Stocks are rallying despite weak fundamentals. Lance Roberts & Danny Ratliff examine the real reasons behind the 2025 market surge. Malcom Jamal-Warner and Ozzy Osborne pass; they always come in three's: Who's next? Trumps tariff deal with Japan moves markets momentarily; Meme stocks are back. Negative divergences while markets on the rise signal more potential for market correction (not crash!) Lance & Danny discuss why stocks are up and where the money is coming from. The Roberts' Family Saga - the tale of the new mattress - continues. Why's the market going up: Markets move on speculative activity & narratives (don't watch the news during the day!) Lance & Danny discuss how the news affects forward earnings (think: Enron), and why we have Sarbanes-Oxley. How we manage our portfolios; the Schiller CAPE-10 explained, and mean reversion cycles. 

* NOTE: The Real Investment Show will be 100% digital starting Monday, August 4, 2025. Please be sure you're SUBSCRIBED here to catch each episode! 

SEG-1: Jamal-Warner, Ozzy, & Meme Stocks are Back
SEG-2: Why Are Stocks Up - Where the money comes from
SEG-3a: The Roberts' Mattress Saga 
SEG-3b: Why is the Market Rallying?
SEG-4: How Does the News Affect Forward Earning
 
Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=H_aRMFHXBbE&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2455s
-------
Articles mentioned in this report:
"The Magnificent Seven Are Mediocre"
https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/
-------
The latest installment of our new feature, Before the Bell, "Warning Signs in Negative Divergences," is here: 
https://www.youtube.com/watch?v=m9Yu1BZPLw4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our previous show is here: "Two Dads on Money - Rent or Buy?"
https://www.youtube.com/watch?v=t68v7YNraes&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
-------
Articles mentioned in this report:
"Retail Speculation Is Back With A Vengeance"
https://realinvestmentadvice.com/resources/blog/retail-speculation-is-back-with-a-vengeance/
"Company Buybacks Are Surging"
https://realinvestmentadvice.com/resources/blog/company-buybacks-are-surging/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketRally #MarketRisk #MarketCorrection #MovingAverages #NegativeDivergence #RelativeStrength #Momentum #WhyAreStocksUp #StockMarketRally #InvestorSentiment #MarketMystery #Stocks2025 #InvestingAdvice #Money #Investing

7-23-25 Why Are Stocks Going Up

Why do investors struggle when it comes to selling stocks? 
Richard Rosso & Matt Doyle look at the psychology of investing—exploring concepts like loss aversion, behavioral finance traps, and the emotional biases that make it so hard to hit the sell button. Whether you’re a DIY investor or managing money professionally, understanding why we hold on too long is critical to protecting and growing your wealth.

* Why fear and regret drive poor sell decisions

* The role of loss aversion in behavioral finance

* Strategies for setting disciplined sell rules

* How the best investors overcome emotional biases

* Learn how to take the emotion out of investing and make smarter, more profitable decisions.

👉 Don’t forget to like, subscribe, and share if you found this valuable.

1 - Tax Phobia - Why Investors are Reluctant to Sell Stocks
2- The Challenge of Capital Gains
3 -Younger Investors are Not Afraid to Sell
4 - You Can Always Buy it Back
5 - Gains Are Good - Passing Them Along to Heirs
6 -Linking Positives to the Gains
7 - Taking Advantage of Normal Progression of Companies
8 - Utilizing Charitable Intent w Gains
9 - Donor Advised Funds & Private Foundations
10 - The Zen of Why We Invest
11 - A discussion on Oil & Gas Investing
12 - Dealing with Money Guilt

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=FwYPTOh0PBk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
--------
The latest installment of our new feature, Before the Bell, "Low Volatility Begets High Volatility" is here: 
http://bit.ly/4fTiayV
--------
Our previous show, "Is the Taylor Swift Engagement a Market Event?" can be viewed here:
&t=5s
--------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#InvestorPsychology #BehavioralFinance #StockMarketTips
#InvestingMistakes #WealthBuilding #Taxphobic #InvestingAdvice #Money #Investing


