Join me, Kelly Brothers, for an insightful episode featuring Jeff Phelan, a seasoned real estate developer from Sacramento, as he shares his incredible journey from humble beginnings to building a near-national development company. Listen in as Jeff recounts his early interest in construction, sparked by hands-on summer jobs in Redding, California, and the pivotal role a neighbor, Jim Lenane, played in his career by connecting him with initial opportunities. This episode is a testament to the power of hard work and mentorship, highlighting the importance of instilling a strong work ethic in the younger generation.

Jeff Phelan also opens up about the complexities of working for a publicly traded company, his departure from DCT, and the challenges of balancing extensive travel with family life. Discover how Jeff's return to his entrepreneurial roots led to the strategic expansion of Phelan Development across the U.S., with a keen eye on emerging markets like Portland, Oregon. Gain valuable insights into the differences between publicly traded and private companies, and why Jeff prefers the latter.

Finally, we explore various real estate trends and the intersection of real estate development with family values and parenting. Jeff discusses the benefits and challenges of different real estate classes, such as office buildings, warehousing, and retail spaces, and shares lessons learned from the Great Recession. We also look into the importance of hands-on experiences for personal growth, the balance of affluence with life's challenges, and succession planning in real estate, including Jeff's perspective on nepotism and preparing the next generation for leadership. This episode is a rich blend of professional insights and personal reflections that really emphasize the true nature and character of who Jeff really is.
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com

Episode Highlights(02:46 - 04:37) Career Path Influenced by Generous Mentor
(11:12 - 12:12) Challenges of Entrepreneurship During Economic Downturn
(17:32 - 19:08) Evaluating Potential Real Estate Markets
(24:25 - 26:13) Real Estate Challenges and Opportunities
(31:11 - 32:39) Strength and Confidence in Logistics Industry
(32:40 - 34:27) Challenges of California Real Estate

Episode Chapters(00:00) Building a Real Estate Development Company
Jeff Phelan's journey from humble beginnings to real estate success, influenced by mentorship and the evolving landscape of the trades.

(12:48) Expanding Real Estate Development Company
Jeff Phelan's journey from a publicly traded company to restarting his own company, and the strategic expansion of Phelan Development across the U.S. with a focus on emerging markets.

(25:02) Analyzing Commercial Real Estate Trends
Office buildings have high expenses and tenant turnover, retail is competitive, and warehousing is stable and essential.

(36:02) Parenting and Success in Real Estate
Real estate development, family values, and parenting intersect with hard work, resilience, and fostering communication and connection within families.

(42:39) Succession Planning in Real Estate
Nepotism can negatively impact business success, but family involvement can be positive if they have the skills and experience.

Episode 43: Mentors, Markets and Family; Why Jeff Phelan is the Real Estate Success He Is Today.

"In this episode, Brian Davis, co-founder of Spark Rental, sits down with Zach Lemaster, the founder of Rent to Retirement, to discuss turnkey properties and why they are an attractive option for real estate investors. Zach breaks down what turnkey real estate really means, the benefits of investing in turnkey properties, and how Rent to Retirement helps investors build a diversified real estate portfolio with ease. If you're a busy professional or just getting started in real estate investing, this conversation is for you. Learn how you can invest in high-cash-flow properties without the hassle of managing them yourself.

Key Highlights:

What are turnkey properties?
Benefits of turnkey investing
How Rent to Retirement supports investors
Building a long-term real estate portfolio
For more information, visit Rent to Retirement or text REI to 33777 to connect with their team. Don't forget to rate and review our show!"

Ep. 236: Turnkey Properties Explained: Why Real Estate Investors Love Them

What happens when a family-owned grocery store becomes a community cornerstone for over seven decades? Listen as Darell Corti of Corti Brothers shares the incredible journey of this Sacramento icon, from its modest beginnings in 1947 to its staunch commitment to customer-focused service today. Explore the roots of Little Italy in Sacramento and understand the profound cultural impact of the Italian-speaking network centered around St. Mary's Parish Church.

Hear heartwarming stories of multi-generational customer loyalty, including memorable interactions with notable figures like Greg Popovich, Coach of the San Antonio Spurs.  Darrell opens up about his early start in the family business and the evolution of Corti Brothers through various locations and industry changes. Discover why human interaction remains vital in retail amid a growing trend toward automation, and dive into the significance of family-run businesses in maintaining community ties.

As we look forward, Darrrell, now 82, offers wisdom on sustaining a unique grocery store in a competitive market. He shares his passion for the wine business and reflects on his travels to Europe in search of unique vintages. Looking ahead, we even have an insightful discussion on climate change's impact on agriculture and its far-reaching effects on the food industry. You'll be sure to come away from this episode with a rich history of a Sacramento icon, personal anecdotes, and thought-provoking reflections on America's relationship with food.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:10) Corti Brothers
Darrell Corti shares the history of Corti Brothers, a family-owned grocery store in Sacramento's Little Italy, highlighting their cultural significance in the community.

