategies high net worth young investors use to safeguard their money, build lasting wealth, and avoid costly mistakes.

Everything from wealth protection for young investors, asset protection strategies, and tax planning for young wealthy individuals, to the critical mindset shifts needed to grow your net worth in any market...whether your success came from business, investing, or inheritance, this guide will help you protect your wealth for decades to come.

If you’re a high net worth millennial or a young investor ready to play the long game, this is your roadmap.

1 - Sydney Sweeney's Worth "only" $40-Mil
2 - Taylor Swift's Financial Plan
3 - Health & Wealth
4 - Basic Trust Planning
5 - Tax Planning & Strategies
6 - The Most Important Decision You Can Make
7 - Estate Tax Planning
8 - Trust Planning & Taylor Smith 
9 - Where There's a Will... 
10 - Charitable Giving & Linda Blair
11 - Investing in Opportunity Zones
12 - Final Wishes & Abandoned Assets

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
--------
The latest installment of our new feature, Before the Bell, "Market Breadth Expands," is here: 
https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our previous show is here: "Will the Fed Cut Rates NOW??"
https://www.youtube.com/watch?v=D1vTkvEIUxg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#WealthProtection #YoungInvestors #HighNetWorth #AssetProtection #FinancialPlanning #SydneySweeny #TaylorSwift #InvestingAdvice #Money #Investing


8-15-25 The Money Playbook for Young Millionaires

Are investors too optimistic right now? 
Lance Roberts breaks down ten rules for navigating excess market bullishness so you can protect your portfolio while still participating in market gains. Also in today's show: Lance's assessment of earnings season so far, and the role Nvidia will play in determining market moods. We've got a special interview segment planned for Wednesday's (8/20) show [Premier link is below]; Lance reveals yet another saga by the Roberts' children, and how we can learn from our mistakes, whether we're dishwashers or investors. The reason markets look great can be traced to 7-stocks. The inherent risks of the future; the double edged sword of margin debt, and what's really driving earnings growth. Lance reviews his Ten Rules for Navigating excess bullishness in the market, earnings growth forecast justification, and why retail investors are the last resort for Wall Street.


SEG-1a: Earnings Season is Almost Done
SEG-1b: Nvidia is one of the Last Supports for Markets
SEG-2a: John Tamny Interview Tease [ https://youtu.be/Hm6yNkNtC0Q ]
SEG-2b: Bullish Sentiment for the Young & Lance's Daughter
SEG-2c: Learning from Our Mistakes
SEG-2d: Investors' Ability to Forget Pain
SEG-2e: Things Look Great...but only because of 7-stocks
SEG-2f: The Spread Between Market Cap vs Equal Weight Indexes   
SEG-2g: The Risk of Not Knowing Crypto, AI future
SEG-2h: Margin Debt is a Double-edged Sword
SEG-2i: What/Who's Really Driving Earnings Growth
SEG-2j: The CoreWeave Story
SEG-2k: Ten Rules for Navigating Excess Market Bullishness
SEG-2l: Proper Position Sizing in Portfolios
SEG-2m: Behind the Scenes with Economic Growth
SEG-2n: Justifying Earnings Growth Forecasts
SEG-2o: You're the Cannon Fodder for Wall Street
SEG-2p: Smart Money vs Dumb Money
SEG-2q: Bullish Market Sentiment Driven by Narrow Framework 

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO,  
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
--------
Articles mentioned in this report:
"Inflation Data Sends Markets To New Highs"
https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/
"Excess Bullishness & 10-Rules To Navigate It"
https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/
-------
The latest installment of our new feature, Before the Bell, "What Risks are Posed in AI Story?" is here: 
https://www.youtube.com/watch?v=ZXO6sFR3mCc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our previous show is here: "The Money Playbook for Young Millionaires"
https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=3s
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketBullishness #StockMarketRisk #InvestorPsychology #MarketSpeculation #PortfolioStrategies #InvestingAdvice #Money #Investing


8-18-25 Ten Rules for Navigating Excessive Market Bullishness

Lance Roberts interviews John Tamny, author, economist, and editor of RealClearMarkets. Tamny’s provocative new book, Deficit Delusion, reframes how we think about debt and growth. He makes a bold case: Trump-style protectionism and fear-driven immigration policies are economically self-defeating—even for conservatives.

