The CDIx provides a quarterly overview of the credit landscape in South Africa, combining the widely used CDI with views on the latest credit industry trends as well as commentary on the context within which these trends are observed.

Experian CDIx Q1 2024

The Experian Consumer Default Index (CDI), was designed to measure the rolling default behaviour of South African consumers with Home Loan, Vehicle Loan, Personal Loan, Credit Card and Retail Loan accounts.

The CDIx provides a quarterly overview of the credit landscape in South Africa, combining the widely used CDI with views on the latest credit industry trends as well as commentary on the context within which these trends are observed.

Experian CDIx Q3 November 2024

The Experian Business Debt Index (BDI) combines Macro-economic metrics (like GDP) with Bureau metrics (in the form of Debt Age ratio’s) to provide a view on the prevalent business conditions in South Africa. The metric is demeaned and standardized, so that the BDI value is distributed around zero: A positive BDI signifies ‘Improving business conditions’, whilst a negative BDI indicates that business conditions are deteriorating. The Bureau metrics provide a view on the degree to which debtors are overdue agreed payment terms for invoiced amounts and are referred to as ‘Debt Age Ratio’s’. This data is provided by subscribers to the ‘Portfolio’ product here at Experian.

Experian BDI Q3 2024

The Experian Data Insights Check-In brings you key insights based on the Q4 2024 Consumer Default Index.

Experian CDIx Q4 2024

The Experian Business Debt Index (BDI) combines Macro-economic metrics (like GDP) with Bureau metrics (in the form of Debt Age ratio’s) to provide a view on the prevalent business conditions in South Africa. 

Experian BDI Report Q4 2024

The CDIx provides a quarterly overview of the credit landscape in South Africa, combining the widely used CDI with views on the latest credit industry trends as well as commentary on the context within which these trends are observed. 

Experian CDIx Q1 2024

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