(04:45) Corti Brothers Family Grocery Legacy
Corti Brothers' rich history as a family-owned grocery store in Sacramento, from its Italian immigrant roots to its current location on Folsom Boulevard.

(13:26) Legacy Grocery Business Traditions
Darrell Corti of Corti Brothers shares stories of customer loyalty and the importance of human interaction in retail.

(25:46) Corti Brothers and the Future
82-year-old Darrell Corti shares his experience in the wine business, including travels to find unique wines and the challenges of staying competitive.

(36:11) Climate Change and Culinary Predictions
Disinflationary impact of bulk purchasing, food waste, food insecurity, climate change's effect on agriculture, and personal food preferences.

(47:51) Fiduciary Investment Advisory by CapTrust
Fiduciary duty prioritizes clients' best interests and transparency in pricing is important for understanding fees and value received.

Episode 44: Timeless Traditions - The Enduring Legacy of Corti Brothers With Darrell Corti

Join me, Kelly Brothers, as I chat with Cecily Hastings of "Inside Publications" and "Inside Sacramento" and explore her inspiring journey from Ann Arbor, Michigan, to becoming a prominent publisher in Sacramento. Cecily recounts her upbringing in a vibrant neighborhood and her multidisciplinary design education from the University of Michigan. Moving from a career in commercial interior design and office furniture sales in the San Francisco Bay Area to Sacramento, she shares the challenges of making new friends before social media and her deep involvement in local community and city government, including founding a neighborhood association to address issues at McKinley Park.

Listen as Cecily discusses her transition from a design-focused professional to a community newspaper publisher in East Sacramento. Initially hired to write articles with no prior experience, Cecily's innovative business model provided free newspapers to every household and tailored a simple advertising system for small businesses. Utilizing guerrilla marketing strategies, she effectively connected local businesses with their immediate community, overcoming the challenge of Sacramento's dispersed commercial areas. This approach led to the successful establishment and growth of Inside Sacramento, which continues to thrive today.

We also explore the evolution of Inside Sacramento's content focus and Cecily's dedication to advocacy and community journalism. Shifting from highlighting arts and small businesses to addressing the deteriorating state of Sacramento's budgets post-Great Recession, Cecily founded the nonprofit Friends of East Sacramento to restore local landmarks. Her publication now addresses pressing issues such as homelessness and accountability in nonprofit funding. Cecily's strategy of hiring community-engaged individuals underscores the importance of grassroots journalism and proactive citizenship, serving as an inspiring model for community-based advocacy.

You can reach Cecily at cecily@insidepublications.com

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Chapter Summaries
(00:00) Business Growth and Community Involvement
Cecily Hastings shares her journey from Michigan to becoming a successful publisher in Sacramento, emphasizing community engagement and volunteer work.

(09:44) Expanding Community Newspaper Through Strategic Advertisements
Cecily Hastings' journey from design professional to community newspaper publisher, innovative business model, successful establishment and growth of Inside Sacramento.

(27:38) Local Newspaper Expansion Strategies
Nature's journey of building a local publication business with a delayed website, part-time employees, cautious expansion, and proving skeptics wrong.

(35:40) Advocacy and Community Journalism
Cecily Hastings' publication, Inside Sacramento, shifted focus to advocacy for local communities, addressing homelessness and lack of nonprofit accountability.

(46:05) Community Advocacy and Grassroots Journalism
Community-based journalism emphasizes community involvement, grassroots mindset, and proactive citizenship for impactful reporting.

Episode 45: Cecily Hastings "Inside Publications"  is a Grassroots Growth Success Story.

Join your host, Kelly Brothers, as he introduces two young, dynamic certified financial planners (CFPs) from CAPTRUST's Sacramento office, Lauren Ralston and Kathryn McCall. Together, they dive into a variety of financial topics relevant to the local community, ranging from the importance of financial literacy, effective budgeting strategies, and insurance needs, to preparing for retirement and managing inherited assets. The conversation covers practical advice on financial planning, estate planning, and the implications of tax laws, making complex financial concepts accessible and engaging for a diverse audience. The experts also stress the significance of starting financial planning early, involve the family in financial discussions, and the unique challenges of aging parents. 

You can reach Lauren or Kathryn through the CAPTRUST website by visiting: https://www.captrust.com/locations/california/sacramento-ca/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlights:
00:00 Welcome to Bite-Sized Finance
00:47 Meet the Young CFPs: Lauren Ralston and Kathryn McCall
01:28 Lauren Ralston's Financial Journey
03:13 Kathryn McCall's Path to Financial Planning
05:03 Diving into Listener Questions
06:21 Retirement Planning: Consolidation and Simplification
08:06 The Role of Financial Advisors
18:45 Life Insurance Essentials for Young Families
22:56 Helping Your Child with a Down Payment
26:00 Introduction and Q&A Format
26:27 Preparing for Aging Parents' Care
33:07 Financial Planning for Inherited IRAs
39:12 Budgeting and Emergency Funds
42:41 Financial Literacy for High School Students
47:06 Final Advice and Closing Remarks

Episode 46: Your Financial Future Through the Eyes of a Newer Generation of Advisor.

