In this episode of the Billion Dollar Podcast, we welcome Tony Leung, a finance professional with over 30 years in the industry. Tony shares his journey from banking to brokering and the lessons he’s learned along the way. With years of experience at Mortgage Alliance, Tony provides advice on mentorship, client-first service, and strategies for work-life balance. Get inspired by his insights on building strong client relationships and succeeding in the mortgage broker industry.

Billion Dollar Podcast #05 - Asif Kasim

In this video, we dive into essential strategies for anyone over 55 who may feel unprepared for retirement. If you're worried about having little to no savings, don't panic – it's never too late to take action! We’ll cover everything from budgeting tips and creative cost-cutting ideas to maximizing Social Security benefits by working longer. Whether you're just starting to think about retirement or you’re looking to optimize your existing plan, these tips can help you make the most of what you have.

For more in-depth articles, guides, and resources, check out my website at ChuckiesCorner.com. I’m also sharing tips on affiliate marketing, ways to earn online, and other strategies for building a strong financial future.

55 and NO RETIREMENT?

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! 

Thanks for joining me for today’s episode, a discussion with Riley of the website CardCenter.cc where you can buy and sell gift cards. We talk about gift card reselling and how points and miles enthusiasts can resell gift cards to accelerate credit card spending to make money and build points balances. This episode was recorded in early October of 2024.

Before today’s episode, some quick announcements. Early bird ticket sales for Zorkfest 2025, a miles, points, and gambling event, are now live at zorkfest.travelzork.com. I spoke at the successful Zorkfest 2024 event and hope to see you at Zorkfest 2025 in Las Vegas. 

I’m also looking forward to other events in 2025 and had a successful 2024 speaking at events with Award Travel 101, Frequent Traveler University, and both Chicago Seminars events. If you’re an event organizer and would like to have me speak at your 2025 event, please contact me.

Visit meetup.com/phillymilesandpoints to RSVP for the monthly Greater Philadelphia Travel: Credit, Miles, and Points meetups I host in Willow Grove, Pennsylvania. The next meetups are on November 17th and December 15th, 2024. Find a link in the show notes.

For more content between podcast episodes, follow Hurdy Gurdy Travel Podcast on Facebook and X, formerly known as Twitter. Follow Justin Vacula on Instagram.

Search Hurdy Gurdy Travel on SubscribeStar.com to financially support my efforts starting at the $5/month tip jar level.

--

Main website, including episode transcripts: https://hurdygurdytravelpodcast.com

Referral links: https://hurdygurdytravel.com/donate-referral-links/

Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/

SubscribeStar: https://www.subscribestar.com/hurdy-gurdy-travel

SoundCloud: https://soundcloud.com/hurdygurdytravelpodcast

Apple Podcasts: https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490

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Stitcher: https://www.stitcher.com/podcast/hurdy-gurdy-travel-podcast

Google Play: https://www.play.google.com/music/listen?u=0#/ps/l5bmuntd4wpvtklvg42ejg42ejg4apiu

Facebook: https://www.facebook.com/HurdyGurdyTravelPodcast 

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Instagram: http://www.instagram.com/justinvacula

Copy and paste the podcast RSS feed -- http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss -- to listen on your favorite podcast-playing platform!

Gift Card Reselling With Riley Of CardCenter.cc

Escolher os investidores ideais e elaborar contratos eficazes são passos fundamentais para startups que buscam crescimento sustentável. Luiz Fernando convida empreendedores a se unirem ao grupo do Telegram da Synchro Finance para obter mais dicas sobre captação de recursos estrangeiros.

Episódio 2: “A Importância de Escolher os Investidores Certos e Assinar os Melhores Contratos”
Objetivo: Discutir como selecionar os investidores ideais e as melhores práticas contratuais para garantir alinhamento e benefícios a longo prazo.

⚠️  Atenção: Devido ao aumento de bots e tentativas de golpes, os comentários estão desativados para garantir a segurança de todos. Para perguntas dúvidas e sugestões, por favor, utilize o grupo no Telegram.

