Name: From UI-First to AI-First Applications by Vivek Narayanan 2
Duration: 20 min 18 s
Description: An easy to follow, interview style podcast generated by NotebookLM on the topic “UI-first to AI-first” - The changing landscape of application development

An easy to follow, interview style podcast generated by NotebookLM on the topic “UI-first to AI-first” - The changing landscape of application development

From UI-First to AI-First Applications

Commercial banks are confronting a rapidly shifting landscape as private credit markets grow toward $3.5 trillion and fintech competitors accelerate their offerings with AI-powered tools. Rather than retreating, traditional institutions are doubling down on technology investments and reimagining their commercial lending strategies to compete in this new environment.

"Banks are not short-term thinkers," says Héctor Pagés, SVP and Head of Global Commercial Lending at FIS. "We're not seeing a slowdown in terms of interest or investment from our institutions, in terms of advancing and changing the ways that they're working."

The response from banks has been multifaceted, according to Pagés. Some retail-focused institutions are shifting resources toward commercial lending, while smaller commercial banks are expanding into more complex lending products. Others are adopting an "originate to distribute" model, partnering with private credit firms to spread risk while generating fee income.

This strategic evolution is happening against a backdrop of regulatory uncertainty, tariff fluctuations, and the continued expansion of non-bank lenders into territory traditionally dominated by banks.

Listen to the podcast to learn about how banks are transforming their commercial lending operations through unified technology platforms, the role of AI in automating credit decisions and underwriting processes, and why cloud infrastructure is becoming essential for global scalability. 


Banks reclaim commercial lending through technology and strategic partnerships

Susie Dent’s murder mystery Guilty by Definition (Bookshop|Amazon) includes the word grob, an obsolete word meaning “to in the dark search by the sense of touch,” as when feeling around in one’s pocket for change. http://waywordradio.org

1671-Grob

Susie Dent’s murder mystery Guilty by Definition (Bookshop|Amazon) follows a lexicographer in Oxford who becomes a sleuth of a different kind, seeking the culprit in a long-unsolved killing. A lexicographer herself, Dent includes lots of obscure and obsolete words, such as conjobble, a verb that in the 17th century meant “to eat, drink, and talk.” http://waywordradio.org

1671-Intro-Guilty-by-Definition

League of the Lexicon is a wide-ranging trivia game for language lovers with thousands of questions on all matters linguistic. Creator Joshua Blackburn has also compiled a treasure trove of linguistic delights in a companion volume called The Language-Lover's Lexipedia (Bookshop|Amazon). http://waywordradio.org

1671-Lex-Bag-League-Of-The-Lexicon

out of the void  DICABOR_

Terrorist attack targets jews at Sydney’s Bondi Beach, Rob Reiner and his wife have died, family say, as police investigate apparent homicide, and the public shaming of fantasy football losers.

This Morning with Gordon Deal December 15, 2025

Since returning to the White House for his second term in January 2025, Donald Trump has renewed his “America First” agenda by pursing a transactional approach to diplomacy and a desire to limit the US’ involvement overseas. This in turn is remoulding the global order.

To discuss Donald Trump’s “America First” foreign policy and the US’ place in the changing world order, in October 2025 the Phelan US Centre spoke to Professor Charles Kupchan, Professor of International Affairs in the School of Foreign Service and Government Department at Georgetown University, and Senior Fellow at the Council on Foreign Relations.

This episode was produced by Chris Gilson and Avan Fata.  

Further reading and resources
•	Charles A. Kupchan., No One's World: The West, the Rising Rest, and the Coming Global Turn (Oxford Academic, 2012),
•	Charles A. Kupchan, Isolationism: A History of America’s Efforts to Shield Itself from the World (New York: Oxford University Press, 2020).
•	The promise and peril of Trump's America first – LSE Phelan US Centre event, including links to event video and podcast recording

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The Ballpark will be ten years old in 2026, and we want to hear from you to make the podcast even better, so we’re running a listener survey until 1 November 2025. 

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LSE: The Ballpark | The promise and peril of Trump’s America First with Professor Charles Kupchan

The battle for over health care is far from over. Nathaniel Weixel from The Hill  has the story.

ObamaCare impasse sets stage for January health care battle

Roshan Fernandez from the Wall Street Journal explores the fun in publicly shaming fantasy football losers.

The Public Shaming of Fantasy Football Losers

What happens when no one understands your career choice? Callum Borchers from the Wall Street Journal takes us behind the headline.

From UI-First to AI-First Applications

Vivek Narayanan 2

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