Chaunsy Weisensel and John White discuss saving for retirement early and how Gen Z is doing so far, share 9 things you will likely spend less money on in retirement, and examine the Generation-Skipping Transfer Tax.

The Retirement Clinic-7-20-24 – Expenses You May Spend Less on in Retirement

Upstream planning to avoid capital gains taxes on giving of appreciated assets from child to parent is sometimes used, but one must be careful and should be used in limited situations as there are risks.

Gift Of Appreciated Assets To Elderly Parents To Avoid Or Reduce Capital Gains Taxes | 8 - 13 - 24

This podcast discusses the legal proceedings of an appeal against capital gains tax assessments. Gregory Hutchings, a successful businessman, created a limited liability partnership (LLP) to trade shares and subsequently transferred loan notes to it from his company and family trusts. HMRC assessed capital gains tax on the transfers, arguing the LLP was not carrying on a trade or business with a view to profit, making it tax opaque. The Tribunal found that the LLP was indeed carrying on a business with a view to profit, meaning the transfers were capital contributions and no capital gains tax was due. The Tribunal therefore allowed the appeal.

GCH Corporation Ltd And Others v HMRC [2024] UKFTT 00922 (TC)

In this episode, Fisher Investments’ founder and Co-Chief Investment Officer Ken Fisher answers a new round of listener questions. Ken covers the tax efficiencies of capital gains vs dividends, along with how to think about portfolio diversification. He also offers his thoughts on algorithmic trading and lastly, reveals what he believes is the biggest mistakes that investors make.

Visit our episode page, where you’ll find links to more information and resources to help you become a more informed investor. 

And if you have questions about capital markets, investing or personal finance, email us at marketinsights@fi.com. We may use them in an upcoming episode.

Ken Fisher Explains Capital Gains vs Dividends and the Biggest Mistake Investors Make – October 2024

Join Josh Gilbert and Jeff Zufall, Senior Tax Strategist and Wealth Advisor with Capital Advisory Group, as they discuss the latest updates in tax planning. The show covers new tax brackets, standard deductions, and estate tax changes for 2025. They emphasize the importance of year-end tax planning and how strategic financial decisions can help you keep more of your money. Additionally, they explore potential new legislation that could allow pet owners to use up to $1,000 from HSAs or FSAs for veterinary care. Tune in to learn how to navigate the complexities of tax laws and maximize your financial benefits.

2024-11-02 Keep What’s Yours

Mubin and Carl drill down into what was announced in October’s budget. What does it mean for people's living standards, the British economy, and whether we will see an end to stagnation?

The interview

Mubin asks Carl Emmerson, Deputy Director of the Institute for Fiscal Studies, about the October 2024 Budget.

On taxes, the Chancellor raised an extra 40 billion pounds a year. Did she go far enough or did she go too far? And how coherent was it as a tax plan?
On fuel duty, it was quite a surprise there was no change. Does Carl think that showed some of the risk averseness that the government has?  
Carl discusses big tax rises. The Chancellor pledged to no return to austerity. What does this extra tax and borrowing mean for public services?
Some departments, like the NHS and overseas aid, are going to be getting 4-5% increases in spending. And that's going to mean a lot less for other departments, particularly given how much the NHS takes up as a percentage of public spending.
What's actually happening in terms of growth? 
What are the changes on employer's National Insurance contributions. Who will be affected and how? Has the government effectively raised taxes on working people? 
Did the government get it right on the changes made to inheritance tax?
Capital gains tax. We saw the rate increase and it was a modest increase. Was that the right level?
Will the changes to wealth taxation have any significant impacts on people migrating? 
Was there really a fiscal black hole of £22 billion?
The next fiscal event is going to be the spending review. What are we expecting in relation to that?

22. What does the Budget mean for living standards?

On this week’s episode of "Keep What's Yours," hosted by Jeff Zufall, the senior tax strategist and wealth advisor with Capital Advisory Group, Jeff shares insights on tax loss harvesting, capital gains, and the benefits of combining tax and wealth advisory services. The discussion covers strategies for year-end tax planning, the implications of recent Fed rate cuts, and the future of Trump tax laws. The show also highlights the importance of managing Required Minimum Distributions (RMDs) for retirees to minimize tax liabilities and maximize savings. Listeners are encouraged to consult with Jeff to optimize their financial strategies and keep more of their money.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2024-11-23 Keep What’s Yours

This podcast concerns a tax case involving Rupert Grint, an actor, and HMRC. The core dispute centers on whether a £4.5 million sum received by Grint should be taxed as income or capital gains. HMRC argued that a tax avoidance scheme was used to structure Grint's business through a limited company, leading to a charge under section 778 or 779 of the Income Tax Act 2007. Grint contested this, claiming the arrangement primarily aimed for limited liability protection, not tax avoidance. The Tribunal ultimately sided with HMRC, finding the avoidance test was met and the closure notice valid.

Rupert Grint v HMRC [2024] UKFTT 956 (TC)

In this powerful episode of Safer Retirement Radio, Brian Decker and Arrin Wray uncover advanced tax strategies designed to help retirees keep more of what they’ve earned. From Roth conversions that could save you over $1 million in taxes, to estate planning tools that preserve your legacy, this episode is packed with real examples and actionable advice.

You'll learn:
✔️ How Roth conversions can reduce future tax liabilities
✔️ The power of Qualified Charitable Distributions (QCDs)
✔️ Ways to mitigate estate taxes with Irrevocable Life Insurance Trusts (ILITs)
✔️ How to freeze business value to pass future growth tax-free
✔️ The role of AB Trusts in estate planning
✔️ Accelerated depreciation for rental income savings
✔️ Tools to avoid capital gains on high-value assets

📞 Ready to see how these strategies apply to your plan? Call Decker Retirement Planning for a free consultation at (833) 707-3030 or visit https://deckerretirementplanning.com/

Unlocking Tax-Smart Strategies for a Safer Retirement | Episode 127

Aaron Kowal discusses the behavioral investing mistakes made by many investors and shares tax strategies to consider in succession planning. Later, Jeff joins to discuss IRAs and how they are different and shares a tax fraud scheme from the headlines. Then Aaron wraps things up by examining how tax-loss harvesting can be used in tax planning.

The Retirement Clinic-5-31-25 – Behavioral Investing Mistakes

How can we improve financial fairness in the UK? We fund research, campaigning and policy work to tackle financial problems in the UK.

Michael B. Cohen is an elder law attorney whose Dallas law practice focuses on the legal needs of the disabled and elderly, including estate and Medicaid and other public benefits (such as Veterans benefits) planning. He is a frequent speaker on these topics.

Safer Retirement Radio is where you can get the transparency you deserve. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Many investors want a one-stop site to access clear, credible thinking on the markets and investing. Fisher Investments Market Insights was created to address this need, providing succinct, entertaining and savvy thinking on global capital markets. Our goal is to provide discerning investors the most essential information and commentary to stay in tune with what's happening in the markets, while providing unique perspectives on essential financial issues.

With retirement just around the corner, you need a partner you can trust to help navigate the ins and outs of retirement planning.  Whether you’re looking for a final push heading into your retirement, retirement asset management and consolidation, or assistance in transferring business assets to retirement assets, our team’s focus is on helping you realize your vision.

You can listen to the Kowal Investment Group - now Creative Planning, "Retirement Clinic" podcasts, with retirement and investment planning tips and news right here on Soundcloud. **This is a previously recorded show.**

New tracks tagged #Capital Gains