🏦 Credito Internacional & Capital Privado
Synchro Finance: https://t.me/BitcoinBlockBr/41605

Veja aqui a materia completa
https://bitcoinblock.com.br/2024/11/16/capital-estrangeiro-para-empresas-brasileiras-2/

✅  Veja aqui todos os links importantes mencionados no vídeo além de cursos, site de noticias, apoiadores,  documentários e também nossas mídias sociais.
https://linktr.ee/BitcoinBlock  🚀

⚠ Atenção: As análises e projetos mencionados neste canal são destinados exclusivamente para fins de estudo, aprendizado ou expressão de opinião. Não realizamos qualquer indicação de compra, venda ou recomendação de investimento. É crucial ressaltar que a decisão de investir deve ser tomada com responsabilidade e cautela.

É imperativo que você invista apenas em ativos que compreenda profundamente e esteja disposto a assumir os riscos associados. Produtos relacionados a DEFI e Blockchain são extremamente complexos e voláteis. Recomendamos que você avalie minuciosamente todos os métodos de segurança e riscos antes de utilizar esses produtos.

Lembre-se de que investir sempre envolve um nível de incerteza, e a compreensão completa dos produtos financeiros é essencial para tomar decisões informadas. Esteja ciente de que, ao lidar com DEFI e Blockchain, é crucial ter uma compreensão abrangente das características específicas desses ativos, assim como os protocolos de segurança envolvidos.

#credito #capital #bitcoin

A Importância De Escolher Os Investidores Certos

Join me, Kelly Brothers, on a flavorful journey as I sit down with renowned chef Patrick Mulvaney, who shares his captivating story from a traditional Irish upbringing in New York to becoming a celebrated restaurateur in Sacramento. Listen in as Patrick recounts how his college experiences sparked a passion for cooking, leading him to an apprenticeship in Ireland and eventually returning to America as a skilled cook. Discover how Patrick's love for the Sacramento farming community and its year-round growing season inspired him to establish Mulvaney's Building and Loan, a restaurant dedicated to celebrating local farms and farmers.

Experience the richness of Sacramento's agricultural landscape through Patrick's eyes as we explore the city's unique culinary scene. Hear about the amazing quality and proximity of fresh produce that often leaves chefs and visitors in awe. Patrick shares delightful anecdotes, including a memorable dinner with 300 mayors, showcasing Sacramento's bounty. This conversation sheds light on the evolving perception of Sacramento as a culinary hub and Patrick's role in connecting local farmers with the community, emphasizing the importance of supporting the agricultural talents that make Sacramento special.

Finally, we explore the nuances of the restaurant industry and the importance of mental health support within it. Patrick provides insights into the balance between culinary passion and financial oversight, highlighting the mentorship and community spirit that foster new talent. Celebrate the communal spirit of the industry with stories of collaboration, shared success, and the legacy of guidance among peers. This episode promises to be an enriching experience, offering a glimpse into the heart of Sacramento's culinary world and the vision of a chef committed to making a difference.
To learn more about Mulvaney's or to make a reservation, you can visit the website:https://mulvaneysbl.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:

(00:10) Chef Patrick Mulvaney and B&L Restaurant
Renowned chef Patrick Mulvaney shares his journey from traditional Irish upbringing to owning a celebrated restaurant in Sacramento, emphasizing his commitment to local farms and community impact.

(13:38) Sacramento's Agricultural Blessings and Connections
Patrick Mulvaney highlights Sacramento's agricultural richness and role in connecting farmers with the community.

(24:12) Supporting Restaurant Industry Mental Health
Choosing the right advisor and balancing passion and financial oversight in restaurant management, with a focus on mentorship and community support.

(38:54) Sacramento's Slow Food Festival Expansion
Chef Mulvaney shares Slow Food's origins and plans for Terra Madre Americas, promoting agritourism and cultural exchange in Sacramento.

(49:55) Fiduciary Duty and Pricing Transparency
Fiduciary responsibility prioritizes clients' best interests, avoiding high-commission products and promoting transparency in financial advising fees.

Episode 53: Patrick Mulvaney's Flavorful Evolution Celebrates Food, Community and Excellence.