8-29-25 Why Do Investors Hate to Sell

Think you can outsmart the market? 
Many DIY investors fall into the same traps: chasing hype, trying to time the market, concentrating in one hot sector, or lacking patience. Lance Roberts & Jonathan Penn break down five of the biggest mistakes DIY investors make — and why they can derail your financial future. They'll also explore swing trading vs. long-term investing:

* How short-term trading chases quick wins with high risk.
* Why long-term investing builds wealth through discipline, diversification, and compounding.
* The bottom-line difference: Are you surfing market waves or planting financial trees?

If you want to avoid costly missteps and grow wealth the smart way, this discussion is for you.

SEG-1a: Employment Expectations & Revision Repercussions
SEG-1b: Market Correction Could Rapidly Unwind Risky Positions
SEG-2a: Graduation parties & Food Trucks
SEG-2b: DIY Investing - Meme Markets
SEG-2c: The FOMO Factor & Following the Herd
SEG-2d: First Time Investing Mistakes - Bitcoin, Palantir, & Amazon
SEG-2e: When the Herd is Right AND Wrong
SEG-2f: You Cannot Time the Market
SEG-2g: The Goal of Investing
SEG-2h: Don't Be Afraid to Sell
SEG-2i: Portfolio Management & Taxes
SEG-2j: Investing is About Patience

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisors, Jonathan Penn, CFP 

Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://youtu.be/9MJOE0l7L9Q
--------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing #InvestingMistakes #DIYInvestor #SwingTrading #LongTermInvesting #WealthBuilding #Investing #InvestingAdvice #Money #Investing


9-2-25 DIY Investing  & Why Swing Trading Isn't Long-Term Wealth

Thinking about retirement? Think again. 
Lance Roberts & Danny Ratliff present 10 powerful reasons you shouldn’t retire too soon—from financial stability to maintaining purpose and health. But if you do decide to retire, they’ll also show you exactly what steps to take to protect your money, lifestyle, and long-term security.

SEG-1a: How ChatGPT Saved Google in Anti-trust Court
SEG-1b: Why the 50-DMA is Key
SEG-2a: Looking Ahead to Employment Revisions
SEG-2b: Portfolio Risk Management Amid Investor Complacency
SEG-2c: Traders' Performance & Baseball Greats
SEG-2d: Honor Thy Stoploss
SEG-2e: Tariffs + Markets Looking for Reason to Cool Off
SEG-2f: Day Trading is Not a Good Career Choice
SEG-2g: Retirement vs The Big Correction
SEG-2h: Making Mistakes Too Close to Retirement
SEG-2i: What to Do With Debt Prior to Retirement
SEG-2j: Running a Financial Plan
SEG-2k: YouTube Poll - Biggest Concern About Retirement
SEG-2l: Retirement Realities
SEG-2m: Health in Retirement
SEG-2n: Bonus Segment - Lance's Cheat Meal
SEG-2o: Bonus Segment - The Empty Nester's

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisors, Danny Ratliff, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=uHA4ZE7kuHo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
--------
The latest installment of our new feature, Before the Bell, "Is Tuesday's Market Drop the Start of Correction?" is here: 
https://www.youtube.com/watch?v=J09F1Ldd6Lk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "DIY Investing & Why Swing Trading Isn't Long-Term Wealth," is here:
https://youtu.be/9MJOE0l7L9Q
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #20DMA #50DMA #100DMA #200DMA #RetirementPlanning #FinancialIndependence #RetireSmart #MoneyManagement #WealthBuilding #InvestingAdvice #Money #Investing



9-3-25 10 Reasons You Shouldn't Retire

Stock valuations are at extreme levels — some call it a bubble, while others argue the bull market has more room to run. So, who’s right? And more importantly, what should YOU do as an investor?

Lance Roberts & Michael Lebowitz expose the conflicting market narratives and explain why selling everything may not be the smartest move. Instead, they’ll explore how active investing, technical signals, and disciplined risk management can help you capture gains while protecting your portfolio if the tide turns.