Join us - Wisdom4Humanity - at: 

https://www.patrickmosher.com/join-us

Learn Deeply & Continuously,

Patrick

Unlock Your Potential: The Power of 'Ambitiously Possible' Thinking

Curious about what makes a top broker tick? Join us for a captivating conversation with Todd Sanfilippo, a celebrated industrial broker crowned Broker of the Year by the Sacramento Association of Commercial Real Estate. Todd shares his inspiring journey from a childhood steeped in real estate in San Jose to becoming a leading figure in Sacramento's commercial property market. Discover how pivotal choices, like opting for a research role at CBRE over a secure position at AT&T, and the influence of his personal life, including meeting his future wife, led him to redefine success in the industry.

Gain insider knowledge as Todd opens up about his transformative 35-year career at CBRE, from his early days in a research role to thriving as a commissioned broker. He emphasizes the critical role of ethics, collaboration, and mentorship in shaping a rewarding career. Todd's passion for industrial real estate shines through as he discusses current trends, like the growing demand for efficient logistics, and how warehouse designs are evolving to keep up with this rapidly changing landscape. Learn from Todd's experiences as he offers guidance for young professionals eager to carve their path in this competitive field.

We also explore the broader shifts within commercial real estate, including innovative approaches to repurposing underutilized spaces and the evolving workforce that is becoming more diverse. Todd shares his insights on the importance of dedication and the sacrifices needed to thrive, highlighting how aspiring brokers can set themselves apart. Whether you're a seasoned real estate expert or just curious about the field, Todd’s journey and wisdom provide valuable lessons in resilience, foresight, and the ever-changing nature of this dynamic industry.

You can reach Todd by visiting the website: https://www.cbre.com/people/todd-sanfilippo

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/
Chapter Summaries
(00:00) Success in Commercial Real Estate
Todd Sanfilippo's journey from San Jose to top broker in Sacramento, influenced by family, hard work, and strategic career decisions.

(07:07) Commercial Real Estate Transition and Success
Todd Sanfilippo's 35-year career at CBRE, from research to commission broker, with emphasis on mentorship, ethics, and collaboration in industrial real estate.

(20:36) Real Estate Trends and Market Growth
Real-time delivery logistics has doubled rents and influenced warehouse design in Sacramento's market, with a focus on Metro Air Park and competitive labor costs.

(35:43) Transformation in Commercial Real Estate
Commercial real estate faces challenges and opportunities, including repurposing spaces and diversifying the industry's workforce.

(43:12) Career in Commercial Real Estate
Understanding motivations, commitment, and work ethic are crucial for success in commercial real estate.

Episode 47: Todd Sanfilippo's Look at Commercial Real Estate May Surprise You.

Ever wondered how childhood entrepreneurial ventures can shape a successful business career? Join me, Kelly Brothers, as Brad Squires, CEO of Sacramento Venture Philanthropy, shares his transformative journey from a young boy selling mistletoe with his brothers in Woodland, California, to co-founding a global B2B maintenance management software company, Maintenance Connection. Brad's stories offer a nostalgic look at the early lessons he learned, including responsibility and cash flow management, which have profoundly impacted his approach to entrepreneurship and philanthropy.

Discover how Brad's passion for innovation led him to create Sacramento Venture Philanthropy, an organization that applies venture fund principles to support local nonprofits. We explore the unique challenges and opportunities faced by these nonprofits in the Sacramento region and how initiatives like the Fast Pitch program empower them to effectively communicate their missions and secure vital resources. Brad shares success stories, such as the Food Literacy Center, and discusses how SVP bridges the gap between traditional nonprofit management and rigorous business practices.

Finally, we discuss the importance of community engagement and capacity building, offering insights into how strategic initiatives can bolster nonprofit organizations. Brad introduces us to innovative programs like Think Tankathons and the "five T's" of being a generous partner. We also touch on understanding fiduciary duty in financial advising, highlighting the need for transparency and vigilance when navigating financial services. This episode promises to leave you inspired by Brad's journey and enlightened on the intersection of entrepreneurship and philanthropy.

To learn more about SVP visit: https://www.svpsacramento.org/
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries(00:10) CEO Brad Squires Talks Entrepreneurship
Entrepreneur Brad Squires shares his journey from childhood business to co-founding a successful software company, blending entrepreneurship and philanthropy.

(10:04) Childhood Paper Routes
Nature's unique experiences of running a flower farm business, selling mistletoe, and early entrepreneurial ventures.

(18:28) Venture Philanthropy and Fast Pitch Program
SVP uses venture fund approach to support nonprofits in Sacramento region, bridging gap between traditional management and business practices.

(27:58) Success Stories of Fast Pitch Program
Fast pitch in Sacramento helps organizations articulate their mission, with high-powered partners and volunteer coaches, leading to success stories and collaborations.

