Name: How to Spot Scams: Red Flags, Spoofing & QR-Code Traps | Money Mentor by David Braithwaite
Duration: 11 min 48 s
Description: Fraud is 40% of crime in England & Wales — but you can stay one step ahead. In this Money Mentor episode, David Braithwaite explains how scammers reel us in (fake “update payment” emails, spoofed bank calls, council-tax refund texts, and QR-code stickers in car parks), the red flags to watch for, and what to do immediately if you’ve paid or shared details.

In this episode, David Braithwaite, Money Mentor, reveals how you can save on your car insurance by shopping around and making small changes. Learn how factors like job titles, driving habits, and comparison sites can help lower your premium. David also explains why loyalty to your insurer could be costing you more and shares tips on how to navigate your renewal quote to get the best deal.

How to Save Big on Car Insurance: Tips from Money Mentor David Braithwaite

This week, David Braithwaite, Money Mentor, dives into the benefits of buying secondhand. From saving money on furniture and bikes to finding unique items with great stories, David explains why secondhand doesn’t mean second best. He shares tips for making smarter choices that are not only easier on your wallet but also better for the planet. Plus, learn how buying secondhand can be a game-changer during major life transitions.

Money Saving Hacks: The Benefits of Buying Secondhand with David Braithwaite

In this episode of The Money Mentor, David Braithwaite shares cost-effective ways to keep cool this summer. From using fans strategically to creating a DIY air conditioning unit, David provides simple hacks that can help reduce your energy consumption while staying comfortable in the heat. Whether it’s maximizing airflow or enjoying air-conditioned spaces, these tips will help you stay cool without the hefty price tag.

Money Saving Hacks: Stay Cool Without Breaking the Bank with David Braithwaite

As the energy price cap rises again, Money Mentor David Braithwaite shares practical home hacks to help you cut your heating bills. Learn how bleeding radiators, lowering boiler temperatures, and sealing draughts can make a real difference. Plus, discover where to find extra help this winter through benefit calculators and advice services.

Beat the Energy Price Rise: Small Fixes for Big Savings | Money Mentor with David Braithwaite

In this episode, Money Mentor David Braithwaite discusses the key financial rumours ahead of the autumn budget — including potential changes to pension tax relief, the 25% tax-free lump sum, and inheritance tax. David explains what’s speculation versus what’s likely, and why it’s best to stay calm until the official announcement. Plus, hear his practical advice on what to do with old payslips and P60s.

Autumn Budget Rumours: What Might Change for Your Pensions and Tax-Free Lump Sum | Money Mentor with David Braithwaite

Money Mentor David Braithwaite takes a closer look at premium bonds — how they work, what’s changed, and whether they’re still worth it. Discover the latest winning odds, find out how much unclaimed prize money is sitting in Kent, and learn the pros and cons of using premium bonds as a savings option.

David also answers a listener question on Lifetime ISAs, explaining how the government’s 25% top-up works for first-time buyers and retirement savers.

Premium Bonds Explained: Are They Still Worth It? | Money Mentor with David Braithwaite

Freshers’ Week on a budget. Money Mentor David Braithwaite shares quick wins for students and families:
• Best student bank accounts (cash bonuses, railcards, food credits)
• Avoiding BNPL and subscription creep
• Saving on travel (16–25 Railcard), textbooks (buy/sell second-hand), and prescriptions (PPC)
• What to check on insurance: student cover under home contents, named gadgets, personal-possessions away from home, excesses & locks
Plus simple habits to keep spending on track — and fewer “bank of mum & dad” calls.

Heading to Uni? Smart Money Moves for Students (and Parents) | Money Mentor

What does modern retirement really look like? In this Money Mentor episode, David Braithwaite shares why retirement is no longer about stopping work — but about finding purpose, freedom, and balance.

Hear how flexible working, longer life expectancy, and creative income options are changing retirement for the better. David also covers how to:
• Trace and organise your pensions
• Create a personal freedom fund for hobbies or ventures
• Check you’re claiming all entitlements
• Manage money confidently without fear of running out

Listen now for practical steps to retire comfortably — and live fully.

Rethinking Retirement: Finding Purpose, Comfort & Financial Freedom | Money Mentor

Fraud is 40% of crime in England & Wales — but you can stay one step ahead. In this Money Mentor episode, David Braithwaite explains how scammers reel us in (fake “update payment” emails, spoofed bank calls, council-tax refund texts, and QR-code stickers in car parks), the red flags to watch for, and what to do immediately if you’ve paid or shared details.

How to Spot Scams: Red Flags, Spoofing & QR-Code Traps | Money Mentor

David Braithwaite

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