In this episode of The Money Mentor, David Braithwaite explores the complex issue of lending money to family and friends. While it can be a great way to help someone in need, it often comes with emotional and financial consequences. David breaks down the key points to consider before lending, how to set clear terms for repayment, and the importance of understanding both sides of the equation—whether you're the one lending or borrowing. Get expert advice on how to avoid damaging relationships, manage expectations, and ensure that money doesn't become a source of tension. From collateral to clear agreements, listen in for tips that will help keep both your finances and friendships intact.

Lending Money to Friends and Family: Navigating the Emotional and Financial Pitfalls

In this episode, David Braithwaite, Money Mentor, explains how to fill gaps in your state pension records and potentially boost your payments before the crucial April 5th deadline. Learn how your National Insurance contributions work, how to check if you're missing any stamps, and whether it's worth paying to make up the gaps. David also shares important details on how to access your state pension forecast and get help if you're unsure. Don’t miss out! This episode is a must for anyone wanting to secure a better retirement income.

Boost Your State Pension Before April 5th: What You Need to Know | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, reveals the psychology behind supermarket and online shopping tricks that make us spend more than we intend. From sneaky pricing strategies to clever store layouts, David explains how retailers design shopping experiences to tempt us into buying unnecessary items. He shares practical tips on how to avoid these traps—such as making a list, shopping online, and avoiding impulse buys. Learn how small changes in your shopping habits can help you stick to your budget and keep your finances on track.

Avoid Spending Traps in Supermarkets & Online Stores | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, discusses how to make your holiday dreams a reality, even during challenging financial times. Whether you’re considering a staycation or an overseas trip, David offers practical tips on how to plan a budget-friendly break. From booking trains in advance to embracing self-catering, there are plenty of ways to enjoy a getaway without breaking the bank. Learn how to make the most of your holiday while keeping your finances in check and avoiding the temptation of costly "buy now, pay later" deals.

Can You Afford a Holiday This Year? Budget-Friendly Tips for 2025 | Money Mentor with David Braithwaite

In this fun and insightful episode, David Braithwaite, Money Mentor, puts Easter eggs to the test—both in taste and price! As Easter approaches, David challenges the idea of brand loyalty and explores how switching to budget supermarket options might save you money while still delivering great taste. Learn how shrinkflation is affecting prices and discover how much more you could be paying for well-known brands. Tune in for practical tips on how to enjoy your Easter without cracking your budget!

Easter Eggs & Budget Brands: Can You Save by Switching? | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, shares quick and easy money-saving hacks that you can implement right in your home. From reusing envelopes and old toothbrushes to saving on food and DIY cleaning tricks, David covers it all. Whether you’re trying to save on groceries, reduce household waste, or make your everyday items last longer, this episode offers practical tips for cutting costs without compromising on quality. Tune in to learn how small changes can lead to big savings!

Money-Saving Hacks for Your Home: Simple Ways to Cut Costs | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, dives into the challenges many face when trying to save money, especially in today’s tough economic climate. With rising living costs, many people are struggling to put aside any savings. David discusses practical tips on how to start saving—even if it’s just a small amount—and how small changes in your spending habits can make a big difference over time. Learn how to manage your finances, avoid overspending, and make your money work harder for you.

Why Saving is So Hard & What You Can Do About It | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, reveals how you can save on your car insurance by shopping around and making small changes. Learn how factors like job titles, driving habits, and comparison sites can help lower your premium. David also explains why loyalty to your insurer could be costing you more and shares tips on how to navigate your renewal quote to get the best deal.

How to Save Big on Car Insurance: Tips from Money Mentor David Braithwaite

This week, David Braithwaite, Money Mentor, dives into the benefits of buying secondhand. From saving money on furniture and bikes to finding unique items with great stories, David explains why secondhand doesn’t mean second best. He shares tips for making smarter choices that are not only easier on your wallet but also better for the planet. Plus, learn how buying secondhand can be a game-changer during major life transitions.

Money Saving Hacks: The Benefits of Buying Secondhand with David Braithwaite

In this episode of The Money Mentor, David Braithwaite shares cost-effective ways to keep cool this summer. From using fans strategically to creating a DIY air conditioning unit, David provides simple hacks that can help reduce your energy consumption while staying comfortable in the heat. Whether it’s maximizing airflow or enjoying air-conditioned spaces, these tips will help you stay cool without the hefty price tag.

Money Saving Hacks: Stay Cool Without Breaking the Bank with David Braithwaite

David Braithwaite

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