Podcast Summary

Topo Padilla, a remarkable figure with over four decades of experience in the bail bonds industry, joins me, Kelly Brothers, to share his deep insights and personal journey. From his family's pioneering efforts in Sacramento to his reflections on the ethical dilemmas and risks of the profession, Topo offers an engaging narrative that highlights the balance between upholding justice and supporting individuals in their most vulnerable moments. With a rich history spanning generations, the Padilla family has not only weathered the evolving landscape of bail bonds but has also shaped it, providing essential community support through innovative services and unwavering dedication.

As we navigate the shifting tides of California's criminal justice system, Topo addresses the profound impacts of Proposition 47 and the ongoing dialogues surrounding criminal justice reform. He brings into focus the urgent need for a more rehabilitative approach in corrections, advocating for better mental health and substance abuse support. Through his lens, we gain a nuanced understanding of the challenges and changes affecting the industry, from the restructuring of state prisons to the role of private facilities, all while stressing the importance of legislative changes aimed at reducing recidivism and genuinely improving inmate care.

Throughout our conversation, Topo underscores the importance of adaptability in the bail bonds business and shares his strategies for marketing his family-owned enterprise amidst a rapidly changing landscape. His insights on transitioning from traditional advertising to community engagement offer valuable lessons for those in niche industries. Recognizing the vital roles of stakeholders like judges, bailiffs, and law enforcement, Topo expresses gratitude for the collective efforts of those navigating the justice process, highlighting how every contribution shapes the lives of those awaiting their day in court. Join us for an enlightening discussion that offers a fresh perspective on the intricacies of the bail bonds industry and its critical role in our justice system.

To learn more about Greg Padilla Bail Bonds, visit https://www.padillabailbonds.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:00) Understanding the Bail Bonds Industry
Topo Padilla explains the fundamentals of bail bonds, including indemnitors and regulatory oversight, and his passion for the industry's role in the criminal justice system.

(07:10) Generations of Family Bail Bondsmen
Padilla family's legacy in bail bond industry, upholding rights while ensuring court appearances, and generational continuity.

(13:32) Bail Bonds Industry Challenges and Changes
Topo Padilla shares insights on fugitive recovery, tools of the trade, and challenges faced by bail agents in an evolving legal landscape.

(26:29) Reforming the Criminal Justice System
Proposition 47's impact on substance abuse and mental health, efforts to repeal, and need for rehabilitation in California's correctional system.

(33:34) Issues in Criminal Justice Reform
California's prison system shifts to county jails, discussing rehabilitation, privatized prisons, and marketing strategies for a family-owned bail bond business.

(47:04) Recognizing the Role of Bail Bondsmen
Topo Padilla shares gratitude and experiences in criminal justice system, highlighting roles of judges, prosecutors, and law enforcement.

Episode 54: Balancing Justice and the Evolution of the Bail Bonds Industry With Topo Padilla.

Curiosity strikes: How does a beer truck driver become a successful attorney and an NBA liaison? Join me, Kelly Brothers, as I sit down with Paul Bossenmaier, whose journey from the driver's seat to the courtroom offers a fascinating story of career evolution and post-retirement fulfillment. Beyond his legal prowess, Paul brings a unique perspective shaped by years of basketball officiating, proving that passions outside your main career can enhance professional life in unexpected ways.

Through heartfelt anecdotes, Paul shares how nonverbal communication plays a pivotal role in fostering relationships on and off the basketball court. His transition from attorney to NBA liaison and playground monitor showcases a retirement filled with purpose and joy. We hear how Paul’s active engagement in new roles allows him to maintain connections with younger generations, all while enjoying the newfound freedom that comes with financial security.

Explore the art of crafting a purposeful retirement plan with Paul, uncovering how his second act keeps him vibrant and inspired. From inspiring his daughter to follow in his officiating footsteps to sharing valuable retirement planning advice, Paul's story offers a blueprint for anyone seeking a fulfilling life after a long career. Whether you're planning for retirement or simply looking for inspiration, this episode reveals how staying active and maintaining purpose can lead to a rewarding post-career life.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES
(00:00) Paul Bossenmaier's Retirement Success
Paul Bossenmaier's unique career path includes driving a beer truck, practicing law, and officiating basketball games.

(19:20) Communication and Retirement Success
Nonverbal communication in NBA extends beyond verbal interactions, including informal reconciliations and post-retirement activities.