Trade is the greatest foreign policy mankind has ever devised, plus it's great for workers as is any scenario that expands the division of labor.  
$36.1 trillion Government Debt is not a crisis—it’s a sign of U.S. strength & investor confidence about the U.S.'s future, it’s not weakness.

1:55 - Will the Debt Spiral spark a financial crisis?
4:03 - What is the debt relative to economic growth? 
5:18 - The Uber Analogy & Expectations of Debt
8:40 - What are we NOT doing because of Excessive Government Debt?
12:30 - The Premise of Productive Debt & Economic Growth 
16:33 - The Danger of Government Spending Cuts  
18:40 - The Dark Side of the Flat Tax 
22:25 - GDP: The Most Fraudulent Number in Economics
25:58 - What is the "right" tax rate?
28:46 - We Need to Fund the 'nut jobs'
31:09 - Why taxes should be cut for everyone
33:33 - How long before the first, one-man "unicorn" $1B company?
37:13 - The Debt Crisis Isn't the Thing to Worry About

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w John Tamny, Editor/Real Clear Markets
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://youtu.be/Hm6yNkNtC0Q 
--------
Articles mentioned in this report:
"Greg Mankiw's Solutions Would Expand Federal Debt"
https://www.realclearmarkets.com/2025/08/12/greg_mankiws_solutions_would_expand_federal_debt_1128148.html
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#JohnTamny #GovernmentDebt #DeficitDelusion #Budget #InvestingAdvice #Money #Investing


8-20-25 John Tamny - Money is Ruthless

Nvidia reported earnings with strong overall results, but Wall Street was not impressed. Despite solid forward guidance, a data center revenue miss rattled investors and sent the stock lower. Lance Roberts & Michael Lebowitz break down Nvidia’s earnings highlights, why guidance failed to wow the bulls, and what this means for tech stocks going forward; the ongoing soap opera that is the Federal Reserve: Jerome Powell, Lisa Cook, and dovish vs hawkish monetary policy stances; a discussion of the evolution of markets and investing as "entertainment."

* Nvidia’s Q2 2025 earnings breakdown

* Why data center revenue is the market’s key focus

* How Wall Street is reacting to Nvidia’s guidance

* What this could mean for broader tech sector momentum

📊 Whether you’re a DIY investor or market pro, tune in for insights on what’s next for Nvidia stock (NVDA) and the tech sector.

SEG-1a: Nvidia Disappoints, Chiquita Slips
SEG-1b: Markets are Fine; Beware Small- & Mid-Caps
SEG-2a: Nvidia Reflections & Forward-looking Guidance
SEG-2b: "Days of Our Lives" at the Federal Reserve
SEG-2c: Valuations & Gamification of Markets

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=5pCET5x3Y2E&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
--------
The latest installment of our new feature, Before the Bell, "Gold is Liquidity Source for Stocks" is here: 
http://bit.ly/47QZT3k
--------
Our previous show, "Is the Taylor Swift Engagement a Market Event?" can be viewed here:
https://www.youtube.com/watch?v=FwYPTOh0PBk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s
--------
Articles mentioned in this report:
"Fueling AI Data Centers: Behind The Meter Solutions- Part 1"
https://realinvestmentadvice.com/resources/blog/fueling-ai-data-centers-behind-the-meter-solutions-part-1/
"Behind The Meter Solutions Investment Guide- Part 2"
https://realinvestmentadvice.com/resources/blog/behind-the-meter-solutions-investment-guide-part-2/
"Momentum Strategies And Physics: Mass And Velocity Matter"
https://realinvestmentadvice.com/resources/blog/momentum-strategies-and-physics-mass-and-velocity-matter/
“Buy Every Dip” Remains The Winning Strategy…For Now
https://realinvestmentadvice.com/resources/blog/buy-every-dip-remains-the-winning-strategyfor-now/
"Market Valuations Don’t Matter…Until They Do"
https://realinvestmentadvice.com/resources/blog/market-valuations-dont-matter-until-they-do/
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#Gold #LiquiditySource #BullishTrend #NegativeDivergence #MarketCorrection #Nvidia #StockMarket #EarningsReport #TechStocks #Investing #InvestingAdvice #Money #Investing


8-28-25 Nvidia Falls Short

Why do investors struggle when it comes to selling stocks? 
Richard Rosso & Matt Doyle look at the psychology of investing—exploring concepts like loss aversion, behavioral finance traps, and the emotional biases that make it so hard to hit the sell button. Whether you’re a DIY investor or managing money professionally, understanding why we hold on too long is critical to protecting and growing your wealth.

