Could the arrival of the Athletics be the catalyst that transforms Sacramento into a big-league city? Join me, Kelly Brothers, and special guest Gregg Lukenbill, the visionary behind Sacramento's sports evolution, as we dissect the Athletics' seismic shift to our hometown. Through our conversation, we unpack the rich tapestry of Sacramento's baseball history, from the bygone dreams of a minor league ballpark to the electric atmosphere at Sutter Health Park. Witness the cultural and economic tide that comes with a Major League Baseball team and the fervent hope that the A's will anchor themselves in Sacramento's future. The synergy of the Kings and A's could redefine our city's sports identity, forging a new legacy and a unified front that rallies the community.

This episode takes a step further and examines the pivotal role of unity and regional collaboration in keeping MLB in Sacramento. We reflect on the necessity of support from local businesses across multiple counties and the undeniable impact of Lukenbill's pioneering spirit. As we dig deep into Sacramento's sports aspirations, our gratitude for those who laid the foundations is evident. The discussion isn't just about keeping a team—it's about the ongoing transformation of Sacramento through the power of sports. Learn how a collective efforts and strategic partnerships may just be the home run that ensures that Major League Baseball finds a permanent nest in our vibrant city.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Special Episode: Swinging for the Future. Sacramento's Big League Option Is Real.

Bryan Srabian, the digital wizard behind the Giants' fan-favorite tweets and trending TikToks, joins us for a homerun discussion on the evolution of sports media. From the MySpace era to the fast-paced world of Instagram, we're taking you behind the scenes of the Giants' game plan for winning hearts in the digital realm. Bryan reflects on his own trajectory from a budding sports broadcaster to a social media strategist, navigating the seismic shifts in fan interaction and content creation that keep supporters on the edge of their seats on and off the field.

Our conversation takes an insightful turn as we examine the finesse of blending authentic fan engagement with the business of monetizing social media. Bryan opens up about the challenges of keeping the essence of fandom alive amidst targeted ads and sponsorships. We also touch on the personal side of social media, contemplating its influence on our kids and the imperative of fostering genuine connections in an increasingly virtual world. It's a heartfelt discussion with passion if you've wondered how sports teams score big with fans online.

Rounding third and heading for home, we'll celebrate the San Francisco Giants' legacy, reminiscing about unforgettable plays that have etched themselves into baseball lore. Bryan shares the electricity of live-tweeting history in the making and the off-the-field enhancements that elevate the beloved Oracle Park. For those dreaming of a career in sports PR or marketing, this episode is your front-row ticket to the insights and networking strategies that can transform passion into profession. This is a grand-slam episode that's as much about the love of the game as it is about the power of connection—both in the ballpark and beyond.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 24: How the San Francisco Giants Digital Diamond Keeps Fans on Base.

Join me, Kelly Brothers, for a comprehensive exploration of family legacy and construction prowess with Allison Otto, CEO of Otto Construction, a cornerstone of our regional development. Listen in as Allison unveils the storied history of her family's business, beginning with her grandfather's post-war entrepreneurial spirit, and how it has blossomed into a company that's not just constructing buildings but forging enduring community relationships. The anecdotes of growth, from the Sacramento Zoo to Fairytale Town, serve as testaments to the intertwining of familial dedication and societal contributions.

We'll venture behind the scenes of the construction industry with Allison, who shares her ascent from Director of Marketing to CEO, providing an insider's view of the industry's evolution. Our dialogue highlights the hurdles and triumphs for women in this traditionally male-dominated field, emphasizing the significance of educational pathways like the construction management certificate from UC Davis. Allison's passion for her work is palpable as she details the company's involvement in landmark projects, such as Sacramento International Airport's new parking garage, reinforcing the pivotal role Otto Construction plays in shaping public spaces.

We wrap the stories with a discussion on the invaluable role of trade careers and the economic tapestry they weave within our communities. We celebrate the dignity of manual labor, challenging preconceptions and underscoring the opportunities for growth and entrepreneurship within the trades. Allison's personal reflection on the responsibility of leading a company that underpins many families' livelihoods, along with her contributions to the urban renaissance of Sacramento, brings home the profound impact of the construction industry on local development and the fabric of city life.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 25: Raising Beams and Breaking Barriers; Allison Otto Cements a Legacy and More.

Imagine inheriting the family vacation home only to find you can't afford the liabilities that come with the gift. That's just one of the critical topics we 'll dissect with Mike Genovese, a financial mastermind from CapTrust, illuminating the shadowy corners of estate planning. Together, we navigate the intricacies of California's Prop 19 and delve into the mechanisms of a Qualified Personal Residence Trust, offering a roadmap for transferring cherished assets to the next generation. Mike then bestows vital wisdom on managing estate and income taxes, the strategic use of spousal exemptions, and the nuanced balance between capital gains and preserving legacy wealth through stock portfolios.