(28:19) Retirement, Financial Freedom, and Purpose
Paul's unique role as playground monitor and NBA liaison, his nickname strategy, and reflections on retirement and purpose.

(35:25) Creating a Purposeful Retirement Plan
Paul's journey from NBA liaison to inspiring his daughter to pursue refereeing, and the importance of a fulfilling second act.

Episode 55: Paul Bossenmaier Shares His Purpose in Redefining Retirement.

What better time to present an encore episode like this than end of year when families are together and can address some of the serious elements that need family input. Not to mention, end of year tax concerns as well!  This is a noteworthy episode for those items that can easily be dismissed. Hope you find the timing helpful.

Imagine inheriting the family vacation home only to find you can't afford the liabilities that come with the gift. That's just one of the critical topics we 'll dissect with Mike Genovese, a financial mastermind from CapTrust, illuminating the shadowy corners of estate planning. Together, we navigate the intricacies of California's Prop 19 and delve into the mechanisms of a Qualified Personal Residence Trust, offering a roadmap for transferring cherished assets to the next generation. Mike then bestows vital wisdom on managing estate and income taxes, the strategic use of spousal exemptions, and the nuanced balance between capital gains and preserving legacy wealth through stock portfolios.

Get your notepad out as we confront the convoluted world of estate planning within the realms of second marriages—a situation that many individuals face. Our episode unravels the complexities of ensuring financial security for a new partner while honoring the legacy intent for children from previous relationships. Mike shares his expertise on bypass trusts, the role of trustees, and the use of specific type trusts for larger estates. The emphasis can't be minimizd for the necessity of crystal-clear communication and precise documentation to smooth the path through the intricate dynamics of blended families.

Wrapping up the episode, the attention turns to business owners pondering their exit strategy, with a deep dive into the advantages of Employee Stock Ownership Plans (ESOPs). For the entrepreneurial spirit looking to reward loyal employees and ensure the longevity of their life's work, our discussion on ESOPs reveals a tax-efficient method of business succession. Mike and I dissect the financial mechanics, regulatory intricacies, and the tangential benefits of selling a company to those who know it best—the employees. This episode is as much a masterclass; as it is a tutorial for navigating the financial implications of life's transitions.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore Episode:Your Family's Future; Preserving the Legacy with Mike Genovese

What if the economic downfall of your hometown sparked a journey that led you to revolutionize a city's future? Barry Broome, president and CEO of the Greater Sacramento Economic Council, shares his incredible story of transformation from the industrial heartland of Ohio to spearheading economic development in Sacramento. Growing up amidst the collapse of the manufacturing industry, Barry's early life in steel mills and unions shaped his unique outlook on economic revival, inspiring him to pursue higher education and, ultimately, a career dedicated to revitalizing regions like Sacramento.

Our conversation uncovers the importance of civic leadership in breathing new life into cities once on the brink of economic despair. Learn how Barry draws inspiration from the rejuvenation of places like Pittsburgh and Cleveland, and discover how his unexpected move to Sacramento opened up opportunities for innovation and strategic growth. With personal anecdotes and strategic insights, Barry illustrates how local leaders are transforming Sacramento into a burgeoning hub for science, technology, and the arts, fueled by significant investments and initiatives like the Growth Factory and Aggie Square.

Sacramento's vibrant cultural and economic evolution is at the forefront as we explore the city's growing reputation in sports, healthcare, and technological innovation. From the success of the Sacramento Kings to the potential of hosting a Major League Baseball team, Barry envisions West Sacramento as a viable option for expanding the city's sports franchises. As we wrap up the episode, Barry's passionate advocacy for Sacramento's future highlights the region's readiness to become a world-class destination for enterprise and community development. This insightful journey into the heart of Sacramento's transformation is as inspirational as it is informative.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

(00:00) Economic Development and Working Class Roots
Barry Broome's journey from working in steel mills to promoting economic development in Sacramento.

(10:03) Civic Leadership and Economic Development
Civic leadership and strategic planning drive economic revitalization in cities like Pittsburgh, Cleveland, and Detroit, while family and community influence relocation decisions.

(20:06) Sacramento's Economic Development Potential
Sacramento's potential as a science and engineering hub, revitalizing industries, initiatives like Growth Factory and Aggie Square, and investments in future technologies.

