YNAB

YNAB tracks 051 to 100

YNAB in sequence

YNAB in Order

70% of people live paycheck to paycheck, but did you know the interesting part of that statistic that isn't often quoted?  It will surprise you, and perhaps spur you on to decide that $1000 is the new $0.  Rule Four, "Stop Living Paycheck to Paycheck" is discussed as it relates to doing hard things :)

You Need A Budget Podcast

001 - Stop Living Paycheck to Paycheck

Wait, I thought we were budgeting.  What's all this talk about goals, mini-goals, and habits? Yeah, you're not budgeting. You're becoming an unbelievably effective goal setter/reacher.

002 - Setting and Achieving Mini Financial Goals (Budgeting)

The basics of Rule Two (Save for a Rainy Day), and then how you combine Rules One and Two to begin making VERY good financial decisions. This episode will answer the question you may have asked yourself, "I make enough. Why aren't I getting ahead?"

003 - The Power of Rule Two (Plus Rule One)

Lavish spending. Your budgeting indulgence. No judgement here, as long as it's purposeful and done with total awareness.

004 - Lavish Spending (on Purpose)

An interview with Brian from Massachusetts, a freelance video editor, that now feels content--even with a large drop in income.

Episode 005 - Success Story: a Cut in Salary, and Freelancing

One of the more embarrassing moments of my teenage years taught me a great lesson about budgeting, breathing, and the crushing effects of five pounds.

006 - The Budget and Slow Suffocation

A few words on Christmas, why January's so important to your Christmas spending, and weak reports. Also, a hat tip to the best report of all.

007 -  Christmas, Weak Reports, the Best Report of All

I relate my experience with BJ Fogg's 3 Tiny Habits program, and how that ties in so beautifully to budgeting--specifically staying on top of recording your transactions.

008 - 3 Tiny Habits, Big Takeaways

If I ever start another company, it will be to make a toaster so well-built, you'll pass it on to your grandkids. Has the "cheaper is better" skewed our instincts that used to follow the law of the harvest?

051 - Quality, and the Law of the Harvest

love what Jon Stein's doing over at Betterment. If you're afraid of investing, you should listen to this. If you want to be lazy about your investing, you should listen to this.

052 - An Interview with Jon Stein of Betterment--You CAN Invest!

This is epicly long. My first goal with YNAB was to make our $350 rent. And now in 2011 we were Utah's 9th fastest growing company. Who…woulda…thought.

053 - A Behind the Scenes Look at How YNAB Started, and Where We're Headed

If you're like most (and you probably are), you're driving too much car. Consider how it just might be keeping you from the financial goals you REALLY care about.

054 - Your is a Wealth Sucking Parasite

My little brother got his wings from the Air Force this weekend, and on the tour, I got to see an air traffic control room. Guess what it reminded me of?

055 - You're an Air Traffic Controller

082 - The Age of Money

YNAB's (very successful) headline on the homepage sends the message of "control," but most people say they don't like budgets because they feel controlled.  Which is it?

083 - Control

If you just decide things are great, maybe a monthly budget is a bit too frequent…how long would you last before the lack of frequency/familiarity left you sinking back into your old ways?

084 - Budgeting Late in the Month

There are three secrets to budgeting successfully on even the wildest of variable incomes.  Here they are.

085 - YNAB for the Freelancer

(Holiday spending target - current category balance) / six months remaining = your monthly contributions for the rest of 2013.

086 - It's Beginning to Look Halfway Like Christmas

Sometimes creation trumps consumption purely for its own sake; where you're satisfied on a personal level, even though the math doesn't work.

091 - Creation vs. Consumption

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

091 - Creation vs. Consumption

You Need A Budget (YNAB)