Get your notepad out as we confront the convoluted world of estate planning within the realms of second marriages—a situation that many individuals face. Our episode unravels the complexities of ensuring financial security for a new partner while honoring the legacy intent for children from previous relationships. Mike shares his expertise on bypass trusts, the role of trustees, and the use of specific type trusts for larger estates. The emphasis can't be minimizd for the necessity of crystal-clear communication and precise documentation to smooth the path through the intricate dynamics of blended families.

Wrapping up the episode, the attention turns to business owners pondering their exit strategy, with a deep dive into the advantages of Employee Stock Ownership Plans (ESOPs). For the entrepreneurial spirit looking to reward loyal employees and ensure the longevity of their life's work, our discussion on ESOPs reveals a tax-efficient method of business succession. Mike and I dissect the financial mechanics, regulatory intricacies, and the tangential benefits of selling a company to those who know it best—the employees. This episode is as much a masterclass; as it is a tutorial for navigating the financial implications of life's transitions.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 26: Your Family's Future; Preserving the Legacy with Mike Genovese

Join me, Kelly Brothers in a conversation with Anh Phoong, the trailblazing attorney from Sacramento who turned her academic struggles into a story of triumph. Her journey from a business major at Sac State to the valedictorian of Lincoln Law School is nothing short of cinematic, filled with twists of fate and tenacious grit. Ann's candid recollection of her early days, battling with LSAT scores and juggling work at the Public Defender's Office, is a powerful narrative that showcases the resilience required to make it in the legal world. 

In a profession where your reputation precedes you, Anh Phoong rewrites the script on how to build a legal practice. Listen as she details the strategic advertising moves that catapulted her firm into the spotlight, from eye-catching billboards to her first-ever podcast appearance, right here on Bite Sized Finance. Her savvy marketing techniques aren't just about creating buzz; they're an integral part of her firm's impressive growth, even amidst the uncertainties of the COVID-19 pandemic. Anh's ability to seize opportunities and her insights into the future of AI in law underscore the importance of innovation in an ever-evolving industry.

It's not all about the courtroom drama and business acumen either. Anh also opens up about the personal challenges she faces as a working parent in a demanding profession, offering a glimpse into the delicate balance that many strive for yet often find elusive. Her story is not just inspiring for those in the legal sector but for anyone chasing their dreams while managing the tightrope walk of work-life balance. Hers is a compelling tale that merges the heart of justice with the art of marketing—a lesson in perseverance and the power of well-placed marketing.

To learn more about Phoong Law visit: https://phoonglaw.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode 27: Something Wrong? Call Anh Phoong. And Now, the Story of How That Came To Be.

Join me, Kelly Brothers, for a heartfelt journey with Andrew Bridge, a man who transformed his turbulent childhood in foster care into a life of advocacy and hope. Listen in as Andrew opens up about his early life marked by his mother's schizophrenia and the traumatic separation that led him to the foster care system. His narrative is a poignant testament to resilience, underscoring the urgent need for systemic reform.

Hear about his transformation from a child in foster care to a Harvard Law graduate, as he shares his path through the uncertainty of temporary foster placements and the sanctuary found in the dedication of public school teachers. Discover the profound impact that education and a single caring adult can have on a foster child's life, exemplified by the vital intervention of a Court Appointed Special Advocate (CASA). This conversation celebrates the role of educators and CASAs in shaping brighter futures for foster children.

We share a deep appreciation for the individuals who dedicate their lives to supporting children in need. Andrew's inspiring advocacy work and his powerful books, "Hope's Boy" and "The Child Catcher," provide insight into the complexities of the foster care system and the importance of a human-centered approach. As you listen, consider the difference you could make as a CASA, contributing to a legacy of positive change in the lives of foster children.

If you're interested in purchasing either of Andrew's books simply click on the link... https://www.andrewbridgeauthor.com/

You can learn more about CASA by visiting www.sacramentocasa.org
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode 28: From Foster Care to Harvard Law School. Andrew Bridge's Story of Education and Advocacy.

Experience the outcome of unwavering determination with Carmichael Dave, morning show host on Sports 1140 KHTK, in a podcast that promises to leave you with nuggets of wisdom on perseverance and persistence. Join me, Kelly Brothers, as we traverse Carmichael Dave's captivating journey from eager critic to a broadcasting force, weathering multiple setbacks laced with opportunities to grasp his media goals. 

