When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them

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A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years In When I'm SixtyFour, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis headon, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen Retirement is one of the hallmarks of a prosperous, civilized market economy Yet in America today Social Security is on the ropes Government and employers are dismantling pension security, forcing older people to work longer The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling Ghilarducci takes an unflinching look at the eroding economic structure of retirement in Americaand what she finds is alarming She exposes the failures of pension regulators and the false hopes of

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