(31:43) Sacramento's Economic and Cultural Growth
Sacramento's growth is driven by major investments, healthcare developments, and sports, with potential for MLB expansion.

(39:33) Sacramento's Enterprise and Investment Growth
Sacramento's sports and entertainment scene is thriving, with the Golden 1 Center's success and potential relocation of the Athletics, highlighting community commitment and political will.

(48:12) Barry Broome's Vision for West Sacramento
West Sacramento's potential for securing a MLB team, emphasizing community support and revenue from TV rights, merchandising, and fan experiences.

Episode 56: Sacramento's Blueprint for Transformation with GSEC's Barry Broome.

Gain valuable insights into retirement planning with Brian Decker as he reflects on 2024 market trends and shares strategies to navigate the financial landscape of 2025. Discover how Fed rate cuts impact markets, bond fund risks in a low-interest-rate environment, and why small caps and banks stand to benefit.

Learn actionable tips on tax minimization, Roth IRA conversions, and portfolio updates to optimize your retirement plan. Brian also addresses geopolitical risks, supply chain challenges, and the importance of a diversified, risk-managed portfolio.

Take charge of your financial future with advice tailored to help you maximize after-tax income and find peace of mind. Schedule your complimentary consultation with Decker Retirement Planning today!

Reflecting on 2024 and Preparing for 2025 | Episode 121

Discover the 10 hidden tax breaks every taxpayer needs to know in this engaging and educational audiobook. Whether you’re a business owner, a family, or an individual taxpayer, this guide reveals practical strategies to reduce your tax bill, maximize your refund, and keep more of your hard-earned money. Learn how to organize for tax season, avoid common mistakes, and take advantage of year-round tax-saving strategies.

Presented by Ibrahim Mohammed, MBA, of IAM Accounting LLC, this audiobook offers clear, actionable advice to simplify tax preparation and unlock hidden savings.

Key Topics Covered:
	•	Tax season survival essentials
	•	10 hidden tax breaks you might be missing
	•	Pro tips for filing efficiently
	•	Post-tax season strategies to reduce your tax liability year-round

Take control of your taxes and start saving big today!

10 Hidden Tax Breaks Every Taxpayer Needs (AUD).MP3

By keeping a record of all the bills and invoices, conducting invoice auditing, and managing their payroll control effectively, one can ensure a successful bookkeeping operation for their freight transportation business. Read the post here: https://bit.ly/40bA48S

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🎯 Buck$ Outside the Box: Conventional Money Advice is Wrong

Discover why we're transforming Live Off Rents into a groundbreaking series challenging everything you think you know about money and investing. Join Brian Davis and Deni Supplee, founders of Spark Rental, as they introduce their revolutionary new show "Buck$ Outside the Box: Uncommon Sense for Unconventional Investors."

🕒 TIMESTAMPS:
0:00 - Introduction & Rebranding Announcement
0:42 - Why We're Changing Direction
1:15 - New Show Format
1:45 - Upcoming Episode Topics
2:30 - How to Stay Connected

📝 EPISODE HIGHLIGHTS:
• Two 5-10 minute episodes weekly
• Myth-busting popular investment beliefs
• Deep dives into index funds, asymmetric returns
• Unconventional living and investing strategies

🔗 RESOURCES:
Free Investment Resources: https://sparkrental.com/free
Email Us: support@sparkrental.com

👉 WHAT'S NEXT:
• Coming Up: The truth about index fund diversification
• Future Episodes: Asymmetric returns deep-dive
• Special Feature: Living at resorts vs. US cities cost comparison

🎯 SUBSCRIBE to join our community of unconventional investors and get notified when we release new mind-bending episodes twice weekly!

💡 ABOUT US:
Spark Rental founders Brian Davis and Deni Supplee are here to challenge conventional wisdom and transform your approach to investing. We bring fresh perspectives to help you think critically about money, investing, and building wealth.