Feel the pulse of Sacramento's community spirit as we recount the passionate endeavor to keep the Sacramento Kings' throne intact, with behind-the-scenes tales of untelevised struggles and documentary ventures that never saw the light of day. The episode paints a vivid picture of the city's sports scene through Carmichael Dave's eyes, from an RV trip that played a pivotal role in the team's salvation to the emotional bonds with iconic figures like Grant Napier, Don Geronimo and Kevin Nagle. We don't shy away from the complexity of sports ownership discussions either, delving into the Sacramento Republic FC, the arrival of the Athletics and the aspirations of Vivek Ranadive.

From personal tales of generosity to the impact of sports on a city's heart, this episode is an eclectic blend of stories that entertain, inform, and motivate the pursuit of one's dreams. It's a story most don't know about a young man who stuck with it, pursued a passion and is now in a spot he's always wanted to be in. It's the Carmichael Dave story most didn't know and one that is refreshing to hear.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode 29: Carmichael Dave. His Story Is So Much More Than Just the Kings.

How does one man's childhood fascination with thunderstorms lead to a career as the chief meteorologist at a renowned news station? Join me, Kelly Brothers, on Bite Size Finance as we sit down with Mark Finan, KCRA's Chief Meteorologist, who shares his captivating journey from Southern New Hampshire to the University of Utah and beyond. Mark's early love for extreme weather, inspired by his father's enthusiasm and his mother's fears, set him on a path to a storied career that spanned decades.

Mark offers reflections on his professional journey, shedding light on the pivotal moments that defined his tenure at KCRA. From his humble beginnings doing overnight weather segments to becoming Chief Meteorologist in 1997, Mark recounts the unforgettable weather events that marked his career. Hear firsthand accounts of the New Year's Eve storm of 1997, continuous coverage of nearly 96 hours, and the critical updates during the 2017 Oroville Dam crisis. These experiences underscore the vital role of local news in disaster response and the impact of KCRA's diligence in reporting weather related coverage.

As Mark approaches retirement, he opens up about his future plans, including building a photography company and continuing weather forecasting on YouTube. We delve into the challenges of finding unbiased climate change information and the broader issue of science reporting accuracy. Mark is a rare breed of weather anchor in that his passion for the product permeates his very being. His commitment to his viewers has always been to do whatever he needed to deliver the best information to the audience that trusted him.

You can learn more about Marks photography by visiting: www.markfinanphotography.com

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Chapter Summary

(00:00) Mark Finan

Mark Finan's childhood fascination with weather led him to study meteorology at the University of Utah, where his passion for weather patterns remained constant.

(14:21) Television Career Reflections and Opportunities

Professionalism leads to unexpected opportunities in the television news industry, as seen through a personal story of grace under pressure.

(24:51) Memorable Weather Events in Northern California

Mark's journey at KCRA, from overnight weather segments to Chief Meteorologist, and coverage of significant weather events in Northern California.

(29:49) Lessons Learned During Natural Disasters

Local news played a crucial role in disaster response during the 1995 and 1997 floods in Roseville and Marysville, California.

(34:09) Retirement, Climate Change, and AI Weather

Retired meteorologist Mark Finan discusses his new photography company, climate change misinformation, and the accuracy of science reporting.

(47:37) Mark Finan's Art Showcase at Cellars

Mark Finan shares insights on his photography displayed in Capital Cellars, aligning with his passion for wine.

Episode 30: Mark Finan's Forecast Calls for Blue Skies and a Bright Future.

What happens when the fundamentals of Social Security face unprecedented challenges? Join me, Kelly Brothers, as I unpack the looming crises of a dwindling worker-to-beneficiary ratio and rising life expectancies, which put Social Security's financial stability at risk. We'll explore potential solutions like raising the retirement age and forming a nonpartisan panel, and consider how these changes could shape retirement planning and the future of Medicare.

Ever wondered how raising the minimum wage affects more than just your paycheck? This episode dives into the ripple effects, from inflation to the rise of automation in fast food settings, particularly in high-cost areas like California. We'll also decode the complexities of investing during election years, shedding light on how political gridlock often brings stability and predictability to financial markets.

Imagine maximizing your Roth IRA to a staggering billion dollars and more. Learn how tech titans have done just that as we explore the ins and outs of Roth IRAs, including contribution limits, income constraints, and conversion strategies. Plus, we'll discuss how to choose the right financial advisor for you, highlighting the importance of fiduciary responsibility and personalized service.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES(00:00) Social Security and Retirement Challenges
Social Security's history, challenges, and solutions, including demographic shifts and the need for reforms to ensure viability.

(15:37) Minimum Wage and Election Year Politics
Raising minimum wage may lead to inflation, reduced human interaction, and increased automation. Election years see strong market performance and favor political gridlock.