(36:56) Community Engagement With Sacramento Nonprofits
SVP provides strategic philanthropy through programs like Fast Pitch and Think Tankathons, emphasizing capacity building and the five T's.

(49:12) Understanding Fiduciary Financial Advisors
Fiduciary duty in financial advising: understanding fees, prioritizing clients' best interests, and transparency in financial arrangements.

Episode 48: Blending Business Success Into Venture Philanthropy. Brad Squires Explains.

This is an encore episode presented at a time appropriate for year end tax planning. Some big changes will be taking place in 2026 and that means 2025 or sooner will require significant work to be certain your trust and estate is in order. I hope you appreciate it if this is the first time you're listening and if it's a repeat for you, I hope you're taking action already. 

When Anne Rosenthal, the managing shareholder of Drobny Law, speaks about estate tax law, it's impossible not to get engrossed in the conversation. Her journey from the Midwest to Sacramento's estate planning elite is not just a story of geographic change but a testament to her dedication in helping families circumnavigate the looming complexities of wealth protection. This episode is an essential listen as Anne illuminates the stark realities of the forthcoming estate tax exemptions slated for 2026. With the threshold set to drop, more families—and not just those in high-value states like California—are poised to experience significant financial impacts.

Tax planning seems like a daunting task, but she'll break down the process with precision and clarity. She underscores the critical nature of proactive steps, such as securing powers of attorney and healthcare directives once you hit adulthood. The advice doesn't stop there; whether you're starting a family or running a family business, Anne's insights on navigating the tax landscape in light of the 2025 amendments are invaluable. She also delves into the specific challenges faced by those in second marriages, ensuring that all loved ones are provided for without unintended oversights, like outdated beneficiary designations that can lead to ex-spouses accidentally inheriting assets.

Finally, Anne addresses a more somber topic—the financial exploitation of the vulnerable. She champions the role of fiduciaries to protect those who may not be able to protect themselves and cautions listeners on the importance of making these decisions early. With a practical approach, she provides listeners with strategies for maximizing exemptions and deftly managing asset transfers before the estate tax changes take effect. Anne Rosenthal's expertise in estate tax law is a necessary episode if the law impacts you or your loved ones. Providing a comprehensive guidebook to safeguard your legacy in these unpredictable times is absolutely necessary.

For more information about Drobny Law visit: www.drobnylaw.com or call 916-419-2100

For more information on what we provide at Captrust visit www.captrust.com. 
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore Episode: Securing Your Estate Before the 2026 Changes With Drobny Law's Anne Rosenthal.

Join me, Kelly Brothers,  as I engage in a captivating conversation with Mike Testa, CEO of Visit Sacramento, who shares his fascinating journey into the world of destination marketing. Growing up in Davis and spending time in the East Bay, Mike eventually returned to Sacramento, where he discovered his passion for showcasing the city's unique appeal. He opens up about the complexities of his role, especially in challenging times, and the importance of fostering a genuine belief in the city's potential. From conventioneers to sports enthusiasts, Mike discusses Visit Sacramento's strategy to attract a diverse range of visitors, highlighting the organization's funding structure and its pivotal role in enhancing the city's economic landscape.

Listen in as we explore Sacramento's cultural and culinary evolution, inspired by successful music festivals like Aftershock and Golden Sky. Mike shares insights on how these events have transformed Sacramento's image and contributed significantly to the local economy. With an influx of visitors and substantial economic impact, these festivals underscore the city's potential to redefine itself beyond its government town roots. The conversation also touches on the logistical challenges of hosting such large-scale events and the importance of strategic planning in a competitive market.

Our discussion further uncovers the potential for Sacramento to enhance its tourism offerings through developments like amateur sports facilities and soccer complexes. Mike emphasizes how such initiatives could attract tournaments and boost local tourism, while also enriching the city's identity. We delve into Sacramento's vibrant culture, from its "Farm to Fork" movement to its status as the "City of Trees," and the importance of embracing its multiple identities. The episode concludes with a focus on innovative marketing strategies to showcase Sacramento's appeal to a broader audience, leveraging various media platforms to reach potential visitors and strengthen the city's reputation.

You can learn more about Visit Sacramento by visiting: https://www.visitsacramento.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:00) Attracting Tourism to Sacramento
Mike Testa shares his journey into destination marketing and Visit Sacramento's multifaceted approach to attract diverse visitors.

(09:55) Cultivating Sacramento's Cultural and Culinary Identity
Music festivals in Austin and Sacramento have transformed cities, generating economic impact and facing logistical challenges in a saturated market.

(25:05) Transforming Sacramento's Tourism and Identity
Building a soccer complex in Sacramento can attract tourism, benefit local teams, and showcase the city's vibrant culture and multiple identities.

(34:33) Economic Development Ideas for Sacramento
Regional collaboration, economic development, and sports fields are discussed to enhance Sacramento's appeal and vitality.

(46:33) Marketing Strategies for Sacramento
Marketing strategies for Sacramento include targeted advertising, social media, and a significant annual investment in leisure travel promotion.