👉 Learn why valuations matter but don’t tell the whole story
👉 See how to balance opportunity and risk in a bubble-like environment
👉 Discover the tools to navigate uncertainty with confidence

If you’re feeling anxious about today’s market extremes, this discussion will give you the clarity you need to make smarter financial decisions.

SEG-1a: The Problem with BLS Employment Numbers
SEG-1b: Markets Moving Sideways - Prelude to Pullback?
SEG-2a What is an Option?
SEG-2b: Calls & Puts: The Tesla Example
SEG-2c: Calls & Puts: What Do You Want to Achieve?
SEG-2d: Why Leveraged ETF's Don't Work
SEG-2e: 1-Option = 100-shares
SEG-2f: The Nvidia Trade - A Case Study
SEG-2g: Options Are a Binary Bet
SEG-2h: How to Get Into Trouble in Options
SEG-2i: Options Are a Function of Sentiment
SEG-2j: Options Are Binary
SEG-2k: One More Geeky Thing - Betting on Implied Volatility
SEG-2l: Income ETF's - What You Get vs What You Give Up
SEG-2m: Market Valuations as Tools
SEG-2n: Dealing with Fear-mongering

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
--------
The latest installment of our new feature, Before the Bell, "Markets' Bullish Trend Remains Intact" is here: 
https://www.youtube.com/watch?v=OPN3UX4VjI8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "10 Reasons You Shouldn't Retire (but what to do if you do)...," is here:
https://www.youtube.com/watch?v=uHA4ZE7kuHo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #20DMA #50DMA #100DMA #200DMA #StockMarketBubble #MarketValuations #InvestingStrategy #BullVsBear #ActiveInvesting #OptionsTrading #Calls #Puts #Volatility #InvestingAdvice #Money #Investing


9-4-25 Stock Market Bubble - Extreme Valuations and What Investors Should Do Now

Too many people think financial planning is just about picking investments—but it’s much more than that. A great plan is a living, breathing roadmap that evolves as your life changes. 

Richard Rosso & Jonathan McCarty uncover what makes the perfect financial planning experience—from getting your head straight, to gathering the right documents, to partnering with a fiduciary advisor who looks beyond just returns.

You’ll learn:
 • Why real planning goes far deeper than investments.
 • The documents and data you need to start your journey.
 • How advisors help with behavioral rebalancing—keeping emotions in check.
 • The difference between accumulation and distribution strategies.
 • Why a fiduciary, holistic advisor adds real value to your financial life.
If you want your plan to stay relevant—and not just collect dust in a binder—this episode is for you.

1 - Why Financial Planning is a Loss-leader for most firms
2 - Focus on What You're Doing Right
3 - Coaching the Young
4 - Your Financial Documentary
5 - Trust Fund Baby's & Nepo's
6 - Taking off the Pressure for Your Family
7 - Smaller Estate Tax Exemptions are One President Away 
8 - Financial Planning is a Partnership
9 - How AI is Changing FP
10 - When All Financial Plans Lead to Annuities
11 - The Health Metric in Financial Planning
12 - Aging in Place with Rosie the Robot
13 - Financial Plans Must Change with Your Environment
14 - hat is the Most Importance Part of a Financial Plan for You? (Poll)
15 - Financial Planning w Children & Dearth of Financial Literacy
16 - Financial Planning & Investment Management
17 - Stress-testing Your Financial Plan

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=6QSPJnekS6U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
--------
The latest installment of our new feature, Before the Bell, "Markets' Bullish Trend Remains Intact" is here: 
https://www.youtube.com/watch?v=OPN3UX4VjI8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "Stock Market Bubble? Extreme Valuations & What Investors Should Know," is here:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#FinancialPlanning #WealthManagement #RetirementPlanning #BehavioralFinance #MoneyMatters#InvestingAdvice #Money #Investing


9-5-25 Financial Planning Secrets - Why Your Advisor Should Be More Than a Stock Picker

Lance Roberts explores how the rise of passive index funds and ETFs has reshaped markets, leading to higher correlations across asset classes and eroding the traditional benefits of diversification. Once considered the cornerstone of portfolio risk management, diversification now struggles as capital floods into passive vehicles—concentrating money in the same stocks and sectors.

