Welcome to Go Gaddis Real Estate Radio. I’m Cleve Gaddis—here to help you move from novice to confident pro so buying and selling real estate can be done with total confidence and without the worry typical of life’s biggest investments.

In this episode, we’re tackling some of the biggest housing myths and budget questions with special guest Matthew Scout, Vice President & Executive Mortgage Loan Originator at Southeast Mortgage. Together, we’ll break down what’s fact, what’s fiction, and what you really need to know about homeownership in today’s market.

We’ll cover:

Is the 28% Rule for housing costs fact or fiction?

Why budgets matter—and how to set one that’s realistic.

The truth about renting vs. owning: where is your money really going?

The hidden costs of owning a home, including taxes and insurance.

What sacrifices you can make without losing your financial stability.

Plus, I’ll share details on our Upside program, designed to help you make confident moves with all the options on the table.

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Housing Myths Busted & Budgets Simplified with Expert Matthew Scout

Cleve Gaddis