Financial podcasts

Clever Girl Finance

We're back with the podcast you need: Part 2 with Damon Young of VSB. If you haven't already, don't forget to listen to Part 1:&nbsp;PB60: “Overnight Success” ft. Damon Young of Very Smart Brothas. This episode is equally colorful but tackles more serious topics like life, health, and personal finance. Our discussions include:  What it's like to have new money with old problems like being the first to make it while balancing staying #woke and authentic with #TheStruggle How not having enough money may have caused Damon to&nbsp;ignore a health scare for years that could have cost him his life The 15-year journey to become an "overnight success" and the book deal with&nbsp;Ecco (HarperCollins) that's changed his life forever The impact raising a child has had on Damon's views on finances, his upbringing, money, and what he plans to teach his daughter about money in the future  References  #BreakingNews - VSB gets acquired:&nbsp;The Root Is Gaining 2 Very Smart Brothas Damon Young on VSB:  Money Isn’t Everything…Unless You Don’t Have It, then Yeah It’s Everything Damon Young on GQ Behind the Brilliance Podcast:&nbsp;Ep 117 ft Lisa Nicole Bell and Damon Young A New Generation Emerges:  Xennials&nbsp;Born 1977-1983 Would-Be Parents Underestimate and Unprepared for Potential Costs of Raising a Baby   How Much You'll Spend on Childcare   ICYMI – VSB feature:&nbsp;How Marcus Got $26,000 in Debt in Less than 72-Hours  Announcements Check out our&nbsp;PATREON page!&nbsp;We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt by age 30,&nbsp;Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at&nbsp;PaychecksandBalances.com/email&nbsp;for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE&nbsp;us on&nbsp;Facebook.com/PaychecksandBalances&nbsp;or follow us on Twitter&nbsp;@PayBalances&nbsp;and Instagram at the same name!

PB61: Let's Talk About Money ft. Damon Young of VSB (Part 2)

You may remember Donna from our previous episode&nbsp;PB31: Save Where You Can ft. Donna Freedman. Donna's back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been a college dropout, a single mom, a newspaper reporter in Chicago and Alaska, and a late-in-life university student. She has over 20 years of experience writing and helping people on media organizations like MSN Money and popular&nbsp;online publications like our  former guest's J.D. Roth's&nbsp;website, Get Rich Slowly. Her passion for helping people is evident on today's show and in the great giveaways she has for our audience. On this episode we discuss:  Actionable tips from her new book and why, unlike some other top financial gurus, she doesn't assume your financial situation is always caused by your own doing or bad financial habits The opportunity cost -- money you could spend or invest elsewhere -- of student loans and why students, and parents of students, should always use a  student loan calculator before signing any new loan agreements Simple ways and resources you can use to negotiate lower (or free)&nbsp;dental and health care costs How the "four gifts" rule can help you save money on Christmas and birthday gifts  SPECIAL PROMOs FOR PAYCHECKS &amp; BALANCES LISTENERS ONLY!!!   Click here for a free&nbsp;download of Challenge Yourself to Save&nbsp;the&nbsp;popular and a fan favorite chapter from Donna's first book, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul, containing&nbsp;31 tips you can immediately use to save money today! Click here to visit Donna's direct platform and enter discount code PAYCHECKS&nbsp;for a $5 PDF copy of Your Playbook For Tough Times, Vol. 2!  Interested in the original, too? Enter discount code BALANCES&nbsp;for the first edition of Your Playbook For Tough Times!    References  The Healthcare Blue Book - provides free online tools designed to enable consumers to understand how much they should pay for healthcare services The Fair Health Consumer&nbsp;- this tool estimates your costs for dental and healthcare procedures and services in the ZIP code where you want to receive care. More Helpful Tips &amp; Recommendations from Donna:  If you’re uninsured: At Healthcare Bluebook, type in what’s needed (foot surgery, biopsy, etc.) plus your zip code and get an idea of what you might pay for that treatment in your area. As the website notes, the cost for the same network procedure can vary by up to 400 percent. Even if you do have insurance, using a tool like this could mean having to fork over less of a copay (e.g., 20 percent of $300 rather than $500). Or use Fair Health Consumer’s cost lookup tool to get an idea of what an average service or treatment should be, then print out something called a “binding cost estimate.” This basically says, “This amount is what we know to be less than a billed charge but more than a typical insurance payout.” Present it to a potential provider, say frankly that cost is a huge issue for your household and you’d like to know if you could get the needed treatment at this price. You can strengthen your negotiation by offering to pay in full at the time of the visit. If you can pay in cash, that might be enough of an incentive to get the provider to agree. Even if you had to use a credit card you’d at least be getting the best possible price for treatment. Keeping prescription costs down:&nbsp;Common meds may be free! Some supermarket pharmacies offer certain antibiotics, generic Lipitor, prenatal and children’s vitamins, the diabetes drug Metformin and other medications without charge. Among the grocery chains providing free medications are Amigos United, Giant Eagle, Meijer, Price Chopper, Publix, Reasor’s, Schnucks, ShopRite and Wegman’s.   Contact Info:  Website: DonnaFreedman.com Twitter: @DLFreedman...