Episode 50: Visit Sacramento is Redefining Sacramento Through Culture, Tourism and Economic Growth.

In this video, we dive into essential strategies for anyone over 55 who may feel unprepared for retirement. If you're worried about having little to no savings, don't panic – it's never too late to take action! We’ll cover everything from budgeting tips and creative cost-cutting ideas to maximizing Social Security benefits by working longer. Whether you're just starting to think about retirement or you’re looking to optimize your existing plan, these tips can help you make the most of what you have.

For more in-depth articles, guides, and resources, check out my website at ChuckiesCorner.com. I’m also sharing tips on affiliate marketing, ways to earn online, and other strategies for building a strong financial future.

55 and NO RETIREMENT?

Join me, Kelly Brothers, on a flavorful journey as I sit down with renowned chef Patrick Mulvaney, who shares his captivating story from a traditional Irish upbringing in New York to becoming a celebrated restaurateur in Sacramento. Listen in as Patrick recounts how his college experiences sparked a passion for cooking, leading him to an apprenticeship in Ireland and eventually returning to America as a skilled cook. Discover how Patrick's love for the Sacramento farming community and its year-round growing season inspired him to establish Mulvaney's Building and Loan, a restaurant dedicated to celebrating local farms and farmers.

Experience the richness of Sacramento's agricultural landscape through Patrick's eyes as we explore the city's unique culinary scene. Hear about the amazing quality and proximity of fresh produce that often leaves chefs and visitors in awe. Patrick shares delightful anecdotes, including a memorable dinner with 300 mayors, showcasing Sacramento's bounty. This conversation sheds light on the evolving perception of Sacramento as a culinary hub and Patrick's role in connecting local farmers with the community, emphasizing the importance of supporting the agricultural talents that make Sacramento special.

Finally, we explore the nuances of the restaurant industry and the importance of mental health support within it. Patrick provides insights into the balance between culinary passion and financial oversight, highlighting the mentorship and community spirit that foster new talent. Celebrate the communal spirit of the industry with stories of collaboration, shared success, and the legacy of guidance among peers. This episode promises to be an enriching experience, offering a glimpse into the heart of Sacramento's culinary world and the vision of a chef committed to making a difference.
To learn more about Mulvaney's or to make a reservation, you can visit the website:https://mulvaneysbl.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:

(00:10) Chef Patrick Mulvaney and B&L Restaurant
Renowned chef Patrick Mulvaney shares his journey from traditional Irish upbringing to owning a celebrated restaurant in Sacramento, emphasizing his commitment to local farms and community impact.

(13:38) Sacramento's Agricultural Blessings and Connections
Patrick Mulvaney highlights Sacramento's agricultural richness and role in connecting farmers with the community.

(24:12) Supporting Restaurant Industry Mental Health
Choosing the right advisor and balancing passion and financial oversight in restaurant management, with a focus on mentorship and community support.

(38:54) Sacramento's Slow Food Festival Expansion
Chef Mulvaney shares Slow Food's origins and plans for Terra Madre Americas, promoting agritourism and cultural exchange in Sacramento.

(49:55) Fiduciary Duty and Pricing Transparency
Fiduciary responsibility prioritizes clients' best interests, avoiding high-commission products and promoting transparency in financial advising fees.

Episode 53: Patrick Mulvaney's Flavorful Evolution Celebrates Food, Community and Excellence.

Podcast Summary

Topo Padilla, a remarkable figure with over four decades of experience in the bail bonds industry, joins me, Kelly Brothers, to share his deep insights and personal journey. From his family's pioneering efforts in Sacramento to his reflections on the ethical dilemmas and risks of the profession, Topo offers an engaging narrative that highlights the balance between upholding justice and supporting individuals in their most vulnerable moments. With a rich history spanning generations, the Padilla family has not only weathered the evolving landscape of bail bonds but has also shaped it, providing essential community support through innovative services and unwavering dedication.

As we navigate the shifting tides of California's criminal justice system, Topo addresses the profound impacts of Proposition 47 and the ongoing dialogues surrounding criminal justice reform. He brings into focus the urgent need for a more rehabilitative approach in corrections, advocating for better mental health and substance abuse support. Through his lens, we gain a nuanced understanding of the challenges and changes affecting the industry, from the restructuring of state prisons to the role of private facilities, all while stressing the importance of legislative changes aimed at reducing recidivism and genuinely improving inmate care.

Throughout our conversation, Topo underscores the importance of adaptability in the bail bonds business and shares his strategies for marketing his family-owned enterprise amidst a rapidly changing landscape. His insights on transitioning from traditional advertising to community engagement offer valuable lessons for those in niche industries. Recognizing the vital roles of stakeholders like judges, bailiffs, and law enforcement, Topo expresses gratitude for the collective efforts of those navigating the justice process, highlighting how every contribution shapes the lives of those awaiting their day in court. Join us for an enlightening discussion that offers a fresh perspective on the intricacies of the bail bonds industry and its critical role in our justice system.