#UnconventionalInvesting #MoneyMindset #WealthBuilding #RealEstateInvesting #FinancialFreedom

🎯 Buck$ Outside the Box: Conventional Money Advice is Wrong

Experience the inspiring journeys of Rachel Zillner and Kierstan DeLong as they share their paths to leadership. From Rachel's entrepreneurial spark, kindled by her father's business endeavors, to Kierstan's passion for communication shaped by her upbringing, this conversation promises insights into the minds behind the new ownership of RSE—a leading marketing and communications agency. Combining Rachel's innovative spirit with Kierstan's global agency experience, they highlight their strategic vision to lead RSE and the RADZ group of brands into a new era of success.

Our discussion further unfolds as we explore the multifaceted services of RSE, a powerhouse in marketing and social impact. Discover how the agency leverages its creative and digital teams to showcase positive contributions from both government and corporate sectors. As we introduce the RADZ group, including brands like Clutch and Frequency Co-Working, the conversation gets even more exciting with a prediction of how AI is set to influence future endeavors. We'll uncover the elements that make these women leaders of innovation and community collaboration.

Balancing work and personal life takes center stage as Rachel and Kierstan share candid stories about integrating motherhood with leadership roles. They emphasize how parenting can enhance executive skills and reflect on the role of community support. Hear how Sacramento's vibrant community plays a crucial role in their journey, countering any negative perceptions with personal experiences. Listen for invaluable advice on embracing opportunities, choosing positivity, and the non-linear nature of growth—told with passion and enthusiasm by two dynamic women making significant impacts in the Sacramento business world.

You can learn more about The RADZ Group at www.theRADZGroup.com
To learn more or inquire about services from RSE, visit www.rs-e.com
For more information about CLUTCH, visit www.connectwithclutch.com

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:(00:00) Female Entrepreneurs Discuss Business Journey
Rachel and Kierstan bring strategic vision to revitalize RSE, blending global experience with a women-led legacy.

(15:07) Exploring Future Business Trends With AI
RSE offers comprehensive marketing services, specializing in social impact and government partnerships, with a focus on AI's future impact.

(29:14) Balancing Work and Motherhood in Sacramento
Parenting and career integration, community impact, involving children in business, empathy for young professionals, and pride in fostering future generations in Sacramento.

(42:13) Embracing Opportunities and Growth in Business
Seizing opportunities, taking risks, and choosing positivity drive meaningful work and make a positive impact.

Episode 57: Rachel Zillner and Kierstan DeLong-The Vision for RSE and The RADZ Group Portfolio.

Summary

In this conversation, Josh Abner Vizcay and MMA Mathematician discuss the multifaceted approach to betting on MMA fights, emphasizing the importance of mental health, decision science, and financial strategies. They explore the psychology behind sports anticipation, analyze upcoming fights, and share insights on how to make informed betting decisions. The discussion also touches on the valuation of the UFC and the significance of learning from losses in both sports and life. In this episode, the MMA Mathematician and Josh Abner Vizcay delve into a series of fight predictions for an upcoming UFC event in Australia. They analyze various matchups, discussing the fighters' strengths, weaknesses, and the implications of fighting in a home country. The conversation also touches on the concept of fairness in judging fights, the importance of statistics in betting, and the excitement surrounding debut fighters. As they explore each matchup, they provide insights into their betting strategies and the potential for live betting opportunities. The episode culminates in a discussion of the main event rematch between Sean Strickland and Dricus Du Plessis, highlighting the stakes and the fighters' previous encounter.

Crack The Code UFC Guru James Harris

Brennan Logan Brown, a visionary entrepreneur blending finance, sustainability, and innovation, shares her top strategies for making a lasting impact on the planet. From investing in blue carbon solutions to adopting regenerative real estate practices and leveraging AI-driven sustainability tools, these insights will help you rethink how you approach business, investments, and everyday choices. Whether you're an entrepreneur looking to integrate eco-conscious strategies, an investor seeking high-impact solutions, or simply someone passionate about protecting our planet, this article will give you the knowledge and motivation to take meaningful action. 

Brennan Logan Brown Shares Top Strategies for a Sustainable Future

Business leadership expert Doug Lipp takes center stage in this episode as we explore his fascinating journey from Sacramento to Tokyo Disneyland and beyond. Doug's unexpected passion for Japanese culture, ignited in high school, not only shaped his education but led to pivotal moments in his career, like his internship and subsequent role with Disney in Japan. Our shared memories of a unique trip to Japan, coupled with Doug's linguistic prowess and cultural insights, set the stage for a rich discussion on cross-cultural communication and leadership.