PB62: Financial Tidbits w/ Donna Freedman

https://www.biggerpockets.com/moneyshow56

Rich Jones and Marcus Garrett are the men behind Paychecks and Balances, a podcast aimed at helping Millennials figure out their finances. And they should know a little on the subject—both Rich and Marcus made some pretty epic money mistakes in their youth.

From Rich just not looking at his bills to Marcus actively going into almost $30K of debt in 72 hours (NOT a typo!), they know what owing money to someone feels like. Marcus details his D.E.B.T. plan so you can pick yourself up, dust yourself off, and pay off your debt for good.

Are you looking to be debt-free in 2019? This episode can help you formulate a plan that works for your specific situation, with tips for staying out of debt once you arrive.

BiggerPockets Money Podcast | For Those Who Have Money... & Want More

BP Money Podcast 56: Change Your Personal Finances (& Your Millennial Money Mindset)

http://biggerpockets.com/moneyshow57

Tim and Amy were frugal—or so they thought. They spent less than they earned, so they figured they were doing it right. Then one day, they happened upon the concept of financial independence.

Turns out, they had a LOT of room in their budget to cut back. Once they did, it took them less than one year to hit their financial independence number. They're now able to retire (if they so choose)!

What catapulted them down the path to financial freedom? Namely, it was downsizing their 6,000-square-foot home.

Once their daughter graduates from high school, they’ll rid themselves of their current 1,800-square-foot home and house/pet sit around the world full time. They plan to stretch their retirement dollars even further by travel hacking their way between cities.

Tim and Amy have combined their passion for travel (and pet sitting) into a full blown retirement plan. In this episode, the couple shares tips for getting started as a house or pet sitter, so you can stay for free when you travel, just like they do. 

We also explore different options for post-retirement life. Tune in to hear what Tim and Amy cut out of their spending to make early retirement a reality.

BiggerPockets Money Podcast 57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

My guest today is Tess Wicks! Tess is a wealth and mindset coach for online entrepreneurs. Through her podcast and online platform, Wander Wealthy, Tess helps her clients identify their income goals, overcome major money mindset blocks, and implement her Easy Profit System to manage the money in their business and personal life with ease.


On this episode we discussed:
- Her personal story on how she moved from being an actuary with a large corporation to helping businesses with their finances and running  her business from Italy
- The importance of creating a plan for your personal finances AND business finances
-  Where to start with pricing your products and services
-  How to start testing your business model and pricing strategy
-  How to raise your prices
- The mindset needed to have a successful business and the practices you can implement to develop your mindset
-  Your favorite business book
-  Your clever girl superpower
-  How folks can reach you
 

My blog post mentioned:
- How to create a successful side hustle business - A step by step guide: https://www.clevergirlfinance.com/blog/start-a-successful-side-hustle-business/


Books mentioned:
- Profit First
- Tapping into Wealth by Margaret Lynch


How to keep up with Tess:
- Stop by her website at https://wanderwealthy.com


Listen to my episode on the Wander Wealthy Podcast with Tess:
- https://www.tesswicks.com/podcast/episode106


❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

122: Pricing Your Products & Services + Money Mindset Tips To Succeed In Business With Tess Wicks

Meet Okeoma Moronu Schreiner! Okeoma is a mother of two, personal finance nerd and corporate finance attorney who loves helping parents and children grow interest in their money! 