* Why fear and regret drive poor sell decisions

* The role of loss aversion in behavioral finance

* Strategies for setting disciplined sell rules

* How the best investors overcome emotional biases

* Learn how to take the emotion out of investing and make smarter, more profitable decisions.

👉 Don’t forget to like, subscribe, and share if you found this valuable.

1 - Tax Phobia - Why Investors are Reluctant to Sell Stocks
2- The Challenge of Capital Gains
3 -Younger Investors are Not Afraid to Sell
4 - You Can Always Buy it Back
5 - Gains Are Good - Passing Them Along to Heirs
6 -Linking Positives to the Gains
7 - Taking Advantage of Normal Progression of Companies
8 - Utilizing Charitable Intent w Gains
9 - Donor Advised Funds & Private Foundations
10 - The Zen of Why We Invest
11 - A discussion on Oil & Gas Investing
12 - Dealing with Money Guilt

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=FwYPTOh0PBk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
--------
The latest installment of our new feature, Before the Bell, "Low Volatility Begets High Volatility" is here: 
http://bit.ly/4fTiayV
--------
Our previous show, "Is the Taylor Swift Engagement a Market Event?" can be viewed here:
&t=5s
--------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#InvestorPsychology #BehavioralFinance #StockMarketTips
#InvestingMistakes #WealthBuilding #Taxphobic #InvestingAdvice #Money #Investing


8-29-25 Why Do Investors Hate to Sell

Think you can outsmart the market? 
Many DIY investors fall into the same traps: chasing hype, trying to time the market, concentrating in one hot sector, or lacking patience. Lance Roberts & Jonathan Penn break down five of the biggest mistakes DIY investors make — and why they can derail your financial future. They'll also explore swing trading vs. long-term investing:

* How short-term trading chases quick wins with high risk.
* Why long-term investing builds wealth through discipline, diversification, and compounding.
* The bottom-line difference: Are you surfing market waves or planting financial trees?

If you want to avoid costly missteps and grow wealth the smart way, this discussion is for you.

SEG-1a: Employment Expectations & Revision Repercussions
SEG-1b: Market Correction Could Rapidly Unwind Risky Positions
SEG-2a: Graduation parties & Food Trucks
SEG-2b: DIY Investing - Meme Markets
SEG-2c: The FOMO Factor & Following the Herd
SEG-2d: First Time Investing Mistakes - Bitcoin, Palantir, & Amazon
SEG-2e: When the Herd is Right AND Wrong
SEG-2f: You Cannot Time the Market
SEG-2g: The Goal of Investing
SEG-2h: Don't Be Afraid to Sell
SEG-2i: Portfolio Management & Taxes
SEG-2j: Investing is About Patience

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisors, Jonathan Penn, CFP 

Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://youtu.be/9MJOE0l7L9Q
--------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing #InvestingMistakes #DIYInvestor #SwingTrading #LongTermInvesting #WealthBuilding #Investing #InvestingAdvice #Money #Investing


9-2-25 DIY Investing  & Why Swing Trading Isn't Long-Term Wealth

Thinking about retirement? Think again. 
Lance Roberts & Danny Ratliff present 10 powerful reasons you shouldn’t retire too soon—from financial stability to maintaining purpose and health. But if you do decide to retire, they’ll also show you exactly what steps to take to protect your money, lifestyle, and long-term security.