To learn more about Greg Padilla Bail Bonds, visit https://www.padillabailbonds.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:00) Understanding the Bail Bonds Industry
Topo Padilla explains the fundamentals of bail bonds, including indemnitors and regulatory oversight, and his passion for the industry's role in the criminal justice system.

(07:10) Generations of Family Bail Bondsmen
Padilla family's legacy in bail bond industry, upholding rights while ensuring court appearances, and generational continuity.

(13:32) Bail Bonds Industry Challenges and Changes
Topo Padilla shares insights on fugitive recovery, tools of the trade, and challenges faced by bail agents in an evolving legal landscape.

(26:29) Reforming the Criminal Justice System
Proposition 47's impact on substance abuse and mental health, efforts to repeal, and need for rehabilitation in California's correctional system.

(33:34) Issues in Criminal Justice Reform
California's prison system shifts to county jails, discussing rehabilitation, privatized prisons, and marketing strategies for a family-owned bail bond business.

(47:04) Recognizing the Role of Bail Bondsmen
Topo Padilla shares gratitude and experiences in criminal justice system, highlighting roles of judges, prosecutors, and law enforcement.

Episode 54: Balancing Justice and the Evolution of the Bail Bonds Industry With Topo Padilla.

Curiosity strikes: How does a beer truck driver become a successful attorney and an NBA liaison? Join me, Kelly Brothers, as I sit down with Paul Bossenmaier, whose journey from the driver's seat to the courtroom offers a fascinating story of career evolution and post-retirement fulfillment. Beyond his legal prowess, Paul brings a unique perspective shaped by years of basketball officiating, proving that passions outside your main career can enhance professional life in unexpected ways.

Through heartfelt anecdotes, Paul shares how nonverbal communication plays a pivotal role in fostering relationships on and off the basketball court. His transition from attorney to NBA liaison and playground monitor showcases a retirement filled with purpose and joy. We hear how Paul’s active engagement in new roles allows him to maintain connections with younger generations, all while enjoying the newfound freedom that comes with financial security.

Explore the art of crafting a purposeful retirement plan with Paul, uncovering how his second act keeps him vibrant and inspired. From inspiring his daughter to follow in his officiating footsteps to sharing valuable retirement planning advice, Paul's story offers a blueprint for anyone seeking a fulfilling life after a long career. Whether you're planning for retirement or simply looking for inspiration, this episode reveals how staying active and maintaining purpose can lead to a rewarding post-career life.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES
(00:00) Paul Bossenmaier's Retirement Success
Paul Bossenmaier's unique career path includes driving a beer truck, practicing law, and officiating basketball games.

(19:20) Communication and Retirement Success
Nonverbal communication in NBA extends beyond verbal interactions, including informal reconciliations and post-retirement activities.

(28:19) Retirement, Financial Freedom, and Purpose
Paul's unique role as playground monitor and NBA liaison, his nickname strategy, and reflections on retirement and purpose.

(35:25) Creating a Purposeful Retirement Plan
Paul's journey from NBA liaison to inspiring his daughter to pursue refereeing, and the importance of a fulfilling second act.

Episode 55: Paul Bossenmaier Shares His Purpose in Redefining Retirement.

What better time to present an encore episode like this than end of year when families are together and can address some of the serious elements that need family input. Not to mention, end of year tax concerns as well!  This is a noteworthy episode for those items that can easily be dismissed. Hope you find the timing helpful.

Imagine inheriting the family vacation home only to find you can't afford the liabilities that come with the gift. That's just one of the critical topics we 'll dissect with Mike Genovese, a financial mastermind from CapTrust, illuminating the shadowy corners of estate planning. Together, we navigate the intricacies of California's Prop 19 and delve into the mechanisms of a Qualified Personal Residence Trust, offering a roadmap for transferring cherished assets to the next generation. Mike then bestows vital wisdom on managing estate and income taxes, the strategic use of spousal exemptions, and the nuanced balance between capital gains and preserving legacy wealth through stock portfolios.

Get your notepad out as we confront the convoluted world of estate planning within the realms of second marriages—a situation that many individuals face. Our episode unravels the complexities of ensuring financial security for a new partner while honoring the legacy intent for children from previous relationships. Mike shares his expertise on bypass trusts, the role of trustees, and the use of specific type trusts for larger estates. The emphasis can't be minimizd for the necessity of crystal-clear communication and precise documentation to smooth the path through the intricate dynamics of blended families.

Wrapping up the episode, the attention turns to business owners pondering their exit strategy, with a deep dive into the advantages of Employee Stock Ownership Plans (ESOPs). For the entrepreneurial spirit looking to reward loyal employees and ensure the longevity of their life's work, our discussion on ESOPs reveals a tax-efficient method of business succession. Mike and I dissect the financial mechanics, regulatory intricacies, and the tangential benefits of selling a company to those who know it best—the employees. This episode is as much a masterclass; as it is a tutorial for navigating the financial implications of life's transitions.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore Episode:Your Family's Future; Preserving the Legacy with Mike Genovese

What if the economic downfall of your hometown sparked a journey that led you to revolutionize a city's future? Barry Broome, president and CEO of the Greater Sacramento Economic Council, shares his incredible story of transformation from the industrial heartland of Ohio to spearheading economic development in Sacramento. Growing up amidst the collapse of the manufacturing industry, Barry's early life in steel mills and unions shaped his unique outlook on economic revival, inspiring him to pursue higher education and, ultimately, a career dedicated to revitalizing regions like Sacramento.