She’s also the founder of the Happy Lawyer Project and most recently the author of the children’s book “The missing money monsters”. 

What we discussed on this episode:
- Why she’s passionate about financial wellness for kids
- How she learned about money as a child and how it contributed to her having a scarcity mindset
- Building financial confidence in your children
- How she teaches her kids about money
- Tips for moms to help teach their kids about money
- The inspiration for her new book

Okeoma’s book: The missing money monsters (https://www.amazon.com/dp/1733806717/)

Keep up with Okeoma via her website at http://thehappylawyerproject.com

Check out the Clever Girl Finance course on teaching your kids healthy money habits: http://dfl4.us/s/7149b15c

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

123: How To Develop Your Child’s Money Mindset With Okeoma Moronu Schreiner

The Clever Girls Know Podcast hosted By Bola Sokunbi.

On this episode of the podcast, I share how I got in my own way in regards to a goal I wanted to accomplish and then, what I did to get out of my own way to successfully achieve that goal.

I'm also answering a listener question on how to get started with their small business idea.

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

124: Getting Out Of My Own Way + Answering A Listener's Business Question

Meet Ashley! Ashley Patrick is the founder of Budgets Made Easy and The Money Mindset Podcast. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. 

She was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. She has been featured on Fox Business, Yahoo! Finance, USA TODAY, MSN, CNBC, NerdWallet, and many others.


On this episode we discussed:
1. The 401k loan that cost her and her husband $1,000,000 based on their retirement age -
2. How she paid off $45,000 in 17 months
3. Her biggest lessons from both experiences
4. The advice she would give anyone who has made similar money mistakes 
5. Her next major financial goal and more

Books mentioned:
- Total Money Makeover by Dave Ramsey
- The monk and the merchant
- Building a story brand

How to keep up with Ashley:
- Visit her website at Budgetsmadeeasy.com and be sure to listen to her podcast titled The Money Mindset Podcast

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

126: From An Incredibly Costly 401k Loan To Paying Off $45,000 In 17 Months With Ashley Patrick

Meet Dr. Una! Dr. Una is the founder of Ivy League Pediatrics, a multi-site pediatric practice in Georgia. Over the last nine years, it has thrived and has been voted ‘Best of Gwinnett’ for four years in a row and rated 5 stars by over 250 parents. While building this, she developed a love for entrepreneurship and has since built many other successful businesses.

Like many doctors, Dr. Una was ignorant, scared and felt like an imposter when she started out in business because she was trained to be a great clinician, not an entrepreneur. 

Over the years, she learned that the two do not need to be mutually exclusive so she embraced both worlds. As a result, she is able to enjoy the practice of medicine, develop her other interests and best of all, not miss time with her family.

In 2018, Dr. Una founded EntreMD, a platform created to help physicians embrace entrepreneurship. Through conferences, online courses and coaching, she has helped many doctors build successful businesses so they can practice medicine and live life on their own terms.

On this episode we discussed:
- How she got into this space of helping high-income earners (specifically physicians) become entrepreneurs or improve their careers
- Why physicians should become entrepreneurs
- The biggest mistake high-income earners make with their finances
- Some of the mindset blocks high-income earners have around earning even more money
- Her own financial and business goals and more

Books mentioned:
- Rich dad, Poor Dad
- 10x Rule Grant Cardone

How to keep up with Dr. Una:
- Stop by her website at entremd.com


❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

127: Generating Additional Income Even For High Income Earners With Dr Nneka Unachuckwu

The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S.  that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms! 

Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too!

- Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/