Great podcast, really liked the talk on and around investment. I believe all this can be implemented in my country which pretty much follow the US in every possible way.

a few misconceptions about commodities but all in all, a great podcast. Thanks for your opinion :)

One REALLY important thing for Kim to know is that if she makes extra payments on the higher interest loan, that may screw up her loan forgiveness and make the regular payments not count toward her forgivenes.  I was paying extra on one of my high interest loans while on the Public Service Loan forgiveness program, but despite the fact that I had told my loans to not advance my due date in the case I made extra payments, they still did that and the regular payments made did not count toward that 120 payment loan forgiveness. She could end up costing herself thousands of extra dollars (like I have) if she takes this route.

Hahahah... I had a 2008 HHR as my last vehicle. Definitely a good middle-of-the road ride, with great gas mileage. The mpg gives great resale value!

Good reinforcement - was going into the life insurance industry. So term life is the way to go!

Thanks for the interesting podcast! Quick question: what about the fact that most of these index funds are predominantly based on stocks in the fossil (fuel) industry? That doesn't seem very future proof and future thinking (or something I want my money to be put to work). So what if your values (seeing climate change as a huge threat) don't match most of the underlying stocks in the general stock market?

From the forthcoming 2CD compilation of remixes, rarities and unreleased tracks entitled "Memory and Matter", coming out on October 7 on Darla Records.

www.darla.com


"Memory and Matter comprises selected remixes and rarities from the past seven years, nine of them previously unreleased and many of them only issued only on hard to find EPs or as Japanese release bonus tracks. Far from being merely a collection of every single oddity, these tracks were carefully selected into a consistent whole that maintains the same high standard of proper Manual albums. This two-disc compilation is also a labor of love.

Like it's predecessor, Lost Days, Open Skies and Streaming Tides, released in 2007, disc one demonstrates Jonas Munk aka Manual's expertise in creating elegantly layered, shoegazey pop, while disc two focuses on minimalist, slow-moving pieces created mostly from processed guitars. The latter adds an excellent postscript to Confluence - an album that has gained near-classic status in ambient/drone circles since it's release in 2008.

Munk's way of remixing other artists usually involves a complete reconstruction of the original piece, rearranging heavily and adding loads of fresh layers of sound to it, which is obvious when listening to his haunting and atmospheric reworkings of Blue Foundation's ballad ”Dressed in Black” or Mice Parade singer Caroline's ”Sleep”, or the Robin Guthrie produced Annie Barker track ”Cruel”. For Manual fans it's a treat to hear Munk's lush signature sound paired up with (often female) vocals. Disc 1 closes with the 17 minute Manual original ”Camellia”, the most new age-indebted piece in the Manual oeuvre, originally created for a digital-only compilation on Attack9. The track's placid sense of drift and delicately weaved harmonies makes it a standout in Munk's entire body of work.

 Disc 2 is darker, more ambiguous in tone, with ”Three Parts” as the center piece – an enigmatic composition originally created for Ghostly International's ambient/drone compilation SMM: Context in 2011. Other notable selections includes  ”Fields”, a meditative collaboration with Jason Kolb from Auburn Lull, and ”Memento”, a somber piece that exhibits Munk's flair for intensive guitar manipulation."


Manual: "Miraparque"

Joshua & Ryan discuss debt, credit scores, credit cards, investments, and much more, and they answer the following questions: Should you keep credit cards or cancel them after you pay them off? Should you invest money while you're paying off debt or put all the money toward paying off the debt? Should you use federal income-based repayment programs if you have student-loan debt? How do you form a financial team with your partner who thinks some debt is okay? Detailed show notes: minimalists.com/podcast

Podcast 028 | Debt

Joshua Fields Millburn & Ryan Nicodemus discuss living a meaningful life with less.

Podcast 028 | Debt

theminimalists

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