SEG-1a: How ChatGPT Saved Google in Anti-trust Court
SEG-1b: Why the 50-DMA is Key
SEG-2a: Looking Ahead to Employment Revisions
SEG-2b: Portfolio Risk Management Amid Investor Complacency
SEG-2c: Traders' Performance & Baseball Greats
SEG-2d: Honor Thy Stoploss
SEG-2e: Tariffs + Markets Looking for Reason to Cool Off
SEG-2f: Day Trading is Not a Good Career Choice
SEG-2g: Retirement vs The Big Correction
SEG-2h: Making Mistakes Too Close to Retirement
SEG-2i: What to Do With Debt Prior to Retirement
SEG-2j: Running a Financial Plan
SEG-2k: YouTube Poll - Biggest Concern About Retirement
SEG-2l: Retirement Realities
SEG-2m: Health in Retirement
SEG-2n: Bonus Segment - Lance's Cheat Meal
SEG-2o: Bonus Segment - The Empty Nester's

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisors, Danny Ratliff, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=uHA4ZE7kuHo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
--------
The latest installment of our new feature, Before the Bell, "Is Tuesday's Market Drop the Start of Correction?" is here: 
https://www.youtube.com/watch?v=J09F1Ldd6Lk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "DIY Investing & Why Swing Trading Isn't Long-Term Wealth," is here:
https://youtu.be/9MJOE0l7L9Q
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #20DMA #50DMA #100DMA #200DMA #RetirementPlanning #FinancialIndependence #RetireSmart #MoneyManagement #WealthBuilding #InvestingAdvice #Money #Investing



9-3-25 10 Reasons You Shouldn't Retire

Stock valuations are at extreme levels — some call it a bubble, while others argue the bull market has more room to run. So, who’s right? And more importantly, what should YOU do as an investor?

Lance Roberts & Michael Lebowitz expose the conflicting market narratives and explain why selling everything may not be the smartest move. Instead, they’ll explore how active investing, technical signals, and disciplined risk management can help you capture gains while protecting your portfolio if the tide turns.

👉 Learn why valuations matter but don’t tell the whole story
👉 See how to balance opportunity and risk in a bubble-like environment
👉 Discover the tools to navigate uncertainty with confidence

If you’re feeling anxious about today’s market extremes, this discussion will give you the clarity you need to make smarter financial decisions.

SEG-1a: The Problem with BLS Employment Numbers
SEG-1b: Markets Moving Sideways - Prelude to Pullback?
SEG-2a What is an Option?
SEG-2b: Calls & Puts: The Tesla Example
SEG-2c: Calls & Puts: What Do You Want to Achieve?
SEG-2d: Why Leveraged ETF's Don't Work
SEG-2e: 1-Option = 100-shares
SEG-2f: The Nvidia Trade - A Case Study
SEG-2g: Options Are a Binary Bet
SEG-2h: How to Get Into Trouble in Options
SEG-2i: Options Are a Function of Sentiment
SEG-2j: Options Are Binary
SEG-2k: One More Geeky Thing - Betting on Implied Volatility
SEG-2l: Income ETF's - What You Get vs What You Give Up
SEG-2m: Market Valuations as Tools
SEG-2n: Dealing with Fear-mongering

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
--------
The latest installment of our new feature, Before the Bell, "Markets' Bullish Trend Remains Intact" is here: 
https://www.youtube.com/watch?v=OPN3UX4VjI8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "10 Reasons You Shouldn't Retire (but what to do if you do)...," is here:
https://www.youtube.com/watch?v=uHA4ZE7kuHo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #20DMA #50DMA #100DMA #200DMA #StockMarketBubble #MarketValuations #InvestingStrategy #BullVsBear #ActiveInvesting #OptionsTrading #Calls #Puts #Volatility #InvestingAdvice #Money #Investing


9-4-25 Stock Market Bubble - Extreme Valuations and What Investors Should Do Now

Too many people think financial planning is just about picking investments—but it’s much more than that. A great plan is a living, breathing roadmap that evolves as your life changes. 

Richard Rosso & Jonathan McCarty uncover what makes the perfect financial planning experience—from getting your head straight, to gathering the right documents, to partnering with a fiduciary advisor who looks beyond just returns.

You’ll learn:
 • Why real planning goes far deeper than investments.
 • The documents and data you need to start your journey.
 • How advisors help with behavioral rebalancing—keeping emotions in check.
 • The difference between accumulation and distribution strategies.
 • Why a fiduciary, holistic advisor adds real value to your financial life.
If you want your plan to stay relevant—and not just collect dust in a binder—this episode is for you.