The conversation uncovers the strategic triumphs and challenges of Tokyo Disneyland, from its opening in 1983 to its innovative responses to weather and cultural dynamics. We explore Doug's career trajectory within Disney, reflecting on his impactful role at Disney University and the broader challenges of maintaining operational excellence and cultural cohesiveness across the brand's global presence. Doug's anecdotes about Disney's foundational leadership principles and customer service philosophy provide invaluable lessons on human interaction's enduring importance, even in a tech-driven world.

Transitioning from Disney's corporate world to founding the Intercultural Relations Institute, Doug shares insights into the complexities of cross-cultural leadership and the importance of maintaining simple yet powerful messages within organizations. The episode concludes with a focus on Doug's significant contributions through his books and YouTube channel, encouraging listeners to explore his work further. His journey is a testament to the power of passion and insight in shaping successful leadership and cultural understanding, offering listeners a blend of inspiration and practical wisdom.

To learn more about Doug Lipp, his company and the Intercultural Relations Institute, simply click on the link to his website. https://www.douglipp.com/

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/
CHAPTER SUMMARIES
(00:00) Doug Lipp
Doug Lipp shares his journey from Sacramento to Japan, sparked by a high school class and leading to a career at Disney.

(13:27) Tokyo Disney Opening and Leadership Transition
Tokyo Disneyland's success, challenges, strategic location, and post-WWII cultural dynamics are discussed in relation to my career trajectory at Disney.

(18:38) Disney University and Leadership Challenges
Disney University's role in maintaining culture and training employees, challenges faced by Disney, and personal journey from Disney to consulting.

(25:18) Disney Leadership and Cultural Challenges
Transitioning from Disney to Intercultural Relations Institute, leadership training, Walt Disney's approachability and authority, and employee engagement.

(35:48) Customer Service and Leadership Evolution
Leadership and customer service require a balance of technology and personal engagement, as seen in Disney and AutoZone's success.

(46:14) Doug Lipp's Books and YouTube Channel
Doug Lipp, a distinguished business leader and author, shares valuable insights on leadership and his extensive work in the Sacramento area.

Episode 59: Cross-Cultural Leadership the Disney Way with Doug Lipp.

Climate change threatens agriculture in Nigeria, causing Lake Chad's 90% shrinkage, reduced maize cultivation, and 2025 challenges like floods, pests, and economic losses. Urgent climate action is vital for food security and sustainable growth.

Nigeria Farms Battle Harsh Climate Crisis

The top stock trading app for beginners in India has an easy-to-use interface, minimal brokerage charges, and study material. The apps Zerodha Kite, Groww, and Upstox have an easy-to-use interface, live data, and demo capabilities, making it easy and convenient for new investors to invest in the stock market and begin trading.
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📍 How to Make Your Mark in Any Industry
🎙️ Weekly interviews with entrepreneurs
⭐️ Hosted by Joe White & Cain Daniel
💎 Founders of Remic

Based in Santa Rosa Beach, Florida, Brennan Logan Brown is a forward-thinking entrepreneur dedicated to finance, sustainability, and innovation. With a background in business valuation at Deloitte and real estate finance at Thaden Capital, Brennan Logan Brown founded TIDAL CARBON, pioneering blue carbon credit solutions. A CFA Level III Candidate, she blends financial expertise with ecological restoration. She also empowers women through Blonde Guru, a mindset and business coaching platform. Looking ahead, Brennan is developing Visionaire, an AI-powered app launching in 2025, to revolutionize business strategy. Her work continues to bridge economic growth with environmental responsibility, shaping the future of sustainable finance and technology-driven entrepreneurship.

Bitcoin Block | Notícias & Blockchain
https://linktr.ee/bitcoinblock

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Doug Spencer is a retired professional currently based in Hurtsboro, AL. With a rich passion for faith in Christ, Doug enjoys discussing success, life's journey, and leaving a lasting legacy for future generations. He is an avid swimmer, tennis player, and sports enthusiast, particularly in basketball and football. Doug has also been playing chess for over 40 years and is always looking to improve his game.