(28:12) Maximizing Roth IRA Benefits
Nature's Roth IRA benefits include tax-free growth, contribution limits, conversions, and strategic timing for beneficiaries.

(37:36) Choosing a Financial Advisor
Choosing the right financial advisor involves recommendations, personality match, fiduciary and CFP status, fees, and interviewing multiple advisors.

(47:27) Generational Legacy in Finance
Joy of multi-generational relationships in finance, community engagement, and "Bite-Sized Finance" show on KFBK, KSTE, and podcasts.

HIGHLIGHTS(07:52 - 08:46) Retirement Impact on Companies
(13:55 - 15:32) California Minimum Wage Impact
(21:28 - 22:52) Market Performance During Political Years
(28:12 - 29:12) Maximizing Roth IRA Contributions
(36:34 - 38:33) Bite-Sized Finance With Kelly Brothers
(43:30 - 45:19) Fee Transparency in Financial Advising
(47:17 - 47:52) Multi-Generational Family Advisor Relationship

Episode 31: Social Security, Roth IRA's and Choosing a Financial Advisor.

Get ready to rethink your understanding of banking and business growth with James Beckwith, the dynamic CEO of Five Star Bank. Discover how James's journey from a modest beginning in Santa Rosa to a respected figure in the banking world can inspire your own career path. From his early education at Santa Rosa Junior College to his transformative experiences at San Francisco State University and Touche Ross (now Deloitte), James unveils the milestones and mentors that sparked his passion for banking that ultimately led him to where he is today.

Learn the strategic intricacies behind transitioning a bank from a sub-chapter S corporation to a publicly traded entity. James offers a candid look at the monumental decision to go public, driven by the need for additional capital during rapid growth phases, especially post-PPP loans. Hear about the operational impacts of this shift, including the inevitable compliance costs and the invaluable benefits of engaging with public market investors. James's narrative on running a publicly traded bank reveals the rewarding experiences of sharing the bank's story with a broader audience and the newfound liquidity it offers shareholders.

James also shares his vision for Five Star Bank's future as he discusses the bank's significant expansion into San Francisco amidst the collapse of several banks in 2023. He explains the impact of remote work on commercial real estate and the unique challenges and opportunities this presents. Additionally, James emphasizes the profound connection between business success and community engagement, sharing heartfelt anecdotes of his philanthropic efforts. His advice to young professionals focuses on following one's passions, continuous learning, and adapting to new work environments. These are the word of wisdom from a leader who seamlessly blends business acumen with community spirit.

To learn more about Five Star Bank, visit: https://www.fivestarbank.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlights
(00:36 - 01:46) Early Interest in Business and Finance
(11:17 - 14:49) Founding and Future of Five Star
(20:41 - 22:30) Running a Publicly Traded Bank
(27:29 - 28:28) Regional Business Connection
(30:15 - 30:56) Impact of Engagement on Businesses
(34:09 - 35:29) Entrepreneurial Growth in Capital Region
(39:29 - 40:42) Community Engagement and Social Networks
(45:17 - 46:29) Generational Responsibility and Resilience

Chapter Summaries
(00:00) Banking Career Journey With James Beckwith
James Beckwith's journey from Santa Rosa Junior College to CEO of Five Star Bank, shaped by mentors and experiences in the banking industry.

(16:44) Transitioning to Publicly Traded Bank
Transitioning from sub-chapter S to publicly traded bank for capital, liquidity, compliance, and engaging with investors.

(22:30) Growth and Outlook in Northern California
Five Star Bank's growth and expansion, led by CEO James, from subchapter S to publicly traded entity, with $3.6 billion in assets and seven offices.

(35:29) Building Businesses Through Philanthropy and Engagement
CEO James Beckwith discusses the symbiotic relationship between business success, community engagement, and personal fulfillment through philanthropy.

Episode 32: The Growth of Five Star Bank is Commitment to the Community.

At various points in his 30-year broadcast career, Kelly Brothers has anchored the No. 1 evening newscast in Sacramento on KCRA 3 and the No. 1 morning news show on News 93.1 KFBK. He is currently a Principal and Advisor at CAPTRUST, based in Sacramento.  For the program, Kelly serves up some of the most succulent stories from our region about people, places and things that impact the community and your financial well being. I'm sure there will even be a few tasty surprises here and there, when the recipe is right. The goal is to have you learn, think, even laugh a little bit, all calorie free. Hopefully you'll enjoy what he's delivering right to your kitchen table or dining room or... will you be eating in your car, wherever you choose to listen.

Episode 28: From Foster Care to Harvard Law School. Andrew Bridge's Story of Education and Advocacy.

Bite Sized Finance

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