1 - Why Financial Planning is a Loss-leader for most firms
2 - Focus on What You're Doing Right
3 - Coaching the Young
4 - Your Financial Documentary
5 - Trust Fund Baby's & Nepo's
6 - Taking off the Pressure for Your Family
7 - Smaller Estate Tax Exemptions are One President Away 
8 - Financial Planning is a Partnership
9 - How AI is Changing FP
10 - When All Financial Plans Lead to Annuities
11 - The Health Metric in Financial Planning
12 - Aging in Place with Rosie the Robot
13 - Financial Plans Must Change with Your Environment
14 - hat is the Most Importance Part of a Financial Plan for You? (Poll)
15 - Financial Planning w Children & Dearth of Financial Literacy
16 - Financial Planning & Investment Management
17 - Stress-testing Your Financial Plan

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=6QSPJnekS6U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
--------
The latest installment of our new feature, Before the Bell, "Markets' Bullish Trend Remains Intact" is here: 
https://www.youtube.com/watch?v=OPN3UX4VjI8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "Stock Market Bubble? Extreme Valuations & What Investors Should Know," is here:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#FinancialPlanning #WealthManagement #RetirementPlanning #BehavioralFinance #MoneyMatters#InvestingAdvice #Money #Investing


9-5-25 Financial Planning Secrets - Why Your Advisor Should Be More Than a Stock Picker

Lance Roberts explores how the rise of passive index funds and ETFs has reshaped markets, leading to higher correlations across asset classes and eroding the traditional benefits of diversification. Once considered the cornerstone of portfolio risk management, diversification now struggles as capital floods into passive vehicles—concentrating money in the same stocks and sectors.

He’ll break down:

Why diversification no longer offers the same protection.

How passive investing drives market distortions.

The hidden risks behind “set it and forget it” strategies.

What investors need to consider when building resilient portfolios today.

SEG-1a: Economic Trends Continue to Weaken
SEG-1b: Negative Divergence Continues
SEG-2a: The Ugly Reason Behind Portfolio Diversification
SEG-2b: The Correlation of One
SEG-2c: What's in Your ETF?
SEG-2d: 7-Rules for Portfolio Management
SEG-2e: Diversification is Hogwash
SEG-2f: Bashing Keynesian Economic Theories
SEG-2g: The Trouble with Fed Intra-meeting Rate Cuts
SEG-2h: Dollars Needed to Generate GDP

📈 Don’t miss this deep dive into the structural shifts affecting markets and your portfolio.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "Negative Divergence Continues to Concern" is here: 
https://www.youtube.com/watch?v=PIeIdX4aXas&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  
-------
Our Previous Show, "Financial Planning Secrets: Why Your Advisor Should Do More Than Pick Stocks," is here:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
https://www.youtube.com/watch?v=6QSPJnekS6U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #Gold #Oil #Yields #20DMA #PassiveInvesting #Diversification #IndexFunds #StockMarket #InvestmentStrategy #InvestingAdvice #Money #Investing


9-8-25 Why Diversification Is Failing In The Age Of Passive Investing

Thinking about buying Bitcoin but not sure of the best approach? You’re not alone. With so many options—crypto exchanges, ETFs, custodians, and even payment apps—the path can feel overwhelming.

In this episode, we break down the smartest ways to buy Bitcoin while considering security, fees, custody, and long-term investing strategy. Should you buy directly on an exchange, use a crypto wallet, or stick to regulated investment vehicles like ETFs? We’ll walk through the pros and cons so you can make an informed decision that fits your goals.

Whether you’re a beginner or a seasoned investor curious about crypto, this guide will help you navigate the choices and avoid costly mistakes.

📺 Watch now to learn the best ways to safely and effectively buy Bitcoin.
He’ll break down:

Why diversification no longer offers the same protection.

How passive investing drives market distortions.

The hidden risks behind “set it and forget it” strategies.

What investors need to consider when building resilient portfolios today.