Our conversation uncovers the importance of civic leadership in breathing new life into cities once on the brink of economic despair. Learn how Barry draws inspiration from the rejuvenation of places like Pittsburgh and Cleveland, and discover how his unexpected move to Sacramento opened up opportunities for innovation and strategic growth. With personal anecdotes and strategic insights, Barry illustrates how local leaders are transforming Sacramento into a burgeoning hub for science, technology, and the arts, fueled by significant investments and initiatives like the Growth Factory and Aggie Square.

Sacramento's vibrant cultural and economic evolution is at the forefront as we explore the city's growing reputation in sports, healthcare, and technological innovation. From the success of the Sacramento Kings to the potential of hosting a Major League Baseball team, Barry envisions West Sacramento as a viable option for expanding the city's sports franchises. As we wrap up the episode, Barry's passionate advocacy for Sacramento's future highlights the region's readiness to become a world-class destination for enterprise and community development. This insightful journey into the heart of Sacramento's transformation is as inspirational as it is informative.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

(00:00) Economic Development and Working Class Roots
Barry Broome's journey from working in steel mills to promoting economic development in Sacramento.

(10:03) Civic Leadership and Economic Development
Civic leadership and strategic planning drive economic revitalization in cities like Pittsburgh, Cleveland, and Detroit, while family and community influence relocation decisions.

(20:06) Sacramento's Economic Development Potential
Sacramento's potential as a science and engineering hub, revitalizing industries, initiatives like Growth Factory and Aggie Square, and investments in future technologies.

(31:43) Sacramento's Economic and Cultural Growth
Sacramento's growth is driven by major investments, healthcare developments, and sports, with potential for MLB expansion.

(39:33) Sacramento's Enterprise and Investment Growth
Sacramento's sports and entertainment scene is thriving, with the Golden 1 Center's success and potential relocation of the Athletics, highlighting community commitment and political will.

(48:12) Barry Broome's Vision for West Sacramento
West Sacramento's potential for securing a MLB team, emphasizing community support and revenue from TV rights, merchandising, and fan experiences.

Episode 56: Sacramento's Blueprint for Transformation with GSEC's Barry Broome.

Gain valuable insights into retirement planning with Brian Decker as he reflects on 2024 market trends and shares strategies to navigate the financial landscape of 2025. Discover how Fed rate cuts impact markets, bond fund risks in a low-interest-rate environment, and why small caps and banks stand to benefit.

Learn actionable tips on tax minimization, Roth IRA conversions, and portfolio updates to optimize your retirement plan. Brian also addresses geopolitical risks, supply chain challenges, and the importance of a diversified, risk-managed portfolio.

Take charge of your financial future with advice tailored to help you maximize after-tax income and find peace of mind. Schedule your complimentary consultation with Decker Retirement Planning today!

Reflecting on 2024 and Preparing for 2025 | Episode 121

Experience the inspiring journeys of Rachel Zillner and Kierstan DeLong as they share their paths to leadership. From Rachel's entrepreneurial spark, kindled by her father's business endeavors, to Kierstan's passion for communication shaped by her upbringing, this conversation promises insights into the minds behind the new ownership of RSE—a leading marketing and communications agency. Combining Rachel's innovative spirit with Kierstan's global agency experience, they highlight their strategic vision to lead RSE and the RADZ group of brands into a new era of success.

Our discussion further unfolds as we explore the multifaceted services of RSE, a powerhouse in marketing and social impact. Discover how the agency leverages its creative and digital teams to showcase positive contributions from both government and corporate sectors. As we introduce the RADZ group, including brands like Clutch and Frequency Co-Working, the conversation gets even more exciting with a prediction of how AI is set to influence future endeavors. We'll uncover the elements that make these women leaders of innovation and community collaboration.

Balancing work and personal life takes center stage as Rachel and Kierstan share candid stories about integrating motherhood with leadership roles. They emphasize how parenting can enhance executive skills and reflect on the role of community support. Hear how Sacramento's vibrant community plays a crucial role in their journey, countering any negative perceptions with personal experiences. Listen for invaluable advice on embracing opportunities, choosing positivity, and the non-linear nature of growth—told with passion and enthusiasm by two dynamic women making significant impacts in the Sacramento business world.

You can learn more about The RADZ Group at www.theRADZGroup.com
To learn more or inquire about services from RSE, visit www.rs-e.com
For more information about CLUTCH, visit www.connectwithclutch.com

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:(00:00) Female Entrepreneurs Discuss Business Journey
Rachel and Kierstan bring strategic vision to revitalize RSE, blending global experience with a women-led legacy.