He’ll break down:

Why diversification no longer offers the same protection.

How passive investing drives market distortions.

The hidden risks behind “set it and forget it” strategies.

What investors need to consider when building resilient portfolios today.

SEG-1a: Economic Trends Continue to Weaken
SEG-1b: Negative Divergence Continues
SEG-2a: The Ugly Reason Behind Portfolio Diversification
SEG-2b: The Correlation of One
SEG-2c: What's in Your ETF?
SEG-2d: 7-Rules for Portfolio Management
SEG-2e: Diversification is Hogwash
SEG-2f: Bashing Keynesian Economic Theories
SEG-2g: The Trouble with Fed Intra-meeting Rate Cuts
SEG-2h: Dollars Needed to Generate GDP

📈 Don’t miss this deep dive into the structural shifts affecting markets and your portfolio.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "Negative Divergence Continues to Concern" is here: 
https://www.youtube.com/watch?v=PIeIdX4aXas&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  
-------
Our Previous Show, "Financial Planning Secrets: Why Your Advisor Should Do More Than Pick Stocks," is here:
https://www.youtube.com/watch?v=QXgmAXNATeU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2
https://www.youtube.com/watch?v=6QSPJnekS6U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #Gold #Oil #Yields #20DMA #PassiveInvesting #Diversification #IndexFunds #StockMarket #InvestmentStrategy #InvestingAdvice #Money #Investing


9-8-25 Why Diversification Is Failing In The Age Of Passive Investing

Thinking about buying Bitcoin but not sure of the best approach? You’re not alone. With so many options—crypto exchanges, ETFs, custodians, and even payment apps—the path can feel overwhelming.

In this episode, we break down the smartest ways to buy Bitcoin while considering security, fees, custody, and long-term investing strategy. Should you buy directly on an exchange, use a crypto wallet, or stick to regulated investment vehicles like ETFs? We’ll walk through the pros and cons so you can make an informed decision that fits your goals.

Whether you’re a beginner or a seasoned investor curious about crypto, this guide will help you navigate the choices and avoid costly mistakes.

📺 Watch now to learn the best ways to safely and effectively buy Bitcoin.
He’ll break down:

Why diversification no longer offers the same protection.

How passive investing drives market distortions.

The hidden risks behind “set it and forget it” strategies.

What investors need to consider when building resilient portfolios today.

SEG-1a: Economic Trends Continue to Weaken
SEG-1b: Negative Divergence Continues
SEG-2a: The Ugly Reason Behind Portfolio Diversification
SEG-2b: The Correlation of One
SEG-2c: What's in Your ETF?
SEG-2d: 7-Rules for Portfolio Management
SEG-2e: Diversification is Hogwash
SEG-2f: Bashing Keynesian Economic Theories
SEG-2g: The Trouble with Fed Intra-meeting Rate Cuts
SEG-2h: Dollars Needed to Generate GDP

📈 Don’t miss this deep dive into the structural shifts affecting markets and your portfolio.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "Market Deviations Continue to Grow," is here: 
https://www.youtube.com/watch?v=2Cbs8NgQjDM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  
-------
Our Previous Show, "Why is diversification failing investors in the age of passive investing?," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MarketDeviations #NegativeDivergence #MarketCorrection #Gold #Yields #Treasuries #Bitcoin  #RiskManagement #Gold #Oil #Yields #20DMA #BitcoinInvesting #CryptoTips #BitcoinStrategy #InvestSmart #CryptoInvesting #InvestmentStrategy #InvestingAdvice #Money #Investing


9-9-25 The Best Way to Buy Bitcoin

Are we standing at the edge of a recession? Economic data is showing cracks: slowing job growth, weakening consumer spending, and tightening credit conditions. Meanwhile, the Federal Reserve’s policies continue to weigh on growth.