SEG-1a: Economic Trends Continue to Weaken
SEG-1b: Negative Divergence Continues
SEG-2a: The Ugly Reason Behind Portfolio Diversification
SEG-2b: The Correlation of One
SEG-2c: What's in Your ETF?
SEG-2d: 7-Rules for Portfolio Management
SEG-2e: Diversification is Hogwash
SEG-2f: Bashing Keynesian Economic Theories
SEG-2g: The Trouble with Fed Intra-meeting Rate Cuts
SEG-2h: Dollars Needed to Generate GDP

📈 Don’t miss this deep dive into the structural shifts affecting markets and your portfolio.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "Market Deviations Continue to Grow," is here: 
https://www.youtube.com/watch?v=2Cbs8NgQjDM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  
-------
Our Previous Show, "Why is diversification failing investors in the age of passive investing?," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketDeviations #NegativeDivergence #MarketCorrection #Gold #Yields #Treasuries #Bitcoin  #RiskManagement #Gold #Oil #Yields #20DMA #BitcoinInvesting #CryptoTips #BitcoinStrategy #InvestSmart #CryptoInvesting #InvestmentStrategy #InvestingAdvice #Money #Investing


9-9-25 The Best Way to Buy Bitcoin

Are we standing at the edge of a recession? Economic data is showing cracks: slowing job growth, weakening consumer spending, and tightening credit conditions. Meanwhile, the Federal Reserve’s policies continue to weigh on growth.

In this episode, Lance Roberts & Danny Ratliff break down the key signals flashing caution, what they could mean for corporate earnings and market performance, and how investors should think about risk management in the months ahead; plus bonus content: Sourdough bread and marriage tips. 

SEG-1a: Jobs Revision and Economic Reality
SEG-1b: Money Flows & Inflation Preview
SEG-2a: Sourdough Baking w Christina & Michelle
SEG-2b: Are We In a Recession - YouTube Poll
SEG-2c: What Does Recession Mean?
SEG-2d: Instead of Predicting, Start Preparing
SEG-2e: When Everyone Agrees...
SEG-2f: Don't Over-react to "Recession"
SEG-2g: What Can You Control?
SEG-2h: Understanding the Risk of Speculation
SEG-2i: What About "Cash on the Sidelines?"
SEG-2j: The Math of Loss vs Compounding
SEG-2k: Don't Forget to Save
SEG-2l: Cash Gives Options
SEG-2m: Happy Wife, Happy Life

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "Money Flows Bolster Markets," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "The Best Way to Buy Bitcoin: Smart Investors Guide," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MoneyFlows #RelativeStrength #CPI #PPI #Inflation #MarketDeviations #NegativeDivergence #MarketCorrection #20DMA #Recession #Cash #Economy #StockMarket #FederalReserve #MarketOutlook #SourdoughBread #MarriageTips #InvestingAdvice #Money #Investing

9-10-25 Are We On the Edge of Recession

Markets and the Fed keep talking about inflation, but what’s really happening? Lance Roberts previews the upcoming CPI, PPI reports, and real-world data to explain why the official numbers don’t always match what you're feeling. From wages and rents to energy prices--is inflation is truly under control, or just hiding in plain sight.

Discover how “disinflation” differs from “deflation,” why Wall Street’s narrative matters for stocks, and what it means for your portfolio.

SEG-1a: Inflation Day - Will Tariffs' Effects Appear?
SEG-1b: What Bond Yields Are Telling About Interest Rates
SEG-2a: Will Markets Have Another 20% Year?
SEG-2b: Inflation Estimates & CPI Components
SEG-2c: Wrapping the Quarter - Buy Backs & Positioning
SEG-2d: The Risk Range Report Explained
SEG-2e: Dealing with Bearish Bias

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "The Best Way to Buy Bitcoin: Smart Investors Guide," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
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Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
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Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
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SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#CPI #PPI #Inflation #MarketDeviations #NegativeDivergence #AI #Nvidia #Oracle #Tech
 #Bonds #BondYields #20DMA #Inflation #FederalReserve #CPI #StockMarket #EconomicOutlook #InvestingAdvice #Money #Investing


9-11-25 There Ain't No Inflation

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track.

From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step.

By focusing on the right goals at the right time, you’ll reduce stress, improve financial security, and set yourself up for long-term success.
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP 
Produced by Brent Clanton, Executive Producer
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Watch today's video on YouTube:
https://youtu.be/XHMHkOAWRIc
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The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
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Our Previous Show, "There Ain't No Inflation," is here:
https://youtube.com/live/KuvJ7KcQU_0?feature=share
-------
Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing


9-12-25 The Essential Hierarchy of Money Goals

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