(15:07) Exploring Future Business Trends With AI
RSE offers comprehensive marketing services, specializing in social impact and government partnerships, with a focus on AI's future impact.

(29:14) Balancing Work and Motherhood in Sacramento
Parenting and career integration, community impact, involving children in business, empathy for young professionals, and pride in fostering future generations in Sacramento.

(42:13) Embracing Opportunities and Growth in Business
Seizing opportunities, taking risks, and choosing positivity drive meaningful work and make a positive impact.

Episode 57: Rachel Zillner and Kierstan DeLong-The Vision for RSE and The RADZ Group Portfolio.

Business leadership expert Doug Lipp takes center stage in this episode as we explore his fascinating journey from Sacramento to Tokyo Disneyland and beyond. Doug's unexpected passion for Japanese culture, ignited in high school, not only shaped his education but led to pivotal moments in his career, like his internship and subsequent role with Disney in Japan. Our shared memories of a unique trip to Japan, coupled with Doug's linguistic prowess and cultural insights, set the stage for a rich discussion on cross-cultural communication and leadership.

The conversation uncovers the strategic triumphs and challenges of Tokyo Disneyland, from its opening in 1983 to its innovative responses to weather and cultural dynamics. We explore Doug's career trajectory within Disney, reflecting on his impactful role at Disney University and the broader challenges of maintaining operational excellence and cultural cohesiveness across the brand's global presence. Doug's anecdotes about Disney's foundational leadership principles and customer service philosophy provide invaluable lessons on human interaction's enduring importance, even in a tech-driven world.

Transitioning from Disney's corporate world to founding the Intercultural Relations Institute, Doug shares insights into the complexities of cross-cultural leadership and the importance of maintaining simple yet powerful messages within organizations. The episode concludes with a focus on Doug's significant contributions through his books and YouTube channel, encouraging listeners to explore his work further. His journey is a testament to the power of passion and insight in shaping successful leadership and cultural understanding, offering listeners a blend of inspiration and practical wisdom.

To learn more about Doug Lipp, his company and the Intercultural Relations Institute, simply click on the link to his website. https://www.douglipp.com/

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/
CHAPTER SUMMARIES
(00:00) Doug Lipp
Doug Lipp shares his journey from Sacramento to Japan, sparked by a high school class and leading to a career at Disney.

(13:27) Tokyo Disney Opening and Leadership Transition
Tokyo Disneyland's success, challenges, strategic location, and post-WWII cultural dynamics are discussed in relation to my career trajectory at Disney.

(18:38) Disney University and Leadership Challenges
Disney University's role in maintaining culture and training employees, challenges faced by Disney, and personal journey from Disney to consulting.

(25:18) Disney Leadership and Cultural Challenges
Transitioning from Disney to Intercultural Relations Institute, leadership training, Walt Disney's approachability and authority, and employee engagement.

(35:48) Customer Service and Leadership Evolution
Leadership and customer service require a balance of technology and personal engagement, as seen in Disney and AutoZone's success.

(46:14) Doug Lipp's Books and YouTube Channel
Doug Lipp, a distinguished business leader and author, shares valuable insights on leadership and his extensive work in the Sacramento area.

Episode 59: Cross-Cultural Leadership the Disney Way with Doug Lipp.

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Doug Spencer is a retired professional currently based in Hurtsboro, AL. With a rich passion for faith in Christ, Doug enjoys discussing success, life's journey, and leaving a lasting legacy for future generations. He is an avid swimmer, tennis player, and sports enthusiast, particularly in basketball and football. Doug has also been playing chess for over 40 years and is always looking to improve his game.

In addition to his love for sports and strategy, Doug focuses on growing his sales, particularly through selling eBooks and building an online presence. He's currently working on a podcast for his website, 4lifesucces.co.education, sharing insights and wisdom on topics like faith and success. He also manages an email list focused on helping others make money online and is in the process of creating a new guide for his audience.

You don't need to be rich to invest in real estate. And you don't need to become a landlord either. In quick 5-20 minute bites, learn how to invest small amounts in passive real estate investments such as syndications, notes, and funds. We also cover how to buy properties actively if you do want to invest in real estate as a side hustle. With enough passive income, you reach financial independence — and your day job becomes optional.

"Wisdom isn't wisdom until it's shared." - Patrick Mosher

At various points in his 30-year broadcast career, Kelly Brothers has anchored the No. 1 evening newscast in Sacramento on KCRA 3 and the No. 1 morning news show on News 93.1 KFBK. He is currently a Principal and Advisor at CAPTRUST, based in Sacramento.  For the program, Kelly serves up some of the most succulent stories from our region about people, places and things that impact the community and your financial well being. I'm sure there will even be a few tasty surprises here and there, when the recipe is right. The goal is to have you learn, think, even laugh a little bit, all calorie free. Hopefully you'll enjoy what he's delivering right to your kitchen table or dining room or... will you be eating in your car, wherever you choose to listen.

New tracks tagged #retirement,