In this episode, Lance Roberts & Danny Ratliff break down the key signals flashing caution, what they could mean for corporate earnings and market performance, and how investors should think about risk management in the months ahead; plus bonus content: Sourdough bread and marriage tips. 

SEG-1a: Jobs Revision and Economic Reality
SEG-1b: Money Flows & Inflation Preview
SEG-2a: Sourdough Baking w Christina & Michelle
SEG-2b: Are We In a Recession - YouTube Poll
SEG-2c: What Does Recession Mean?
SEG-2d: Instead of Predicting, Start Preparing
SEG-2e: When Everyone Agrees...
SEG-2f: Don't Over-react to "Recession"
SEG-2g: What Can You Control?
SEG-2h: Understanding the Risk of Speculation
SEG-2i: What About "Cash on the Sidelines?"
SEG-2j: The Math of Loss vs Compounding
SEG-2k: Don't Forget to Save
SEG-2l: Cash Gives Options
SEG-2m: Happy Wife, Happy Life

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Watch today's video on YouTube:
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The latest installment of our new feature, Before the Bell, "Money Flows Bolster Markets," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
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Our Previous Show, "The Best Way to Buy Bitcoin: Smart Investors Guide," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MoneyFlows #RelativeStrength #CPI #PPI #Inflation #MarketDeviations #NegativeDivergence #MarketCorrection #20DMA #Recession #Cash #Economy #StockMarket #FederalReserve #MarketOutlook #SourdoughBread #MarriageTips #InvestingAdvice #Money #Investing

9-10-25 Are We On the Edge of Recession

Markets and the Fed keep talking about inflation, but what’s really happening? Lance Roberts previews the upcoming CPI, PPI reports, and real-world data to explain why the official numbers don’t always match what you're feeling. From wages and rents to energy prices--is inflation is truly under control, or just hiding in plain sight.

Discover how “disinflation” differs from “deflation,” why Wall Street’s narrative matters for stocks, and what it means for your portfolio.

SEG-1a: Inflation Day - Will Tariffs' Effects Appear?
SEG-1b: What Bond Yields Are Telling About Interest Rates
SEG-2a: Will Markets Have Another 20% Year?
SEG-2b: Inflation Estimates & CPI Components
SEG-2c: Wrapping the Quarter - Buy Backs & Positioning
SEG-2d: The Risk Range Report Explained
SEG-2e: Dealing with Bearish Bias

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO 
Produced by Brent Clanton, Executive Producer
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Watch today's video on YouTube:
--------
The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "The Best Way to Buy Bitcoin: Smart Investors Guide," is here:
https://www.youtube.com/watch?v=zhKjbRKNksY
-------
Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#CPI #PPI #Inflation #MarketDeviations #NegativeDivergence #AI #Nvidia #Oracle #Tech
 #Bonds #BondYields #20DMA #Inflation #FederalReserve #CPI #StockMarket #EconomicOutlook #InvestingAdvice #Money #Investing


9-11-25 There Ain't No Inflation

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track.

From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step.

By focusing on the right goals at the right time, you’ll reduce stress, improve financial security, and set yourself up for long-term success.
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP 
Produced by Brent Clanton, Executive Producer
-------
Watch today's video on YouTube:
https://youtu.be/XHMHkOAWRIc
--------
The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: 
https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 
-------
Our Previous Show, "There Ain't No Inflation," is here:
https://youtube.com/live/KuvJ7KcQU_0?feature=share
-------
Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025:
https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/
-------
Articles mentioned in this report:
"Valuations Are Extreme: Navigating A Bubble"
https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/
"Portfolio Risk Management: Accepting The Hard Truth"
https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/
"Meme Markets: Investing vs. Entertainment"
https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/
-------
Get more info & commentary: 
https://realinvestmentadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/

#MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing


9-12-25 The Essential Hierarchy of Money Goals

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7-23-25 Why Are Stocks Going Up

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