In addition to his love for sports and strategy, Doug focuses on growing his sales, particularly through selling eBooks and building an online presence. He's currently working on a podcast for his website, 4lifesucces.co.education, sharing insights and wisdom on topics like faith and success. He also manages an email list focused on helping others make money online and is in the process of creating a new guide for his audience.

Ask yourself / who is making you money ?
The ESBC Sports Betting Podcast is a podcast focused on sports betting and handicapping, hosted by Steve "ESBC Guru" and "The Prognosticator." The podcast features
quantifiable value of all the games for free with logic. Then feature  discussions on NFL, College Football, , College Basketball, major horse racing and NBA Playoffs  as analysis of betting trends and strategies. The hosts offer insights and predictions on upcoming games and events, with the goal of helping listeners make informed decisions when placing bets. The podcast also includes guest interviews with experts in the sports betting industry, and occasional episodes covering topics such as bankroll management and sports betting psychology. The ESBC Sports Betting Podcast is available on various podcast platforms, including Apple Podcasts, Spotify, and Google Podcasts.
Bet The Process This is the CNBC Bloomberg Fox Business Of Sportsbetting

Making the lives of Sports fans better by giving them free actionable complete comprehensive information on every game to build their bank rolls 

The same process using decision science and math  you use to pick and investment is the same process you use to pick the teams that has the highest probability of monetizing your time watching the game 

Impossible to process all the information without collaboration

We are betting $1000.00 on every game we pick 

This is where Sportsbetting meets finance & wealth concepts education CNBC : Bloomberg of Sports betting 

We give out for free ; every play on every game 

 This Podcast is about  monetizing the sports betting market. We give the picks but also teach you how to make the picks yourself 

NFL Fundamental- Technical analysis from a betting standpoint to take advantage of inefficiencies in the market 

We do not need your money because we make money betting on the games ourselves ; but accept tips as a sign of good will 

Exactly one drink on us when you see you at the Sports Book 

In addition we teach you business and financial concepts 

70% Winning percentage is our historical average  - 52.5% is break even:
We provide  NFL NBA College Football Major League Baseball Sports betting  For Free
 Full Transparency  picks on a live spreadsheet before the games 
We give Actionable advice.
 Edutainment 
We interview NFL And upper level College Football and basketball coaches to get insight into the sports we cover 

We Use Business & Financial Concepts To Monetize Inefficiencies In The Sports Betting  Market

We Manifest making money watching Sports having fun
Raw Honest Educated Real Talk 

52% is break even. We are at 70 to 80%.  Very few others are. And those who achieve that percentage do not share every pick for free; on all the games 

Consistent profit; we multiply money: giving us the the benefit of compounding interest on our money or bank roll. The gap between 52.5% and 70 to 80% 

NO RECESSION ZONE - We have benefit from this process for 12 years. My wife only buys gas through betting money
We are the “real” Bloomberg ,CNBC and Fox Business Of Sports-betting 

For Free Full Transparency  picks on a live spreadsheet before the games
Went to high school with Florida State Football color man William Floyd who won a National title at Florida State & then a Super Bowl with Jerry Rice and Steve Young with the San Francisco 49ers 

And Tom Carter NFLPA won a national title with Lou Holtz and played 10 years in the NFL:

Travel the world at next to no cost with credit card rewards!

You don't need to be rich to invest in real estate. And you don't need to become a landlord either. In quick 5-20 minute bites, learn how to invest small amounts in passive real estate investments such as syndications, notes, and funds. We also cover how to buy properties actively if you do want to invest in real estate as a side hustle. With enough passive income, you reach financial independence — and your day job becomes optional.

At various points in his 30-year broadcast career, Kelly Brothers has anchored the No. 1 evening newscast in Sacramento on KCRA 3 and the No. 1 morning news show on News 93.1 KFBK. He is currently a Principal and Advisor at CAPTRUST, based in Sacramento.  For the program, Kelly serves up some of the most succulent stories from our region about people, places and things that impact the community and your financial well being. I'm sure there will even be a few tasty surprises here and there, when the recipe is right. The goal is to have you learn, think, even laugh a little bit, all calorie free. Hopefully you'll enjoy what he's delivering right to your kitchen table or dining room or... will you be eating in your car, wherever you choose to listen.

New tracks tagged #finance,